A Business Bank Account That Powers Your Business
Not all low-fee business bank accounts are created equal. RBC includes extra digital features and services that can help you start and grow your business, manage your cash flow and save time and money for a $6 monthly fee2.
RBC Gives You Value Packed Features That Save You Money
| Digital Feature | Value offered by the RBC Digital Choice BusinessTM Account package |
|---|---|
| Unlimited Electronic Debit and Credit Transactions3 | Save up to $0.75 per transaction using self-serve channels. |
| Unlimited Electronic Cheque Deposits4 | Many other banks charge ~$0.20+ per electronic cheque deposit on top of the electronic debit and credit charges. |
| 10 FREE Outgoing Interac e-Transfer Transactions per month | Save up to $1.50 per Interac e-Transfer7 for your first 10. |
| Free Financial Insights6 | Power your day-to-day finances and see how your business is performing with NOMITM Insights. |
| Open Account From Anywhere | Save time by opening your RBC business bank account from anywhere without visiting a branch. |
Plus, get access to a robust ecosystem of specially selected services and offers that can help you accelerate your business growth.
Open Your RBC Business Account Today
Apply online and receive your RBC Digital Choice Business Account package number in less than 15 minutes.5
1-866-864-7997Multi-owner Businesses or businesses that have more than one authorized signatory
1-866-864-7997Open Your RBC Business Account Today
Apply online and receive your RBC Digital Choice Business Account package number in less than 15 minutes.5
Multi-owner Businesses or businesses that have more than one authorized signatory
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Legal Disclaimer
® / MC Trademark(s) of Royal Bank of Canada.
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Includes the standard fees for posting electronic debit or credit transactions to the account and excludes any other services and transactions such as Interac e-Transfer transactions, Pay Employees & Vendors (PEV), cheques and cash deposited at RBC ATMs for which standard fees and charges apply.
Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service. Standard fees and charges apply for transactions exceeding the number included in the account package.
Standard fees and charges apply for services and transactions exceeding the number included in the account package.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes cheques deposited through the RBC Mobile app, RBC ATMs and ChequePro.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes unlimited number of items deposited via an RBC branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit. Cost of processing an electronic credit or paper deposit to the account still applies, unless otherwise included.
Eligibility and allowable limit are determined by the provincial and federal governments. For more information, visit www.agr.gc.ca/agriinvest. In Quebec, AgriInvest is delivered provincially by La Financiére agricole. For more information, visit www.fadq.qc.ca.
Additional fees apply for services and transactions other than the ones listed.
Monthly fee is based on your operating account.
The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.
Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.