The RBC Savings Deposit is an easy way for Canadian residents to start saving for retirement. It is also ideal for investors that are not ready to make a long-term investment decision or are rushing to make a last minute contribution.

Simply deposit your contribution into an RBC Savings Deposit, just as you would with a regular savings account, and receive market-driven, variable interest based on the balance in your RBC Savings Deposit^†. You can benefit from the flexibility it offers - you can access your funds at any time or switch the funds in your RBC Savings Deposit to a longer-term investment, either a GIC or mutual fund. Speak to an investment representative to discuss the investment options that suit your retirement goals.

Key Benefits:

• Capital guaranteed
• Tiered daily interest savings based on the balance of your RBC Savings Deposit^†
• Variable interest rate reflects market trends
• Higher balances earn higher interest
• Interest calculated daily, paid semi-annually
• No minimum deposit required
• Access to your money at your convenience

To open your RBC Savings Deposit, speak to an investment representative at any RBC branch or call 1-800-769-2511.

^† Interest rates subject to change without notice.