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What's So Rewarding About the RBC Rewards+® Visa Card?

Exclusive Offers Just for You
Gift Cards

Only RBC Rewards+ cardholders get our most popular $25 gift cards for just 2,500 points (that’s a savings of 1,000 points!)1.

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So Many Rewards Choices
  • Headphones
  • FitBit
  • Sunglasses
  • Coffe Maker
  • Watch

Choose to use your RBC Rewards points on almost anything!

Want to see more?

We Have an App for That

Download the RBC Rewards2 app to track your points, choose from eligible rewards3, and get access to deals at your fingertips.

Get Up to 3,500 Bonus Points for Going Digital5

If you’re the primary cardholder, get 500 RBC Rewards points for doing each of the following within 60 days of account approval5:

  • Sharing your email address with us.
  • Signing up for eStatements for your card.
  • Downloading and signing into either the RBC® Mobile app2, RBC Launch2 or RBC Rewards app2

And if you also bank with us6:

  • Making an Interac e-Transfer7 with the RBC Mobile app or RBC Online Banking2
  • Transferring funds with the RBC Mobile app or RBC Online Banking
  • Depositing a cheque8 with the RBC Mobile app
  • Paying a bill with the RBC Mobile app or RBC Online Banking

One Card, So Many Ways to Earn

You’ll earn RBC Rewards points on all your purchases4

Gas Tank

$1 on Gas =

1 Point4


$1 on Groceries =

1 Point4


$1 on Drug Store Items =

1 Point4


$2 on Everything Else =

1 Point4

We've Got You Covered

When you make a purchase with your RBC Rewards+ Visa card, you can feel great knowing that it’s automatically protected against loss, theft, or damage for up to 90 days from the date you bought it. Plus, get double the manufacturer’s original Canadian warranty for up to one extra year!9

® / ™
Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
All rewards are subject to availability. The regular redemption rate for RBC Rewards members, other than RBC Rewards+ cardholders, is 3,500 RBC Rewards points for a $25 gift card for, iTunes, Starbucks, McCafe and Cineplex. Point redemption values may fluctuate. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit or call 1-800 ROYAL® 1-2 (1-800-769-2512). is not a sponsor of this program. No expiration date or service fees. For complete Amazon gift card terms and conditions, see All Amazon ®, ™ & © are IP of, Inc. or its affiliates.
RBC Canada, RBC Launch, the RBC Rewards app, and RBC Online Banking are operated by Royal Bank of Canada. RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. Standard message and data charges apply to any Bonus Offers you fulfill using your device
All rewards are subject to availability. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit: or call 1-800 ROYAL® 1-2 (1-800-769-2512).
You will earn
i) 1 RBC Rewards point for every $1.00 in Gas, Grocery, and Drug Store Purchases you make; and
ii) 1 RBC Rewards point for every $2.00 on all other purchases (including pre-authorized bill payments) you make on your card.
Purchases made at merchants classified by Visa’s “Merchant Category Code” (MCC) as:
(i) “service stations” (MCC 5541) or “automated fuel dispensers” (MCC5542) are “Gas Purchases”;
(ii) “grocery stores” (MCC 5411) are “Grocery Purchases”; and
(iii) “drug stores & pharmacies” (MCC 5912) are “Drug Store Purchases” (“Eligible MCCs”).
Even though some merchants may sell gas, grocery, and drug store merchandise, purchases made at these locations may not necessarily qualify as Eligible MCCs if the merchant is not classified as such by Visa. Also, you may make a purchase at a merchant that is not classified as an Eligible MCC but is located on the premises of a merchant that is classified as an Eligible MCC, in which case your purchase would not qualify as an Eligible MCC. We cannot guarantee that any merchant, operating in whole or in part as a gas, grocery or drug store, is classified as an Eligible MCC and in no event will we be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified as an Eligible MCC. RBC Rewards points are earned on net purchases only; they are not earned on cash advances, balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.
Limited time offer must be fulfilled within 60 days from date of approval. This offer is not transferable, may not be combined or used in conjunction with any other offer. Offer may be changed, cancelled or withdrawn at any time. Only the Primary Cardholder of an RBC Rewards+ Visa card is eligible for this offer and may receive a one-time bonus of 500 RBC Rewards points (“Bonus Points”), for each listed offer (each a “Bonus Offer”) up to a maximum of 3,500 RBC Rewards points. It may take up to 60 days after offer expires for the Bonus Points to appear on the credit card statement. Primary Cardholder can provide us their email address and sign up for eStatements through RBC Online Banking, by visiting a branch or calling 1-800 ROYAL (1-2) (1-800-769-2512).
To bank with us means you must hold any of the following RBC accounts: RBC Day to Day Banking, RBC No Limit Banking, RBC Private Banking, RBC Signature No Limit Banking, RBC Student Banking, RBC No Limit Banking for Student, RBC VIP Banking, US Personal, Ratelink Essential, Ratelink Preference, RBC Day to Day Savings, RBC Enhanced Savings or RBC High Interest eSavings (“Eligible Account”). If you do not have an Eligible Account you may open one by going online at or by calling 1-800-ROYAL 1-1 (1-800-769-2511).
US Dollar accounts are not eligible for this Bonus Offer. Interac e-Transfers are free for all RBC personal chequing accounts. A fee of $1.00 may be charged to the sender for Interac e-Transfers sent from RBC personal savings accounts listed as an Eligible Account.
Deposits are subject to the same maximum deposit limits as well as release and payment amounts as deposits made at an RBC Royal Bank ATM. Cheques will also be subject to our Personal Banking hold policies.
Coverage underwritten by Aviva General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada. All insurance is subject to limitations and exclusions. Please refer to the certificate of insurance for complete details.