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Rates for 13 December 2018

Royal Bank Card Products page

 Interest Rate [%]
 PurchasesCash Advances
Travel Rewards
RBC® Avion® Visa Infinite Privilege
for Private Banking
RBC® Avion® Visa Infinite Privilege 19.9922.99
RBC Royal Bank Visa Infinite Avion19.9922.99
RBC Royal Bank Visa Platinum Avion19.9922.99
WestJet RBC World Elite Mastercard19.9921.99
WestJet RBC Mastercard19.9921.99
RBC Rewards Visa Preferred19.9922.99
RBC British Airways Visa20.5022.99
RBC Cathay Pacific Visa Platinum card20.5022.99
RBC Royal Bank US Dollar Visa Gold19.9922.99
Everyday Rewards
RBC Rewards+TM Visa19.9922.99
Signature RBC Rewards Visa19.9922.99
RBC Rewards Visa Gold***19.9922.99
RBC® EssoVisa****19.9921.99
Everyday Savings
RBC Cash Back Mastercard19.9922.99
RBC Royal Bank Visa Cash Back*****19.9922.99
RBC Royal Bank Visa Classic Low Rate Option11.9911.99
RBC® Cash Back Preferred World Elite Mastercard19.9922.99
RBC RateAdvantage Visa RBP plus 4.99%-8.99%
Basic Benefits
RBC Royal Bank Visa Platinum19.9922.99
Business Cards
RBC Royal Bank Visa Business Platinum Avion19.9922.99
RBC Business Cash Back Mastercard19.9922.99
RBC Royal Bank Visa Business19.9922.99
RBC Royal Bank Visa CreditLine
for small business
RBP plus 0.9%-6.9%
Google AdWords Business Credit11.99N/A
Commercial Cards
RBC® Commercial AvionTM Visa19.9921.99
RBC® Commercial Cash Back Visa19.9921.99
RBC® Commercial Visa19.9921.99
RBC® Commercial U.S. Dollar Visa19.9921.99


  • Interest rates are per annum and subject to change without notice at any time.
  • Your interest rate will increase by 5% on purchases and cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date we prepare your next statement 2 or more times in any 12-month period. This will take effect in the third statement period following the missed payment that caused the rate to increase. (This does not apply to Commercial Cards.)
  • Our Prime Rate is the annual rate of interest announced by the Royal Bank of Canada from time to time and posted at our branches and on our website as a reference rate then in effect for determining interest rates of Canadian dollar commercial loans in Canada.
  • *** As of November 2016 the RBC Rewards Visa Gold product is no longer offered.
  • **** As of May 2017 the RBC® Esso Visa product is no longer offered.
  • ***** As of June 2017 the RBC Royal Bank Visa Cash Back product is no longer offered.
  • For more details, please refer to your RBC Royal Bank Credit Card Agreement.
    Click here:
  • ®/™  Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
  •   All other trademarks are the property of their respective owner(s).

12/13/2018 00:02:46