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Personal Banking > Credit Cards > No Annual Fee Cards

No Annual Fee Cards

Looking for a great card without the annual fee? We offer several no annual fee credit cards—choose from RBC Rewards®, platinum benefits or gas rewards.

  Interest
Rate
Annual
Fee
No Annual Fee Card Overview

RBC Rewards Visa Gold

RBC Rewards Visa Gold

Purchase:
19.99%

Cash Advance:
21.99%

$0
  • A premium no annual fee credit card
  • Earn 1 RBC Rewards point for each $2 spent
  • Redeem points for travel, merchandise, gift certificates/cards & more

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Cash Back MasterCard

Cash Back MasterCard

Purchase:
19.99%

Cash Advance:
21.99%

$0
  • No Annual Fee and no charge for co-applicants or authorized users.
  • Earn 2% cash back credits on grocery store purchases.
  • Earn up to 1% cash back credits on all other purchases

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Visa Platinum

Visa Platinum

Purchase:
19.99%

Cash Advance:
21.99%

$0
  • No annual fee platinum credit card
  • Essential travel and purchase insurance
  • Credit limit of up to $50,000

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Esso Visa

Esso Visa

Purchase:
19.99%

Cash Advance:
21.99%

$0
  • Earn points towards free gas at Esso stations
  • No annual fee credit card
  • Redeem points for car washes, gas and more

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Shoppers Optimum

Shoppers Optimum<sup>‡</sup>


For residents in the Province of Quebec, click here for Pharmaprix

Purchase:
19.99%

Cash Advance:
21.99%

$0
  • Earn 15,000 Shoppers Optimum Points on First purchase
  • Earn 15 Shoppers Optimum Points for every $1 in eligible in-store purchases made at Shoppers Drug Mart
  • Earn 5 Shoppers Optimum Points for every $1 in purchases anywhere else you shop
  • Redeem your points instantly when checking out at Shoppers Drug Mart

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Target RBC MasterCard

Target<sup>‡</sup> RBC<sup>®</sup> MasterCard<sup>‡</sup>

Purchase:
19.99%

Cash Advance:
21.99%

$0
  • Instant 5% off* almost everything at Target stores in Canada.
  • 0.5% back in Target GiftCard Rewards on your everyday purchases outside of Target**
  • No annual fee and no charge for co-applicants or authorized users

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