Add Authorized User(s) Request

Important Information about an Authorized User

• Your (Primary or Co-Applicant) account must be in good standing in order at the time the request to add an Authorized User is processed.
• In order to be an Authorized User, individuals must be Canadian citizens at least 14 years of age. Authorized User(s) with access to the primary/co-applicant’s entire credit limit must be age of majority in their province/territory of residence.
• You (Primary or Co-Applicant) may not be added to your account as an Authorized User.
• An Authorized User will receive the same type of credit card as the Primary Cardholder. Cards issued for Authorized Users will be mailed to the Primary Cardholder.
• An annual fee may apply for each Authorized User, depending on the type of card you have.
• An Authorized User will not receive separate monthly account statements, but transactions made by an Authorized User are clearly identified on the monthly account statement. You (Primary or Co-Applicant) are responsible for any amounts owing on the Account, including all transactions made by the Authorized User.
• Authorized Users are responsible for adhering to the terms of the Credit Card Agreement.
• Authorized Users cannot be added to the following products: U.S. Dollar credit cards, Student credit card products and any product where the Primary Cardholder’s occupation is "Student."