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Small Business > Borrowing and Credit > Loans and Lines of Credit

Business Loans & Lines of Credit

Flexible credit options for now and the future

Our wide range of loan and leasing options let you choose what's right for your business now and in the future. Convenient and flexible terms, payment schedules and credit access can let you concentrate on what's most important – running your business.

Business Overdraft Protection

Extend your cash resources by up to $5,000.

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Operating Lines of Credit

Get access to funds when your cash flow needs exceed $5,000 - available in Canadian funds.

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Term Loans

Finance business expansion costs at fixed or variable interest rates, in Canadian or US funds. Variable rate loans start at $5,000 and fixed rate loans start at $10,000.

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Lines of Credit

Our RBC Royal Bank® Visa CreditLine for Small Business can provide you with easy access to funds up to $50,000.

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Business Loan Insurance Plan

RBC Royal Bank Business Loan Insurance Plan provides the extra financial security your business needs during a difficult time, while also protecting your family and the people who keep your business running.

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