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Small Business > Borrowing and Credit > Specialized Financing Options > Business Credit Availability Program (BCAP)

Business Credit Availability Program

In an effort to help Canadian businesses manage during these uncertain economic times, as part of Budget 2009, the federal government introduced the Business Credit Availability Program (BCAP) Business Credit Availability Program (BCAP) (opens new window).

This program provides $5 billion in additional lending (loans and other forms of credit support and enhancements) to businesses with viable business models whose access to financing would otherwise be restricted, through the Export Development Corporation (EDC) and the Business Development Bank of Canada (BDC), in cooperation with private sector financial institutions such as Royal Bank of Canada.

Any creditworthy Canadian business seeking financing to support its operations may apply for credit under the Program.

Financing Programs

ExpandRBC Royal Bank®

ExpandCanada Small Business Financing Loan (CSBFL)