RBC^® Business Cash Back MasterCard^‡

The RBC^® Business Cash Back MasterCard^‡ is a great way to separate your business expenses from personal ones, and manage your day to day cash flow. You’ll earn Cash Back^† for the things you need most while enjoying automatic protection against loss, theft or damage to your purchases.

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  Earn 2% Cash Back on all your purchases^* for the first three months when your account is opened before December 31, 2013.

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  Earn 1% Cash Back on all purchases^* thereafter.

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  Get Cash Back credit when you need it – receive a credit for the full amount every time your Cash Back balance exceeds $25, or let it accumulate all year for a credit in January!

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  No Annual Fee

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  Choose to access your credit card statement online within RBC Royal Bank Online Banking instead of receiving paper statements in the mail. Convenient, secure and environmentally friendly.

More for your business:

• Earn 1% Cash Back on business purchases made with your RBC Business Cash Back MasterCard.
• Enjoy the convenience of MasterCard’s worldwide acceptance
• Tap and Go with PayPass^‡ – when speed is essential, MasterCard PayPass™ is like having exact change wherever you go. A simple tap of your card is all it takes to pay at the checkout.
• Automatic Enrolment in MasterCard’s Easy Savings^‡ Program – receive automatic rebates on products and services from participating merchants.
• Cash back Credit accumulates automatically and appears on your monthly statement, you won’t have to keep track of points or monitor expiry dates.
• Flexibility of redeeming – you can call in to receive your Cash Back Credits as soon as you have earned $25, or wait for your January statement for an automatic credit.
• Emergency card replacement and 24/7 Assured Assistance Customer Service,
• Time–saving Autopayment service.
• Commission–free Travellers cheques.

• Purchase Security¹ — protects eligible business purchases charged to your Business Cash Back MasterCard against theft, loss or damage for 90 days from the day you buy them.
• Extended Warranty¹ — doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Business Cash Back MasterCard.
• Purchase Security and Extended Warranty
• Chip and PIN technology for enhanced security.
• Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card, as set out in your RBC Royal Bank Credit Card Agreement.

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC Royal Bank credit card. With RBC Royal Bank Online Banking, you can:

• Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
• Access your RBC Royal Bank Credit Card Agreement, Insurance Certificates and Benefit Guides on our documentation page.
• Important Credit Card Phone Numbers (wallet card)

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Receive Your Statements Online

Choose to access your credit card statement online within RBC Royal Bank Online Banking. eStatements look the same as paper statements and offer you even more value, convenience and security with 7-year statement archiving^††. You can also choose to save your eStatement to your computer instead of printing it on paper, making it an environmentally friendly choice.

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