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Small Business > Borrowing and Credit > Credit Cards > VISA CreditLine for Small Business

Visa CreditLine for Small Business

Visa CreditLine for Small Business

This Card is Good For Business Owners who want:

  • An unsecured line of credit with the convenience of a credit card and cheques.
  • To earn rewards with no annual fee and low interest rate.
Interest Rate:14:
from Prime +.9% to 6.9%
Annual Fee:
$0
Additional Card:
$0 (maximum of 2 cards)

You are on: Features & Benefits

Get Rewards for Your Business Combined With a Flexible Credit Line

The RBC Visa CreditLine for Small Business is an excellent way to earn RBC Rewards points with every purchase4, while offering you easy access to the capital you need, to finance every day operating costs.

  • Earn one RBC Rewards point for every $2 spent with your card4.

    Earn bonus points when you shop online at the RBC Rewards eMall.

  • Low competitive interest rate from Prime + 0.9% to 6.9%14.

  • Redeem for gift cards/certificates, merchandise5, or RBC Financial Rewards® vouchers to use as incentives for employees, gifts for clients, or to simply reward yourself.

  • Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Orbitz.

  • Enjoy the convenience and flexibility of a credit card and the functionality of cheques.

  • Choose to access your credit card statement online within RBC Royal Bank Online Banking instead of receiving paper statements in the mail. Convenient, secure and environmentally friendly.

 
 

Start Your Application

Our online application is safe and secure.

Apply Now

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.

 
 
RBC rewards®

Redeem for RBC Rewards of your choice:

  • travel, hotels, car rentals
  • merchandise
  • gift cards/certificates
  • RBC Financial Rewards
  • donation to charity

Learn more
 

You are on: Rewards & Additional Benefits

Earn RBC Reward Points

  • Earn 1 RBC Reward Point for every $2 spent every time you make a purchase with your Visa CreditLine for Small Business card4.
  • Earn additional RBC Rewards points when you shop online at the RBC Rewards eMall, book travel with Carlson Wagonlit Travel or rent a vehicle at any participating Thrifty Car Rental locations in Canada.

Redeem or Convert

  • Enjoy travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
  • Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Orbitz.
  • Redeem your points online for over 90,000 of the hottest tech products from Best Buy and Future Shop.
  • Choose gift cards/certificates, specially selected merchandise items5, or RBC Financial Rewards®.
  • Convert RBC Rewards points to Esso Extra points, Shoppers Optimum points or WestJet dollars.
  • Payback with Points (opens new window) allows you to redeem RBC Rewards® points towards your credit card balance.

Additional Benefits:

  • Ease tax-time by keeping your business and personal expenses separate with a dedicated business credit card.
  • Build credit history in the name of your business.
  • Bridge short-term cash flow gaps with immediate access to credit any time your business needs it.

Enjoy Privileged Services

  • Enjoy speed, convenience and security when paying for small purchases with Visa payWave.
  • Turn business purchases into automatic17 business savings with Visa SavingsEdge®. It's free to join. Just enroll your eligible RBC Visa Business card at www.visasavingsedge.ca. (opens external website in new window) Then make qualifying18 purchases with your enrolled card at participating merchants. Savings will appear automatically as credits on your future account statements.
 
 

Start Your Application

Our online application is safe and secure.

Apply Now

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.

 
 
RBC rewards®

Redeem for RBC Rewards of your choice:

  • travel, hotels, car rentals
  • merchandise
  • gift cards/certificates
  • RBC Financial Rewards
  • donation to charity

Learn more
 

You are on: Insurance & Protection

Built-in Security and Protection

  • Purchase Security - protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them12
  • Extended Warranty - doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card12.
  • Chip and PIN technology for enhanced security
  • Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card, as set out in your RBC Royal Bank Credit Card Agreement
  • 24-hour worldwide fraud detection keeps your card safe

Optional Insurance

 
 

Start Your Application

Our online application is safe and secure.

Apply Now

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.

 
 
RBC rewards®

Redeem for RBC Rewards of your choice:

  • travel, hotels, car rentals
  • merchandise
  • gift cards/certificates
  • RBC Financial Rewards
  • donation to charity

Learn more
 

You are on: Manage My Card

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC Royal Bank credit card. With RBC Royal Bank Online Banking, you can:

Learn More

Sign-in
 

Receive Your Statements Online

Choose to access your credit card statement online within RBC Royal Bank Online Banking. eStatements look the same as paper statements and offer you even more value, convenience and security with 7-year statement archiving††. You can also choose to save your eStatement to your computer instead of printing it on paper, making it an environmentally friendly choice.

Learn More

 
 

Start Your Application

Our online application is safe and secure.

Apply Now

Quick, Easy & Secure. Online Application

 
 

We're Here to Help

Choose the option that's best for you.

 
 
RBC rewards®

Redeem for RBC Rewards of your choice:

  • travel, hotels, car rentals
  • merchandise
  • gift cards/certificates
  • RBC Financial Rewards
  • donation to charity

Learn more