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Small Business > Borrowing and Credit > Credit Cards

Business Credit Cards

You are on: Choosing Your Credit Card

Card Features

Business Platinum Avion

Business Platinum Avion Purchase

Cash Advance
  • Earn 1 RBC Rewards point for every $1 spent
  • No blackout periods or seat restrictions
  • 20,000 welcome points upon enrolment1
  • Premium travel rewards & benefits
  • Instantly save 3¢/L on fuel21 at Petro-Canada^.

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Business Cashback

Business Cashback Purchase

Cash Advance
  • Earn 2% Cash Back on all your purchases* for the first three months
  • Earn 1% cash back* on all purchases thereafter
  • Instantly save 3¢/L on fuel21 at Petro-Canada^.
  • No Annual Fee

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Visa Business

Visa Business Purchase

Cash Advance
  • Flexible and affordable, with a low annual fee
  • Access your account any time, anywhere with ATM access — for withdrawals16 payments and account updates.
  • Instantly save 3¢/L on fuel21 at Petro-Canada^.

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Creditline for Small Business

CreditLine from Prime +
0.9% to 6.9%
  • Earn 1 RBC Rewards point for every $2 spent
  • Low competitive interest rate
  • Instantly save 3¢/L on fuel21 at Petro-Canada^.
  • No Annual Fee

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You are on: Managing Your Credit Card

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC credit card. With RBC Online Banking, you can:

  • Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
  • Access your RBC Royal Bank Credit Card Agreement, Insurance Certificates and Benefit Guides on our documentation page.

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Receive Your Statements Online

Choose to access your credit card statement online within RBC Online Banking. eStatements look the same as paper statements and offer you even more value, convenience and security with 7-year statement archiving††. You can also choose to save your eStatement to your computer instead of printing it on paper, making it an environmentally friendly choice.

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RBC Rewards

With an RBC Rewards credit card, you earn valuable RBC Rewards which can be redeemed for an outstanding variety of rewards — from travel and merchandise to gift certificates/cards and more.


You are on: Redeem Points

Redeem your RBC Rewards points for the rewards of your choice — travel, merchandise, gift certificates, registered investments, or donations to charity. It's quick, easy and convenient.

  • Sign in to Online Banking, visit your card account details screen, and select the "RBC Rewards" link on the right side.


You are on: Redeem for Flights

RBC Avion Cards give you the flexibility you deserve

When you use an RBC Avion card for everyday purchases, you earn RBC Rewards points that let you fly where you want, when you want, on any airline.

Whether it's a business trip, or rolling up your points into your personal Avion, with RBC Rewards making your travel dreams a reality is simple and easy. You can also redeem for travel rewards such as hotel stays, cruises, tours and package holidays and car rentals.

To redeem for flights or travel rewards, simply call the RBC Rewards Travel Redemption Centre at 1-877-636-2870, Monday to Friday 8 a.m. to 9 p.m. EST, or Saturday 9 a.m. to 5 p.m. EST.

You are on: Browse the Catalog

Reward yourself, you choose

From travel and merchandise to gift certificates/cards and investments, the RBC Rewards program is always working to offer you more. More choice. More flexibility. More of what you want, including:

  • Over 280 brand name merchandise selections
  • A full range of gift certificates and cards from some of the best retailers in Canada, including Golf Town, Starbucks, and Carlson Wagonlit Travel
  • Flexible travel rewards, and more

You can even turn your RBC Rewards points into investments by redeeming for RBC Financial Rewards™. Or donate your points to a worthy cause. From a digital camera to a day of golf, the choice is yours with RBC Rewards.


Browse the Catalog

You are on: Check Balance

See just how easy it is to reward yourself

There are three ways to find out how many points you have:

  • Sign in to RBC Royal Bank Online Banking, visit your card account details screen, and select the "RBC Rewards" link on the right side.
  • Look for the Sign In button at the top of every page on this site. It takes you to the secure sign-in page. Then enter your RBC Royal Bank credit card number, the primary cardholder's birth date, and your Identification Word.
  • Check your monthly RBC Royal Bank credit card statement to see how many RBC Rewards points you have available to redeem.

Note: Only Primary and Co-applicant cardholders have the authority to Sign-in to view their points.



You are on: Sign-up for Email Offers

RBC Rewards Online News

Sign up for RBC Rewards Online News and you will receive more frequent updates about the RBC Rewards program — including news, contests, bonus point offers, specials and tips on how to get the most out of your RBC Rewards points.



You are on: Learn about RBC Rewards

Watch your points add up

To earn RBC Rewards points, all you have to do is use your RBC Royal Bank credit card with RBC Rewards to make purchases every chance you get. It's that easy! Simply check that your card is eligible for the RBC Rewards program and how many points you earn for every dollar you spend.


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The RBC Security Guarantee is our Pledge to you. Learn More

You are on: Customer Service

Frequently Asked Questions


How Do I...

You are on: Report a lost or stolen Visa

Report my credit card lost or stolen

Call our 24-hour toll-free number 1-800-361-0152 or Outside North America: 514-392-9167 (collect) immediately if your RBC Royal Bank credit card is lost or stolen.

Once you have informed us of the loss, we will be able to block the card from future use and issue a new card to you.

You are on: Pay my Visa card

Pay my RBC credit card

We offer many options to pay your RBC credit card: Online Banking, Telephone Banking, ATM or at your local Branch.

You can make a payment to your RBC Royal Bank Canadian dollar Visa by using Online Banking, by telephone at 1-800-769-2511, at an RBC automated bank machine or by visiting your local RBC Royal bank branch.

You are on: See Rewards point balance

See my RBC Reward point balance and redeem my points

As an RBC Rewards cardholder, you can automatically redeem your RBC Reward points while banking online. Simply:

  1. Sign into Online Banking;
  2. Go to your Visa Details page;
  3. Click on "RBC Rewards" from the self-serve menu on the right;
  4. View your points balance and select the items you like.

If you prefer to order by telephone, you can call us at 1-800-769-2512.

For Travel Rewards (flights, hotel stays, car rentals, travel packages, VIA Rail and cruises), call 1-877-636-2870.


Important Phone Numbers

Service Phone Number
General Inquiries Within North America: 1-800-769-2512
Outside North America: 416-974-7780 (collect)
Lost or Stolen Cards Within North America: 1-800-361-0152
Outside North America: 514-392-9167 (collect)
Verified by Visa or Mastercard SecureCode® 1-800-769-2512
TTY (Telecommunications Device for the Hearing Impaired) 1-800-769-2518
BalanceProtector® insurance — Assurant Solutions 1-888-896-2766
InfoProtector — Card Registry 1-877-773-7774

The RBC Security Guarantee is our Pledge to you. Learn More