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Making Payments

Make Cost-Effective Payments to U.S. Suppliers and Employees

Whether your company is just starting out or has established a reputation in another country, making on-time, cost-effective payments is essential to strengthening relationships and building your business.

If your suppliers are concerned about the time it takes for cheques from Canadian banks to clear, and you need the cheque to clear more quickly:

You can apply for U.S. Par Crossed Service on your U.S. Dollar Business Deposit Account in Canada so your cheque is paid by RBC in the U.S.

You can reassure suppliers that they will be paid by using one of the following payment methods:

  • Pay with a U.S. dollar draft or a money order instead of a conventional cheque.
  • Provide a wire transfer to ensure the payment is received quickly and cannot be disputed.
  • Pay upon receipt of shipping documents sent from their bank to Royal Bank® via documentary collection—with this method, you can be sure the goods have been shipped before you pay.

You can use your business credit card to pay for smaller purchases and for business expenses such as travel and entertainment.


Control Cash Flow, Reduce Expenses and Help Prevent Fraud

If you prefer the low cost and convenience of electronic payments, ACH Direct Deposits will enable you to:

  • Pay U.S. state and federal taxes electronically
  • Predict your cash flow more accurately
  • Mitigate fraud
  • Increase convenience for employees and suppliers

You can also use ACH Direct Deposits to pay employees and reimburse them for expense claims.


Take Advantage of Our International Expertise

Our dedicated specialists can show you how to put our strength to work for you and help you succeed in achieving your global business goals.

To find out how you can take advantage of our expert business advice and solutions, please contact your RBC Account Manager today or call 1-800-769-2520.


Foreign exchange
RBC Express


We had a supplier who needed to get our cheques faster but I was traveling a lot and unable to provide my signature. RBC Express allows our people to make wire transfers and direct deposits online. As long as I have internet access, I can review and approve these transactions. It’s made ordering seamless as we now have most of our major suppliers on the program.

- David Rogne, President,
Emercor Ltd., Calgary, Alberta