Credit and Lending

Our clients have found that using our customized credit and lending solutions have helped them to:

• Build your wealth by acquiring additional assets or diversifying income sources
• Preserve your wealth by borrowing strategically rather than liquidating assets
• Manage your risk by diversifying asset types creating a more stable portfolio, less vulnerable to single market events

Credit and lending for business owners

Through your Private Banking team, you gain access to flexible financing solutions designed to support business growth, liquidity and transition planning.

Specialized credit structures

We offer a sophisticated suite of credit tools to support your current wealth management needs and long-term objectives. These include:

• Credit facilities in the name of personal holding companies
• Revolving lines of credit and US dollar lending
• Letters of credit
• Financing for significant or administratively complex transactions
• Non-resident mortgages across our Caribbean Banking locations
• Financing for second homes, construction or investment properties
• An exclusive wealth limit program which provides easier and faster credit solutions.

Caribbean real estate opportunities

The Caribbean offers a rare combination of lifestyle appeal and long-term investment potential. As an RBC Private Banking client, your standing and credit profile may help you qualify for financing or refinancing across RBC’s Caribbean markets.

From oceanfront estates to luxury condominiums and private residences, we guide you through the financing process, helping you secure a property that aligns with both your lifestyle and investment objectives.