Visa CreditLine for Small Business

Get Rewards for Your Business Combined With a Flexible Credit Line

The RBC Visa CreditLine for Small Business is an excellent way to earn RBC Rewards points with every purchase⁴, while offering you easy access to the capital you need, to finance every day operating costs.

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  Earn one RBC Rewards point for every $2 spent with your card⁴.

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  Low competitive interest rate from Prime + 0.9% to 6.9%¹⁴.

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  Redeem for gift certificates, merchandise, or investment rewards vouchers⁵ to use as incentives for employees, gifts for clients, or to simply reward yourself.

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  Enjoy the convenience and flexibility of a credit card and the functionality of cheques.

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  Get exceptional savings and special offers with the VISA Savings for Business program offered by Visa Canada, for the things you need to get ahead in business.

Earn RBC Reward Points

• Earn 1 RBC Reward Point for every $2 spent every time you make a purchase with your Visa CreditLine for Small Business card⁴.
• Earn RBC Rewards points faster with travel bookings through Carlson Wagonlit Travel.

Redeem or Exchange

• Enjoy travel rewards including packaged holidays, hotels, car rentals, rail travel, cruises and tours.
• Choose gift certificates, specially selected merchandise items, or financial rewards⁵.
• Exchange RBC Rewards points for Esso Extra points.

Additional Benefits:

• Ease tax-time by keeping your business and personal expenses separate with a dedicated business credit card.
• Build credit history in the name of your business.
• Bridge short-term cash flow gaps with immediate access to credit any time your business needs it.

Enjoy Privileged Services

• Get savings and special offers with the VISA Savings for Business program offered by VISA Canada for the things you need to get ahead in business such as selected savings on everyday business expenses.
• Enjoy speed, convenience and security when paying for small purchases with Visa payWave.

Built-in Security and Protection

• Purchase Security — protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them¹².
• Extended Warranty — doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card¹².
• Chip and PIN technology for enhanced security.
• Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card, as set out in your RBC Royal Bank Credit Card Agreement.
• 24-hour worldwide fraud detection keeps your card safe.

Optional:

• Optional Life and Disability Coverage.

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC Royal Bank credit card:

• With RBC Royal Bank Online Banking, you can pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
• Access your RBC Royal Bank Credit Card Agreement, Insurance Certificates and Benefit Guides online.
  • View all the Agreements & Certificates
• Important Credit Card Phone Numbers (wallet card)

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