Skip Header Navigation

Skip Breadcrumb Links  
Commercial Banking > Borrowing & Credit > Loans & Lines of Credit > Operating Lines

Operating Lines of Credit

Royal® Business OperatingLine

No matter what type of business you run, you need a secure cash flow to succeed. Royal Business OperatingLine supplements your cash flow by providing your business with a line of credit that is accessible 24 hours a day through a wide variety of channels.

How can this help my business?

  • Provides access to additional funds through your business deposit account with a credit line that will give you the financial flexibility to support your business growth
  • Access these funds anytime, through ABMs, Online and Telephone Banking, and Interac or by issuing cheques, wire payments and other payables solutions.
  • Reduces the effort required to manage your credit line by automatically checking your loan and deposit account balances every business day and paying down your line with any surplus funds

What else do I need to know?

  • Automatic transfer of surplus deposit balances to your outstanding credit line.
  • A detailed monthly Royal Business OperatingLine statement will be provided. If your business is enrolled in Online Banking you will also have the ability to view the credit line history online.
  • The interest paid on your Royal Business OperatingLine is based on the Royal Bank Prime rate.
  • Business Loan Insurance Plan is available (certain conditions may apply)

Apply for Business Financing

Our dedicated specialists are available to help find a flexible borrowing solution for your business.


Contact Us

Contact your RBC Royal Bank Account Manager or call 1-800-769-2520