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Tools & Resources to Guide Your Business Journey
You’re great at what you do – baking, designing, tutoring, running an online business … or something else that’s uniquely yours. As your hustle grows, there’s also a business side to take care of. Use these tools, guides and checklists to help you stay organized, work smarter and make confident decisions as you move forward.
Your Business Startup Checklist
Check out these simple steps that can help make your business look professional.
Quiz: Ready to Grow your business?
Every side hustle grows at its own pace. Find out where yours stands – and what your next step could be
Tax Deductions: Dos and Don’ts
An essential guide to help you reduce your taxable income (and stay in the CRA’s good books).
Tools to Help Guide Your Decision-Making
Profit Margin Calculator
Run the numbers to make sure your products or services are priced right
Try This Tool
Ready to Open a Business Bank Account?
A dedicated business bank account makes it easier to separate your business and personal expenses, track what’s coming in and going out, and feel prepared for what comes next.
Most Popular
RBC Digital Choice Business Account Package
Unlimited electronic debit and credit transactions2
Unlimited electronic cheque depositslegal disclaimer 3
10 free outgoing Interac e-Transfer‡ transactionslegal disclaimer 4 per month – up to $15 in value
Unlimited Moneris‡ deposits
No minimum balance required
Most Flexible
RBC Flex Choice Business Account Package
Save 40% on transactions made through RBC Online Banking, the RBC Mobile applegal disclaimer 5 and RBC ATMslegal disclaimer 6
Save on cash deposits at the RBC ATM and through the Night and Day Depositlegal disclaimer 7 Service
Only pay for what you use
Unlimited Moneris‡ deposits
No minimum balance required
Most Popular
RBC Digital Choice Business Account Package
Unlimited electronic debit and credit transactions2
Unlimited electronic cheque depositslegal disclaimer 3
10 free outgoing Interac e-Transfer‡ transactionslegal disclaimer 4 per month – up to $15 in value
Unlimited Moneris‡ deposits
No minimum balance required
Most Flexible
RBC Flex Choice Business Account Package
Save 40% on transactions made through RBC Online Banking, the RBC Mobile applegal disclaimer 5 and RBC ATMslegal disclaimer 6
Save on cash deposits at the RBC ATM and through the Night and Day Depositlegal disclaimer 7 Service
Only pay for what you use
Unlimited Moneris‡ deposits
No minimum balance required
You can also open an account over the phone without coming into the branch.
Why Choose RBC Business Banking
Starting strong is easier with the right support
Best SME Bank, Canada
Global Finance World’s Best SME Bank Awards 2026
Largest Branch and ATM
Network in Canada
With more than 1,200 branches and 4,000+ ATMs
Curated Tools
and Resources
Robust support to help owners thrive and grow
20+ Trusted
Providers
Access partners, products and services across a range of sectors
Help Me Choose the Right Account
Answer a few short questions and we’ll recommend the right account to match your business needs. Choose one answer for each question.
Based on your answers, we recommend (2 products)
Legal Disclaimer
® / MC Trademark(s) of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
Includes the standard fees for posting electronic debit or credit transactions to the account and excludes any other services and transactions such as Interac e-Transfer transactions, Pay Employees & Vendors (PEV), cheques and cash deposited at RBC ATMs for which standard fees and charges apply.
Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service. Standard fees and charges apply for transactions exceeding the number included in the account package.
Standard fees and charges apply for services and transactions exceeding the number included in the account package.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes cheques deposited through the RBC Mobile app, RBC ATMs and ChequePro.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes unlimited number of items deposited via an RBC branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit. Cost of processing an electronic credit or paper deposit to the account still applies, unless otherwise included.
Eligibility and allowable limit are determined by the provincial and federal governments. For more information, visit www.agr.gc.ca/agriinvest. In Quebec, AgriInvest is delivered provincially by La Financiére agricole. For more information, visit www.fadq.qc.ca.
Additional fees apply for services and transactions other than the ones listed.
Monthly fee is based on your operating account.
The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.
Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.
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