Banking And Cash Management

Your Private Banking Experience

An exclusive, concierge service for high-net-worth individuals and households

Private Banking

This product or service is currently available in Bahamas, Barbados, Cayman Islands, and Trinidad & Tobago only. For all other countries, please contact us directly to discuss your banking needs.

Phone ATM & Branch locator (link opens in new window)

Exclusive Banking Benefits

As our client, you have access to:

Preferred interest rates on terms deposits
Fixed-rate borrowing options at our lowest board rates
Personalized bank account options: primary personal operating accounts, accounts for your family members and holding company accounts
Eligible clients receive 100% rebate on monthly BSD125 Private Banking fee
An exclusive wealth limit program providing easier and faster credit solutions
RBC Mobile and Online banking

Distinctive debit and credit cards

The RBC Private Banking client card

This distinctive black client card identifies you at RBC branches as a Private Banking client and provides you with a BSD3,500 daily cash withdrawal limit, and a BSD20,000 point-of-sale (POS) transaction limits.

Additional privileges include:

Unlimited free local ATM transactions and point-of-sale transactions at merchants
Access to RBC and affiliated international ATM networks
Complimentary card renewal and replacement
Global ATM and point-of-sale access wherever LINX, Visa or PLUS are accepted

An exclusive credit card

You may also apply for the RBC Rewards Visa Platinum Black Card, offering pre-approved limits of up to the local currency equivalent of US40,000¹, 5,000 welcome bonus points² and up to four annual lounge visits³. Enjoy exclusive rewards, curated experiences, and a waived annual fee.

USD savings accounts

Access U.S. funds whenever you need them through a dedicated USD savings account, featuring:

Instant and free online currency exchange and transfers between your local and USD accounts
Easy online deposit and bill payments from any device
A preferred exchange rate

RBC Concierge, at your service

A complimentary service reserved for Private Banking clients, the RBC Specialized Service Response Team provides dedicated support for day-to-day non-cash banking transactions, ensuring efficiency, continuity, and discretion beyond your core Private Banking team.

As our client, you have access to:

Preferred interest rates on terms deposits
Fixed-rate borrowing options at our lowest board rates
Personalized bank account options: primary personal operating accounts, accounts for your family members and holding company accounts
Eligible clients receive 100% rebate on monthly BBD200 Private Banking fee
An exclusive wealth limit program providing easier and faster credit solutions
RBC Mobile and Online banking

Distinctive debit and credit cards

The RBC Private Banking client card

This distinctive black client card identifies you at RBC branches as a Private Banking client and provides you with a BBD7,000 daily cash withdrawal limit, and a BBD20,000 point-of-sale (POS) transaction limits.

Additional privileges include:

Unlimited free local ATM transactions and point-of-sale transactions at merchants
Access to RBC and affiliated international ATM networks
Complimentary card renewal and replacement
Global ATM and point-of-sale access wherever LINX, Visa or PLUS are accepted

An exclusive credit card

You may also apply for the RBC Rewards Visa Platinum Black Card, offering pre-approved limits of up to the local currency equivalent of BBD80,000¹, 5,000 welcome bonus points² and up to four annual lounge visits³. Enjoy exclusive rewards, curated experiences, and a waived annual fee.

USD savings accounts

Access U.S. funds whenever you need them through a dedicated USD savings account, featuring:

Instant and free online currency exchange and transfers between your local and USD accounts
Easy online deposit and bill payments from any device
A preferred exchange rate

RBC Concierge, at your service

A complimentary service reserved for Private Banking clients, the RBC Specialized Service Response team provides dedicated support for day-to-day non-cash banking transactions, ensuring efficiency, continuity, and discretion beyond your core Private Banking team.

As our client, you have access to:

Preferred interest rates on terms deposits
Fixed-rate borrowing options at our lowest board rates
Personalized bank account options: primary personal operating accounts, accounts for your family members and holding company accounts
Eligible clients receive 100% rebate on monthly KYD125 Private Banking fee
An exclusive wealth limit program providing easier and faster credit solutions
RBC Mobile and Online banking

Distinctive debit and credit cards

The RBC Private Banking client card

This distinctive black client card identifies you at RBC branches as a Private Banking client and provides you with a USD3,500 daily cash withdrawal limit, and a USD20,000 point-of-sale (POS) transaction limits.

Additional privileges include:

Unlimited free local ATM transactions and point-of-sale transactions at merchants
Access to RBC and affiliated international ATM networks
Complimentary card renewal and replacement
Global ATM and point-of-sale access wherever LINX, Visa or PLUS are accepted

An exclusive credit card

You may also apply for the RBC Rewards Visa Platinum Black Card, offering pre-approved limits of up to the local currency equivalent of USD40,000¹, 5,000 welcome bonus points² and up to four annual lounge visits³. Enjoy exclusive rewards, curated experiences, and a waived annual fee.

USD savings accounts

Access U.S. funds whenever you need them through a dedicated USD savings account, featuring:

Instant and free online currency exchange and transfers between your local and USD accounts
Easy online deposit and bill payments from any device
A preferred exchange rate

RBC Concierge, at your service

As our client, you have access to:

Preferred interest rates on terms deposits
Fixed-rate borrowing options at our lowest board rates
Personalized bank account options: primary personal operating accounts, accounts for your family members and holding company accounts
Eligible clients receive 100% rebate on monthly TTD650 Private Banking fee
An exclusive wealth limit program providing easier and faster credit solutions
RBC Mobile and Online banking

An exclusive credit card

You may also apply for the RBC Rewards Visa Platinum Black Card, offering pre-approved limits of up to the local currency equivalent of TTD260,000¹, 5,000 welcome bonus points² and up to four annual lounge visits³. Enjoy exclusive rewards, curated experiences, and a waived annual fee.

RBC Concierge, at your service

Let’s plan for your success

Discover the preferred service and exclusive benefits with RBC Private Banking.

Contact a Private Banker today

Legal Disclaimer¹

Personal lending products are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.

Legal Disclaimer²

4,000 bonus RBC Rewards points will be posted to your RBC Rewards account after the first purchase has been processed on your credit card account. Your RBC Rewards account will earn an additional 500 RBC Rewards points when at least one RBC Rewards cardholder on the account registers and creates a profile at www.RBCrewardscaribbean.com, provided the cardholder is a new RBC Rewards member or an existing member without a profile at time of registration. Finally, your RBC Rewards account will earn an additional 500 RBC Rewards points when at least one registered RBC Rewards cardholder on the account opts to receive e-marketing offers. Please allow 2-3 business days for bonus RBC Rewards points to be posted to your RBC Rewards account. We reserve the right to withdraw this offer at any time. This offer may not be combined or used in conjunction with any other offer. A maximum of 5,000 bonus RBC Rewards points will be awarded per account. Bonus points and earned points have a maximum four (4) years term, and expire at the end of four (4) years, based on first-in first-out (FIFO) principles.

Legal Disclaimer³

Four (4) complimentary visits are provided per credit card account each year. Each complimentary visit provides entry for one person and any unused visits do not carry over to the following year. RBC Royal Bank is not responsible for Priority Pass’s service (including, without limitation, quality of service), any fees or expenses payable in respect of Priority Pass’s service or the proper functioning of Priority Pass’s website. Any questions or complaints regarding Priority Pass’s service should be directed solely to Priority Pass.