Visa CreditLine for Small Business

Get Rewards for Your Business Combined With a Flexible Credit Line

The RBC Visa CreditLine for Small Business is an excellent way to earn RBC Rewards points with every purchase⁴, while offering you easy access to the capital you need, to finance every day operating costs.

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  Earn one RBC Rewards point for every $2 spent with your card⁴.

  Earn bonus points when you shop online at the RBC Rewards eMall^™.

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  Low competitive interest rate from Prime + 0.9% to 6.9%¹⁴.

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  Redeem for gift cards/certificates, merchandise⁵, or RBC Financial Rewards^® vouchers to use as incentives for employees, gifts for clients, or to simply reward yourself.

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  Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Travelocity^‡.

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  Enjoy the convenience and flexibility of a credit card and the functionality of cheques.

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  Choose to access your credit card statement online within RBC Royal Bank Online Banking instead of receiving paper statements in the mail. Convenient, secure and environmentally friendly.

Earn RBC Reward Points

• Earn 1 RBC Reward Point for every $2 spent every time you make a purchase with your Visa CreditLine for Small Business card⁴.
• Earn additional RBC Rewards points when you shop online at the RBC Rewards eMall^™, book travel with Carlson Wagonlit Travel or rent a vehicle at any participating Thrifty Car Rental locations in Canada.

Redeem or Convert

• Enjoy travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
• Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Travelocity^‡.
• Choose gift cards/certificates, specially selected merchandise items⁵, or RBC Financial Rewards^®.
• Convert RBC Rewards points to Esso Extra points, Shoppers Optimum points^‡ or WestJet dollars^‡.

Additional Benefits:

• Ease tax-time by keeping your business and personal expenses separate with a dedicated business credit card.
• Build credit history in the name of your business.
• Bridge short-term cash flow gaps with immediate access to credit any time your business needs it.

Enjoy Privileged Services

• Enjoy speed, convenience and security when paying for small purchases with Visa payWave.

Built-in Security and Protection

• Purchase Security - protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them¹².
• Extended Warranty - doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card¹².
• Chip and PIN technology for enhanced security.
• Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card, as set out in your RBC Royal Bank Credit Card Agreement.
• 24-hour worldwide fraud detection keeps your card safe.

Optional:

• Optional Life and Disability Coverage

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC Royal Bank credit card. With RBC Royal Bank Online Banking, you can:

• Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
• Access your RBC Royal Bank Credit Card Agreement, Insurance Certificates and Benefit Guides on our documentation page.
• Important Credit Card Phone Numbers (wallet card)

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Receive Your Statements Online

Choose to access your credit card statement online within RBC Royal Bank Online Banking. eStatements look the same as paper statements and offer you even more value, convenience and security with 7-year statement archiving^††. You can also choose to save your eStatement to your computer instead of printing it on paper, making it an environmentally friendly choice.

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