Please go to rbc.com/watchterms.

Not necessarily. You can be an existing RBC client and qualify for this offer, as long as you:

• do not have an existing Personal Banking Account with RBC
• never had a Personal Banking Account with RBC, nor qualified for any of our offers related to opening an account in the last five years

1) Open a new RBC Signature No Limit Banking account or RBC VIP Banking account by June 1, 2026

2) Set up and complete two of the following by August 10, 2026

• Your payroll or pension as a direct deposit
• Two (2) pre-authorized monthly payments (PAPs)
• Two (2) eligible bill payments to a service provider

NOTE:

• The Qualifying Criteria you performed to get the Apple Watch Reward (such as recurring payroll/pension deposit, bill payment or pre-authorized monthly payment) must remain in effect until after June 1, 2027.
• Once you qualify, to order your Apple Watch you must have a valid deliverable email address where you will receive a message containing a secure link that will permit you to visit a secure online store where you can select your Apple Watch and confirm an address for delivery, as well as any other shipping details

The offer is available to Canadian residents who:

• have never had a Personal Banking Account (chequing account) with RBC nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five year period before the start of the Promotional Period.
• have attained the age of majority as defined in their province of residence prior to June 1, 2026.

NOTE: If you are not age of majority when you open your new account but will turn the age of majority before June 1, 2026 once you complete the criteria, you will receive the link to order your Apple Watch after your birthday.

Other terms and conditions apply. See the full Terms and Conditions for details.

Starting February 9, 2026, we will notify you – by way of an email sent to the email address you have provided to us – when you have fulfilled the Qualifying Criteria and qualified for the Promotional Offer. This message will be sent at any time up to twenty business days after we have determined that all Qualifying Criteria have been completed by you. The email message will contain a secure link that will permit you to visit a secure online store where you can select your Reward and confirm an address for delivery, as well as any other shipping details

Your Eligible Personal Banking Account must remain open and in good standing, and the Qualifying Criteria you performed to receive the Reward (for example, setting up payroll/pension deposit or pre-authorized payments) must remain in effect until at least June 1, 2027.

You will be able to select the Apple Watch Series 11 GPS, Sport band, 42 mm or 46 mm case in your choice of:

• Jet Black Aluminum Case with Black Sport Band - S/M or M/L
• Grey Aluminum Case with Black Sport Band - S/M or M/L
• Rose Gold Aluminum Case with Light Blush Sport Band - S/M or M/L
• Silver Aluminum Case with Purple Fog Sport Band - S/M or M/L

Colours and band types are subject to availability. Please see the Terms and Conditions for additional details.

Only the primary account holder who is not an existing owner of a personal banking account is eligible for the offer. The primary account holder must not have previously been a joint account holder within the past five years.

Yes, as long as you set up and complete two (2) Pre-Authorized Monthly Payments and pay two (2) bills – and both payments are debited from your new account by August 10, 2026.

If you choose to qualify for this offer by setting up two (2) pre-authorized payments, the payments must be withdrawn from your eligible account by August 10, 2026. You can set up the two (2) pre-authorized monthly payments from two (2) different companies – or, if you set them up with the same company, the two (2) pre-authorized payments must be for different account numbers. Pre-authorized monthly payments include, but are not limited to, utility bill payments (hydro, water, cable, phone, internet), pre-authorized contributions to your investments and gym membership payments.

No. The Apple offer is limited to one reward per customer during the Promotional Period.

No. This offer is only for clients who have never had an RBC personal banking account nor qualified for any of our offers related to opening a personal banking account at any time during the promotional period or in the previous five years. Account upgrades do not qualify for the Apple Watch offer.

You may not have received the Apple Watch reward due to one of the following reasons:

• If the qualifying criteria was not completed by August 10, 2026.
• Your new eligible account was downgraded or closed prior to June 1, 2027.
• The recurring payroll, two (2) bill payments or two (2) pre-authorized monthly payments were not recognized by RBC Royal Bank

Your Apple device will be shipped to the Canadian mailing address you provided when placing the order for your device (we will not ship to any post office box number). After your order has been shipped, you will receive an email with a tracking number from the courier shipping the item. You can use the tracking number to get updates on your shipments on the courier’s website.

Please contact your branch or our Advice Centre at 1-800-769-2511 no later than August 18, 2026 if you have not received your Apple Watch Reward. Any notice received after this date, will not be accepted and you will be deemed not to have qualified for this Promotional Offer.

No, you will receive the Apple device you selected.

Switching to RBC from another bank is easy! Simply call 1-800-769-2511, visit a branch or choose your bank account and apply online. Please note that your account will need to be fully open before you can transfer money or pre-authorized payments from another financial institution to RBC.

RBC is one of Canada’s largest banks (as measured by market capitalization) and most trusted brands. We’re a proud member of Canada Deposit Insurance Corporation (CDIC) and offer a range of bank accounts, credit cards, loans, mortgages, investments and more to fit your needs.

Learn more about RBC.