Getting through it together
Stories of resilience and advice to help you manage and grow your business.
All Resources (12)

Attract Customers with the Right Social Media Strategy
August 10, 2023

Top 3 Fraud Scams: Making or Accepting Payments
August 9, 2023

5 Ways Small Business Owners Can Get Paid Faster
May 23, 2023

2023 Economic Outlook — And What it Means for Business Owners
May 30, 2023

What’s the impact of digital technologies on business today?
April 13, 2023

Expert Tips, Best Practices and Step-by-step Guides to Help You Digitize Your Business.
April 19, 2023

5 Things Businesses Should Consider in a Higher Interest Rate Environment
March 3, 2023

Thinking of Starting a Business? Read this Step-by-Step Guide To See If You’re Ready to Take the Leap
March 20, 2023

Exploring Funding and Financing Opportunities for your Business? Do These 4 Things first
February 16, 2023

5 Cyber Security Threats Every Business Should Watch for in 2023
February 16, 2023

Lenz Rental: How This Black-Owned Business Secured the Capital and Support They Needed to Move Forward
January 10, 2023

HR Roundup: Tips to hire, retain and engage employees in a tight labour market
January 11, 2023

RBC Small Business Talks: Exclusive Webinar Series for Business Owners
January 20, 2023

5 Ways Grants Can Help Grow Your Business in 2023
December 15, 2022
Black Entrepreneur Program
As part of our action plan against issues of systemic racism, RBC is committed to enabling economic growth and wealth creation for Black entrepreneurs through access to financial solutions and advice. We are also actively championing success and fostering community engagement through partnerships and programs in an effort to help establish a robust and enduring ecosystem of Black entrepreneurs.
Start a New Business
Challenging times can offer good opportunities to start a business.
Learn how you can get an idea off the ground with our five start-up steps. Each step includes guides, tools, templates and resources to help you along the way.
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Register or incorporate your Business with Ownr and get up to $300 back* when you open an RBC business account.
Get StartedThinking of starting a business?
Explore the #GetStarted article series, where we provide practical tips, debunk common myths and call on experts to help prospective entrepreneurs take the leap from idea to action.
Offers & Services Beyond Banking

GrantMatch is a leader in securing government funding for organizations. RBC business clients can access preferred pricing4. Offer expires January 31, 2024.
Learn more
Meet with Sherweb’s experts to help you navigate the cloud computing marketplace. RBC Business clients can get offers on Microsoft365, Bitdefender, Proofpoint, Veeam, and more6
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Moneris‡ has payment solutions for every type of business. Get access to your money the next day, every day at no extra cost.
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Get access to creative and marketing company experts based on your project and budget. RBC Business clients receive an exclusive discount of 100% off for Premium level support5.
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GrantMatch is an industry leader in securing government funding for a wide variety of organizations. RBC business clients can access preferred pricing from GrantMatch4. Offer expires January 31, 2023.
Learn more
Moneris‡ has payment solutions for every type of business. Get access to your money the next day, every day at no extra cost.
Learn more
Meet with Sherweb’s experts to help you navigate the cloud computing marketplace. RBC Business clients can get offers on Microsoft365, Bitdefender, Proofpoint, Veeam, and more6
Learn more
Get access to creative and marketing company experts based on your project and budget. RBC Business clients receive an exclusive discount of 100% off for Premium level support5.
Learn moreOnline Banking
Business banking that fits your needs
- Pay taxes online – File and submit federal and provincial taxes conveniently and efficiently
- Send a wire transfer – A fast and secure way to pay your domestic and international vendors. Use when guaranteed funds are needed to close the deal.
- Pay employees and vendors - Pay your domestic and international vendors, virtually anywhere in the world, in over 25 currencies.
RBC Mobile App3
Business banking in the palm of your hands
- Track business spending with NOMI - Gain insights to make informed financial decisions.
- Improve cash flow with our Request Money feature to remind clients about outstanding invoices and receive real-time notifications on outstanding payments
- Send money electronically to pay bills, transfer money between accounts and send Interac e-Transfer payments to vendors and suppliers
Or text “RBC” to 722722 and we’ll send you the link
Standard message rates may apply.
Frequently Asked Questions
To Enroll in Pay Employees and Vendors for direct deposits
View DetailsA Void Cheque can be obtained from Online Banking or by visiting your local RBC Royal Bank branch.
View DetailsBusiness Clients can conveniently pay and file government remittances such as Federal or Provincial taxes (GST/PST) and payroll source deductions online.
View DetailsTo sign into Online Banking and RBC Express
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Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.
For sole proprietorship registration "$100 back" offer is inclusive of any applicable taxes, and for incorporation, "$300 back" offer is inclusive of any applicable taxes ("Offer"). Offer available when you register or incorporate with Ownr and apply and get approved for a new RBC business deposit account associated with the business registered or incorporated with Ownr ("BDA") within 60 days ("Application Criteria"). Royal Bank of Canada (not Ownr or RBC Ventures Inc.) will in its discretion make approval decisions for all BDA applications. Once you complete the Application Criteria, you must log back into your Ownr account and click 'Refund Me'. You will receive the Offer as a credit in your BDA within 7-10 business days of clicking 'Refund Me'. To qualify for this Offer your BDA must remain open for a period of 1 year from the date it is opened but there is no minimum balance that must be maintained in your BDA. If you received this Offer then change or close your BDA within 1 year of the date it was opened, we reserve the right to debit from your BDA an amount equal to the value of this Offer (inclusive of applicable taxes), even if this places the BDA into overdraft. Offer may be revised or withdrawn at any time without notice.
Terms and conditions: Receive three months of free payroll processing and free implementation when you are referred by Royal Bank of Canada (“RBC”) by October 31, 2023 and have entered into ADP’s standard form services agreement by November 30, 2023. Cannot be combined with any other promotions and is only available to new ADP clients in Canada that are referred by RBC and have 1-49 employees. Applies only for Small Business Payroll solutions - ADP Workforce Now On the GoSM, TeamPay by ADP® (including ADP HR Assist bundles), TeamPay by ADP Live, and Comprehensive Outsourcing Services. Free payroll processing applies to the recurring payroll processing fees paid by you to ADP. “Recurring payroll processing fees” exclude, without limitation: (i) any underlying payroll funding obligations (wages, taxes, third party remittances); (ii) any fees for official bank cheques, tax or special one-time reports, third-party remittances or cheque stuffing; (iii) Year-end services; (iv) refundable deposits or third party pass-through charges (including delivery charges); (v) direct expenses/charges (e.g. NSF fees); (vi) penalties and interest; (vii) fees for shipping, delivery and installation of equipment or software, custom programming, the sale or leasing of equipment or software, or maintenance; and (viii) income derived from the float. ADP reserves the right to discontinue or modify this promotion at any time. ADP, the ADP logo, and Always Designing for People, and TeamPay by ADP are trademarks of ADP, INC. ADP HR Assist and ADP Workforce Now On the Go are service marks of ADP, INC. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. All other marks are the property of their respective owners. Services referenced herein are provided by ADP Canada Co. ADP Canada Co. is not a member of RBC Financial Group. Copyright © 2023, ADP Canada Co.
Certain terms and conditions apply. Please visit go.moneris.com/rbc for complete details and restrictions regarding offer eligibility. To be eligible merchants must enter into credit and debit processing agreements and rent or buy a terminal from Moneris. Offer is subject to cancellation or withdrawal at any time. Promotion runs from March 11, 2020 to November 30th, 2022. MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Canada, and Avion Rewards are operated by Royal Bank of Canada.
This offer is only available to Royal Bank of Canada (RBC) business clients and Group Advantage sponsors (“RBC Customers”) and is non-transferable. RBC Customers will receive free access to the GrantMatch Funding Assessment and Strategy Tool (FAST). RBC Customers who wish to access the FAST more than once must contact GrantMatch directly. Upon completing a FAST assessment, RBC Customers can get access to preferred pricing for 1.GrantMatch grant writing services (where GrantMatch personnel will assist with the completion and submission of a grant application) and 2.GrantMatch Premium (where GrantMatch funding specialist will assist in developing long term grant strategy, offer guidance on the grant application process and if a grant is awarded will assist with reporting and compliance requirements) and 3.the GrantMatch Hub platform at a 20% discounted subscription rate of either $24 per month, or $240 per year. These Offers are valid from Dec 15,2022 to January 31, 2024 (“Offer”).
Preferred pricing for GrantMatch grant writing services consists of the following which is a 20% discount from GrantMatch’s standard pricing for GrantMatch grant writing services:
(1) Hourly rate $175.
Preferred pricing for GrantMatch Premium consists of the following options which are a 20% discount from GrantMatch’s standard pricing for GrantMatch Premium:
(1) an hourly rate $175; or
(2) a percentage fee model which is based on a percentage of approved funding:
- Up to $250,000 = 20% fee (of the first $250,000 of approved funding)
- Between $250,000 - $499,999 =16% (of approved funding)
- Between $500,000 - $999,999 =12% (of approved funding)
- More than $1mm = 8% (of approved funding)
Preferred pricing does not include HST. GrantMatch Corp., not Royal Bank of Canada, is responsible for all terms and conditions applicable to your GrantMatch services, which are available at: https://ca.grantmatch.com/gm-terms-of-use-ca(opens to external site). Offer may not be combined or used in conjunction with any other offer(s). GrantMatch and RBC each reserve the right to discontinue or modify this Offer at any time.
This offer is non-transferable. This offer and its associated terms and conditions are provided by helloDarwin, not Royal Bank of Canada (“RBC”), and are available at: https://hellodarwin.com/terms-of-service(opens to external site).
To take advantage of this offer, click the link in this offer to fill out the form which outlines your business and project details and a representative from helloDarwin will reach out to you. helloDarwin has agreed to provide an exclusive discount of 100% off the Nominal Fee. The Nominal Fee is set at 1.5% of the total cost of the project. Where the Premium service discount is available, a Nominal Fee of 0.75% of the total cost of the project will be charged.
This offer cannot be combined with any other offers. Offer may be amended or withdrawn at any time. For more details on the offers program, please visit rbc.com/offers.