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Personal Banking > Credit Cards > Low Interest Rate Card

Visa Classic Low Rate

Visa Classic Low Rate

If you choose to carry a balance on your credit card account, but want to avoid high interest costs, this is a great choice.

This Card is Good For:

  • People who want a fixed low interest rate.
  • Quick consolidation of debt for one monthly payment.
  • Anyone who carries a balance on their credit card.
Purchase Rate:
11.99%
Cash Advance Rate:
11.99%
Annual Fee:
$20
Additional Card:
$0

You are on: Features & Benefits

Great Value with an Everyday Low Annual Interest Rate

The RBC Royal Bank® Visa Classic Low Rate card gives you purchasing convenience with an everyday low interest rate of 11.99% on both purchases and cash advances.†† Whether you carry a monthly balance from time to time, want to consolidate balances from higher interest rate credit cards or finance larger purchases, it's great value that can save you money on interest costs.

  • Fixed annual interest rate of 11.99% on both purchases and cash advances.††

  • Low $20 annual fee.

  • No annual fee for additional card(s).

 

See How Much You Could Save ^

 
Enter Your Average Monthly Balance:
 

In One Year You Could Save Up To:

$000^
With the RBC Visa Classic Low Rate card.
 
$ Calculate
 
Card Type Interest Rate Interest Incurred Over 12 Months^
Department Store Card 29.99% $ 0.00
Standard Credit Card 19.99% $ 0.00
RBC Visa Classic Low Rate Card 11.99% $ 0.00
 
 

Start Your Application

Our online application is safe and secure. It can be completed in 3 easy steps and will only take you 5 minutes to complete.

Enter your name as it would appear on your card.

Quick, Easy & Secure. Online Application

 
 

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You are on: Additional Benefits

Included:

  • Worldwide access to cash advances of up to $500 daily (up to your available credit limit).††
  • Accepted at more than 600,000 locations in Canada and over 24 million worldwide.
  • Time-saving autopayment service
  • Commission-free travellers cheques

Optional:

 
 

Start Your Application

Our online application is safe and secure. It can be completed in 3 easy steps and will only take you 5 minutes to complete.

Enter your name as it would appear on your card.

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.

 

You are on: Insurance & Protection

 
 

Start Your Application

Our online application is safe and secure. It can be completed in 3 easy steps and will only take you 5 minutes to complete.

Enter your name as it would appear on your card.

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.

 

You are on: Manage My Card

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC Royal Bank credit card. With RBC Royal Bank Online Banking, you can:

  • Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
  • Review your statements as soon as they're ready, instead of waiting for them to be delivered by mail.
  • Archive your statements for up to seven years — and save or print them whenever you like.

Learn More

Sign-in
 
 

Start Your Application

Our online application is safe and secure. It can be completed in 3 easy steps and will only take you 5 minutes to complete.

Enter your name as it would appear on your card.

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.