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Get business solutions designed to help lighten your workload and reduce the time and cost of starting and running your business.

Make it official: Register your business starting at $49
Getting your business off the ground can be easy with Ownr. Register your business with Ownr and get up to $300 backlegal disclaimer 8 for your business when you open an RBC business bank account. Ownr services are currently only offered in Ontario, Alberta, Quebec and British Columbia.
Learn MoreRBC Digital Choice
Business™
Account package
Manage your money with ease: Get a business bank account for only $6/month.
Get all your banking right where you need it with the RBC Digital Choice Business Account Package. Save with unlimited electronic debit and credit transactionslegal disclaimer 2, unlimited electronic cheque depositslegal disclaimer 3 and more. All for just a $6 monthly feelegal disclaimer 1.
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Get access to your money faster: The next day, every day, at no extra cost
When your customers pays by debit or a credit card, as an RBC business client you’ll receive Monerislegal disclaimer ‡ deposits in your business bank account the next day, every daylegal disclaimer 10, 7 days a week – at no extra cost.
Learn MoreHow to Get Started
Most Popular
RBC Digital Choice Business Account Package
- Unlimited electronic debit and credit transactions2
- Unlimited electronic cheque depositslegal disclaimer 3
- 10 free outgoing Interac e-Transfer‡ transactionslegal disclaimer 4 per month – up to $15 in value
- Unlimited Moneris deposits
- No minimum balance required
Most Flexible
RBC Flex Choice Business Account Package
- Save 40% on transactions made through RBC Online Banking, the RBC Mobile applegal disclaimer 5 and RBC ATMslegal disclaimer 6 versus paper transactions
- Save on cash deposits at the RBC ATM and Night and Day Depositlegal disclaimer 7 Service
- Only pay for what you use – no minimum or maximum transaction limits
- Unlimited Moneris deposits
- No minimum balance required
You can also open an account over the phone without coming into the branch.
Why Choose RBC Business Banking
Starting strong is easier with the right support

Best SME Bank
Canada, North America
Global Finance World’s Best SME Bank Awards 2025

Largest Branch and ATM
Network in Canada
With more than 1,200 branches and 4,000+ ATMs
Curated Tools
and Resources
Robust support to help owners thrive and grow

20+ Trusted
Providers
Access partners, products and services across a range of sectors
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Legal Disclaimer
® / MC Trademark(s) of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
Includes the standard fees for posting electronic debit or credit transactions to the account and excludes any other services and transactions such as Interac e-Transfer transactions, Pay Employees & Vendors (PEV), cheques and cash deposited at RBC ATMs for which standard fees and charges apply.
Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service. Standard fees and charges apply for transactions exceeding the number included in the account package.
Standard fees and charges apply for services and transactions exceeding the number included in the account package.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes cheques deposited through the RBC Mobile app, RBC ATMs and ChequePro.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes unlimited number of items deposited via an RBC branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit. Cost of processing an electronic credit or paper deposit to the account still applies, unless otherwise included.
Eligibility and allowable limit are determined by the provincial and federal governments. For more information, visit www.agr.gc.ca/agriinvest. In Quebec, AgriInvest is delivered provincially by La Financiére agricole. For more information, visit www.fadq.qc.ca.
Additional fees apply for services and transactions other than the ones listed.
Monthly fee is based on your operating account.
The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.
Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.
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