A worry-free future for you and your family

Contributing to an RRSP every year may help you pay less tax now and build a larger retirement income for the future.

Your RRSP could mean the difference between just getting by and having the financial resources you need for a comfortable, fulfilling retirement. You can begin by choosing one of these topics:

      Understanding RRSPs
      RRSP Rules and Regulations
      Opening an Account
      Pre-Authorized Contributions
      Contributing to your RRSP Online

	Contribute Online with Online Banking
	RBC Royal Bank customers can make additional contributions to GICs, as well as RBC Funds and RBC Savings Deposits - all online.  Find out how

RRSP Solutions

We've put together a diverse team of financial specialists and developed a line-up of products and services that are just right for your investment and retirement needs.

	Mutual Funds		RRSP Loans
	GICs		RBC Savings Deposits

Financial Planning Resource Centre

Thinking about retirement planning? Find out how to maximize your RRSP opportunities by visiting the RBC Investments Financial Planning Web site. You can explore topics including:

      How to get 4% to 8% more from your RRSP?
      Pay down mortgage or contribute to RRSP?
      Important decisions when you turn 71
      Additional topics

We've made it easy to make this year's contribution. To find out more ask an investment representative at any RBC branch, contribute online, or call 1-800-769-2511.

Guaranteed investment certificates are provided by Royal Bank of Canada. RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.

There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. Please read the Fund Facts before investing.