| Feature | Benefit |
| Interest is calculated on the minimum quarterly balance in excess of $100 and paid semi-annually (April and October). | Provides immediate availability of funds while client earns interest and increases income. |
| No bank book required. Statements are mailed quarterly. | Provides immediate updated record of financial transactions. |
| Access funds through ABM network and check account balance using Royal Online Internet Banking, 24 hours a day, 7 days a week | Provides great convenience. |
| Free cash withdrawals at RBC ABMs. | Saves money. |
