RBC Business Essentials^® Fixed Fee Plans

You are on: Features & Benefits

Our four fixed fee plans offer a range of transactions for a flat monthly fee, with no minimum balance required. They are ideal for businesses with predictable monthly transaction volumes that are within the limits specified by your chosen plan. As your business grows, it's easy to change to a different plan with higher transaction limits. All fixed fee plans offer the following benefits:

• No minimum balance required
• Save 40% on transaction fees when using RBC Royal Bank Online Banking and ATMs
• Convenient access to Canada's largest combined network of branches and ATMs
• Service and support 24/7 from dedicated small business advisors
• Access to RBC Online Banking and Telephone Banking

	Monthly Fee	Overview
RBC Business Essentials® Fixed Fee Plan 1
	$20	With 35 transactions per month, this account is designed to suit the needs of small businesses whose monthly transaction volumes remain consistent.
RBC Business Essentials® Fixed Fee Plan 2
	$35	With 70 transactions per month, this account is ideal for growing businesses with consistent monthly volumes.
RBC Business Essentials® Fixed Fee Plan 3
	$50	With 100 transactions per month, this account is ideal for businesses with higher transaction volumes. Enjoy no monthly fee with a minimum daily balance of $40,000.
RBC Business Essentials® Fixed Fee Plan 4
	$75	With 150 transactions per month, this account is perfect for businesses with high transaction volumes and larger cash deposits, such as retailers and manufacturers. Enjoy no monthly fee with a minimum daily balance of $65,000.

You are on: Fees

RBC Business Essentials Fixed Fee Plans
Monthly fees and included transactions(*)
	Plan 1: $20.00	Plan 2: $35.00	Plan 3: $50.00	Plan 4: $75.00
Debits or cheques	Up to 20	Up to 35	Up to 50	Up to 75
Credits or deposits	Up to 15	Up to 35	Up to 50	Up to 75
Items deposited	Up to 20	Up to 40	Up to 60	Up to 85
Cash deposited	Up to $2,500	Up to $3,500	Up to $6,500	Up to $10,000
Monthly fee waiver(+)	n/a	n/a	$40,000	$65,000
The following fees apply to transactions in excess of the included transactions
Electronic debits or credits			$0.60 each
Paper debits or credits			$1.00
Items deposited			$0.20
Cash deposited (Night and Day deposited)			$2.00(1) per $1000
Cash deposited (ATM)			$2.15 per $1000
Cash deposited (In-branch)			$2.15 per $1000

⁺ Fee waiver applies only to minimum monthly fee when balance is maintained daily for the entire month.

^* If your transactions exceed the stated limit of the plan, fees are charged for each additional transaction. Regular (paper-based) transactions will be applied first to the package limit.

1) Night and Day deposit may not be available in all areas.