RBC Signature No Limit Banking

Monthly Fee: $16.95

RBC VIP Banking

Monthly Fee: $30.00

RBC Advantage Banking

Monthly Fee: $12.95

65,000 Avion Points^{legal bug 1}

45,000 Avion Points^{legal bug 1}

Open Now

65,000 Avion Points^{legal bug 1}

45,000 Avion Points^{legal bug 1}

Exclusive for RBC Clients

Q: Where can I find the full terms and conditions for this offer?

You can find the full terms and conditions at rbc.com/avionpointsoffer.

Q: How do I qualify for this offer?

To qualify, you must open a new eligible RBC banking account as a primary owner during the promotional period, enroll the account in the Value Program at the time of opening, and complete two qualifying activities such as a recurring payroll or pension deposit, two pre-authorized monthly payments, or two eligible bill payments by August 10, 2026. Additional eligibility requirements apply, including residency and age requirements.

Q: Can I still qualify if I don’t use an automated recurring payroll direct deposit?

Yes. You can still qualify by setting up and completing two pre-authorized monthly payments and paying two eligible bills from the new account by August 10, 2026.

Q: What types of payments count as Pre-Authorized Payments and meet the offer requirements?

Eligible pre-authorized monthly payments include utility bills such as hydro, water, cable, phone, internet, investment contributions, and gym memberships. Payments must be withdrawn from the new eligible account by August 10, 2026.

Q: When will I receive the Avion points reward if I qualify?

If you qualify and meet all applicable terms and conditions, the Avion points reward will be deposited into the associated Rewards Account within eight weeks after all criteria are met.

Open an Eligible RBC Chequing Account and Get up to 65,000^{legal bug 1} Avion Points!

Redeemable to put towards travel, dining, merchandise and more. Start earning rewards with everyday banking

Get Started

Offer Ends June 1, 2026. Qualifying criteria and other Conditions apply.

3 Great Chequing Accounts to Choose from

RBC Signature No Limit Banking account

+ GET 65,000 Avion Points

Unlimited

tap, swipe and debit
transactions in Canada

3 non-RBC ATM

fees waived/month,
$2 each thereafter.²

Save up to $48

on eligible credit card
annual fee³^,⁴

$16.95/mo⁵

or $4/mo⁶ with the

Open Bank Account

Most Exclusive

RBC VIP Banking account

+ GET 65,000 AVION POINTS

Unlimited

tap, swipe and debit
transactions Worldwide⁷

No Monthly fee

for up to two additional CAD accounts
and one USD account⁴^,⁸

Save up to $120

on eligible credit card
annual fee⁴^,⁹

$30.00/mo⁴

or $17.05/mo¹⁰ with the

Open Bank Account

Unlimited Debits and More

RBC Advantage Banking account

+ Get 45,000 Avion Points

Unlimited

tap, swipe and debit transactions in Canada

Free

Interac^‡ e-Transfers¹¹^,¹²

No RBC fee

to use another bank’s ATM in Canada²

$12.95/mo⁴

or $0/mo¹³ with the

Open Bank Account

RBC Signature
No Limit Banking account

+ GET 65,000 Avion Points

Monthly Fee

$16.95⁵

⁶

Includes:

Unlimited tap, swipe and debit transactions in Canada

Save up to $48 on eligible credit card annual fee³^,⁴

3 non-RBC ATM fees waived/month $2 each thereafter.²

Open Bank Account

Most Exclusive

RBC VIP Banking account

+ GET 65,000 AVION POINTS

Monthly Fee

$30.00⁴

¹⁰

Includes:

Unlimited tap, swipe and debit transactions Worldwide⁷

Save up to $120 on eligible credit card annual fee⁴^,⁹

No Monthly fee for up to two additional CAD accounts and one USD account⁴^,⁸

Open Bank Account

Unlimited Debits and More

RBC Advantage Banking

+ Get 45,000 Avion Points

Monthly Fee

$12.95⁴

¹³

Includes:

Unlimited tap, swipe and debit transactions in Canada

No RBC fee to use another bank’s ATM in Canada2²

Free Interac^‡ e-Transfers¹¹^,¹²

Open Bank Account

How to Get Your
RBC Avion Points Offer

Open an eligible RBC Bank account^{legal bug 1} by June 1, 2026

Enrol your eligible personal Banking Account into the at the same time you open the account

Set up and complete two of the following by August 10, 2026:

Your payroll or pension as a direct deposit
Two pre-authorized monthly payments (PAPs)
Two eligible bill payments to a service provider

Other terms and conditions apply.

RBC was awarded Best Bank in Canada and North America for 2025 by Global Finance.

RBC Right
Account Guarantee

We will refund up to 3 months of account fees if you are not satisfied with your new account.¹⁴

RBC Digital Banking Security Guarantee

Trust your money is safe. Your account is CDIC-insured for up to $100,000 and protected against unauthorized transactions with our Security Guarantee.¹⁵

RBC Right Account Guarantee

We will refund up to 3 months of account fees if you are not satisfied with your new account.¹⁴

RBC Digital Banking Security Guarantee

Trust your money is safe. Your account is CDIC-insured for up to $100,000 and protected against unauthorized transactions with our Security Guarantee.¹⁵

The Value Program is an exciting way for RBC clients with an eligible personal bank account to get more rewards and more savings. When you enrol an eligible RBC bank account in the Value Program, you can:

Earn Avion points when you make debit purchases in-store or online using your enrolled account.^{legal bug 1}
Save on monthly fees when you also have 2 or more additional eligible RBC product categories, and complete at least 2 out of 3 regular account activities (a pre-authorized payment, direct deposit or eligible bill payment) with your enrolled account each month.^{legal bug 2}

The best part? There is no additional cost to enrol in the Value Program.

Legal Disclaimer1)

When you enrol your eligible RBC personal bank account into the RBC Value Program, you will be eligible to earn Avion points within the Avion Rewards Program as an Eligible Personal Banking Client, and any such points earned will be deposited into the Avion Rewards account tied to your enrolled account. Purchases from your account refers to using your RBC Client Card to pay for items at a merchant or service provider with the amount electronically debited directly from your enrolled account or using your RBC Virtual Visa Debit for purchases online. Avion points are governed by the Avion Rewards Terms and Conditions available on our website, or a copy may be provided to you by contacting us. For complete details on the Value Program, please see the Value Program Terms & Conditions.

Legal Disclaimer2)

By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or an eligible bill payment made at minimum once per month. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit^® associated with your Enrolled Account. Conditions apply. For complete details, please see the Value Program Terms & Conditions.

Your bank account unlocks more
Savings and Rewards than ever before.

Unlock More From Your Everyday Banking

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account.^{legal disclaimer 16}
Only at RBC.

Avion Rewards

Your RBC Bank Account unlocks offers for cash back, savings and Avion points from over 2000 brands.

RBC x Petro-Canada

Save 3¢/L on gas at Petro-Canada using your linked RBC card.^{legal disclaimer 17}

Card Lock

Easily lock a misplaced debit or credit card in the RBC Mobile^{legal disclaimer 18} app. Unlock it just as fast.

Split with Friends

A fast and simple way to manage shared expenses with your social circle.^{legal disclaimer 19}

screen of the splt with friends feature in the RBC mobile app

Unlock More From Your Everyday Banking

With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account.^{legal disclaimer 16}
Only at RBC.

Avion
Rewards

Your RBC Bank Account unlocks offers for cash back, savings and Avion points from over 2000
brands.

RBC x Petro-Canada

Save 3¢/L on gas at Petro-Canada using your linked RBC card.^{legal disclaimer 17}

Card Lock

Easily lock a misplaced debit or credit card in the RBC Mobile^{legal disclaimer 18} app. Unlock it just as fast.

Split with Friends

A fast and simple way to manage shared expenses with your social circle.^{legal disclaimer 19}

Need More Help?

Book an Appointment

Book a virtual appointment with an advisor:

1-800-769-2561 (Open 24/7)

Find Your Local Branch

Meet with us in your local RBC branch

Branch Locator

Legal Disclaimer1)

To take advantage of this offer, you must be a resident of Canada and age of majority by June 1, 2026 and you must not have an existing Personal Banking Account with Royal Bank of Canada or any of its deposit taking subsidiaries at the beginning of the “Promotional Period” on January 14, 2026, or in the prior five year period, and otherwise comply with the terms of the offer. When you open your first new Eligible Personal Banking Account, you may be eligible to receive 65,000 Avion Points with either an RBC Signature No Limit Banking^® account (monthly fee of $16.95) or an RBC VIP Banking^® account (monthly fee of $30), or 45,000 Avion Points with the RBC Advantage Banking^® (monthly fee of $12.95). Your Eligible Personal Banking Account must be opened by 9PM Eastern Time on June 1, 2026 and you must complete two of the following ”Qualifying Criteria” by 9PM Eastern Time August 10, 2026: set up two pre-authorized payments from the Eligible Personal Banking Account; and/or one automated and recurring payroll or pension direct deposit to the Eligible Personal Banking Account, and/or two eligible bill payments to a service provider from the Eligible Personal Banking Account. RBC has the right to determine what is considered payroll. This offer may not be combined or used in conjunction with any other Personal Banking Account offers unless otherwise indicated. Royal Bank of Canada reserves the right to withdraw this offer at any time without notice, even after acceptance by you. Other conditions apply. For full details including defined terms visit rbc.com/avionpointsoffer

Legal Disclaimer2)

ATM - RBC ATM Access fees waived. An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold. The number of waived fees per month are not cumulative, and if not used, may not be carried over into the next Monthly Cycle.

Legal Disclaimer3)

As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (depending on the credit card you choose), every year, as long as your eligible card remains in good standing and you remain an SNL account owner. Additional cardholders (co-applicants and authorized users) do not qualify for the annual fee rebate, even if they are also owners of an SNL account. Only one credit card annual fee rebate per SNL account is allowed, which means that if you own a joint SNL account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the SNL account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa card, 2) $39 rebate (annual fee fully rebated) for: Signature^® RBC Rewards Visa and WestJet RBC Mastercard cards, or 3) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC US Dollar Visa Gold, RBC British Airways Visa Infinite and WestJet RBC World Elite Mastercard cards. If you already have an SNL account, the rebate will be applied at the time you open your eligible credit card account. If you open your SNL account after you have opened your eligible credit card account, the rebate will be applied at your next annual renewal and won't be applied retroactively. Other conditions and restrictions may apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Legal Disclaimer4)

If you are an owner of an Account that allows Companion Accounts, participation in the RBC’s Value Program, a discount on the annual fee for an RBC credit card or a discount on the annual rental fee of a safe deposit box, your holdings will be automatically linked if their owner(s) is (are) the same. However, in some instances your product holdings may need to be manually linked, and you will need to contact us to do so. Without limitation, this includes if your product holdings are held in different ownership, in different processing centers, or there are greater than two account owner(s) on your Account. If any one of your associated or linked RBC products is in joint ownership and the ownership of any of the linked products differ from one another, you acknowledge that the ownership of the other products may be disclosed to the other joint owners or co-owners.

Legal Disclaimer5)

The Monthly Fee is charged on the last day of the Month of your Account’s monthly cycle. If the last day is a non-Business Day, the fee is charged the previous Business Day. However, if the last day of your Account’s Monthly Cycle is a non-Business Day and falls at the beginning of the calendar month, then the Monthly Fee is collected the next Business Day.

Legal Disclaimer6)

The standard Monthly Fee for the RBC Signature No Limit Banking account is $16.95; however, you may be eligible to receive a partial rebate on your account's standard Monthly Fee if you meet the criteria applicable to rebates or discounts we offer, as described herein, and in the document entitled Personal Deposit Accounts Disclosures and Agreements.

Legal Disclaimer7)

On operating account only. $1 per cross border debit transaction on companion accounts. Not available on U.S. Personal Account. Foreign currency purchases paid by withdrawal from your Canadian dollar account are converted to Canadian dollars at an exchange rate 2.5% over the Interbank Spot Rate (as defined by Interac Corp.), effective at time of processing. Since exchange rates fluctuate, the rate applied will usually differ from the posted exchange rate at the time of your purchase.

Legal Disclaimer8)

RBC VIP Banking account comes with a choice of up to two additional Canadian dollar deposit accounts, to be selected among the RBC Day to Day Banking, RBC Enhanced Savings and RBC Day to Day Savings accounts, and one additional U.S. dollar deposit account, limited to the U.S. Personal Account, with the monthly fees waived. Note: Due to system limitations all accounts must be opened by the client in the same geographic location or region to be recognized for this bundling feature. If you have questions, please speak to your branch.

Legal Bug 9)

Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC ION+ Visa, RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard. If you already have a VIP account, the rebate will be applied at the time you open your eligible credit card account. If you open your VIP account after you have opened your eligible credit card account, the rebate will be applied at your next annual renewal and won't be applied retroactively. Other conditions and restrictions may apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Legal Disclaimer10)

The standard Monthly Fee for the RBC VIP Banking account is $30; however, you may be eligible to receive a partial rebate on your account's standard Monthly Fee if you meet the criteria applicable to rebates or discounts we offer, as described herein, and in the document entitled “Personal Deposit Accounts Disclosures and Agreements”

Legal Disclaimer11)

There is a limit of 999 free Interac^‡ e-Transfer Transactions per Month per Account; for every Interac^‡ e-Transfer Transaction over the limit, you will be charged $1.

Legal Disclaimer12)

Interac^‡ e-Transfer Transactions expire 30 days after they are sent and cannot be claimed by the recipient after this time. You have 15 days after the Interac^‡ e-Transfer Transaction is sent to cancel without charge. A $5 Interac^‡ e-Transfer Transaction Reclaim Fee is charged when a recipient does not accept it before it expires and the sender does not cancel the transaction before the 15-day cancellation period.

Legal Disclaimer13)

The standard Monthly Fee for the RBC Advantage Banking account is $12.95; however, you may be eligible to receive a full or partial rebate on your account's standard Monthly Fee if you meet the criteria applicable to rebates or discounts we offer, as described herein, and in the documents entitled “Personal Deposit Accounts Disclosures and Agreements”.

Legal Disclaimer14)

Eligible accounts include: RBC VIP Banking, RBC Signature No Limit Banking, RBC Advantage Banking, RBC Day to Day Banking account. You must close the account and apply for the refund or switch to another account within 4 months of account opening or upgrade. Offer limited to one account opening or upgrade per customer per calendar year. Offer may be withdrawn at any time without notice.

Legal Disclaimer15)

Our guarantee to you: We will reimburse you for monetary losses to your Account(s) resulting directly from the following unauthorized transactions on your Account(s) using Digital Banking or Mobile Payments (collectively, Unauthorized Transactions):

transactions that occur after you notify us that you believe that any of your Passwords may have become known by someone, or that you noticed unusual, suspicious or fraudulent activity on any of your Accounts;
transactions where it can be shown that you have been a victim of fraud, theft or have been coerced by trickery, force or intimidation, so long as you report the incident to us immediately and cooperate and assist us fully in any investigation;
transactions resulting from negligent conduct by us, our employees or Third-Party Service Providers;
Interac Online Payment transactions resulting from negligent conduct by any Third Party participating in Interac Online Payment; and
any failure, error, malfunction, or technical problem of our system or equipment or that of any Third-Party Service Provider or any Third Party participating in Interac Online Payment.

Your responsibilities: Despite the above, we are not responsible for and we will not reimburse you for losses to your Account(s) if:

you do not comply with any of your obligations under this Agreement or you do not comply with any instructions we may provide to you in connection with Digital Banking or Mobile Payments;
you engage in any fraudulent, criminal or dishonest acts related to Digital Banking or Mobile Payments;
you access Digital Banking or Mobile Payments via a Device that you know or reasonably should know contains software that has the ability to reveal or otherwise compromise any of your Passwords, Personal Verification Questions or an e-Transfer Question and Answer;
you carry out the transaction, including if the transaction is a result of any mistake, error, omission, inaccuracy or other inadequacy of, or contained in any data or information that you give to us;
you share any of your Passwords or Personal Verification Questions; or
you consent to, contribute to or authorize a transaction in any way.

Exceptional Losses: In no event, even if we are negligent, will we be liable for any loss of data, or any indirect, consequential, special, aggravated, punitive or exemplary damages, in whole or in part, (including any business interruption, loss of profits, data, information, opportunity, revenues, goodwill or any other commercial or economic loss), caused to you, regardless of the cause of action, even if we were advised of the possibility of such damages.

For full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, including your responsibilities in ensuring the safety and security of your transactions, please see your Electronic Access Agreement and your Client Card Agreement for personal banking clients, and the Master Client Agreement for business clients. This guarantee is given by Royal Bank of Canada in connection with its Online and Mobile Banking services. Formerly known as the RBC Online Banking Security Guarantee.

Legal Disclaimer16)

The following RBC bank accounts are eligible for the Value Program: RBC Day to Day Banking, RBC Advantage Banking (includes RBC Advantage Banking for students), RBC Signature No Limit Banking, RBC VIP Banking, RBC No Limit Banking (discontinued), RBC Student Banking (discontinued), RBC No Limit Banking for Students (discontinued), RBC Day to Day Savings, RBC Enhanced Savings and RBC High Interest eSavings.

Legal Disclaimer17)

To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

Legal Disclaimer18)

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

Legal Disclaimer19)

You can send up to 25 requests at a time up to $10,000 each to anyone banking in Canada with Request Money in the RBC Mobile app. Limits for fulfilling Request Money transactions vary by financial institution and recipient. Contact your recipient to ensure your request can be fulfilled. Any unfulfilled money request will expire after 30 calendar days.

Legal Disclaimer20)

Legal Disclaimer21)

Legal Disclaimer22)

The RBC Offers program is available to clients with an RBC Royal Bank (i) debit card tied to a personal or business chequing account, and/or (ii) personal or business credit card, other than an RBC Commercial Visa or RBC US Dollar Visa card. Eligibility criteria for an RBC Offer: (a) is determined by RBC, (b) may vary depending on the offer, and (c) may be based on the client’s preferences and account status. Eligible clients will refer to the terms and conditions applicable to each specific RBC Offer for more details.

Avion Points^{legal bug 1} Avion Rewards gives you the opportunity to earn Avion points in many ways and the flexibility to redeem them for nearly endless options—travel the world, buy merchandise and gift cards from some of your favourite brands, pay down bills, invest in your future and much more. There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank account that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card. Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program. Explore Avion Rewards	Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account.
Interac^{legal bug ‡} e-transfers^{legal bug 2}^,^{legal bug 3}	FREE
International Money Transfers	Pay no fee for U.S. and international money transfers^{legal bug 4}
Cross Border Debits	5 cross-border debits per month, $1 each thereafter^{legal bug 5}
Online, Mobile and Telephone Banking	FREE
eStatements	FREE
Monthly Paper Statements	$2.25 without cheque image, $2.50 with cheque image
Personalized Cheques^{legal bug 8}	1 book of cheques FREE, afterwards Fees Apply
Bank Drafts^{legal bug 9}	6 FREE/year, $9.95 each thereafter
Right Account Guarantee^®	If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months^{legal bug 10}.

Using a PLUS System ATM in Canada or the U.S.^{legal bug 11,legal bug 12}	$3 each
Using a PLUS System ATM Outside Canada or the U.S.	$5 each

Avion Points^{legal bug 1} Avion Rewards gives you the opportunity to earn Avion points in many ways and the flexibility to redeem them for nearly endless options—travel the world, buy merchandise and gift cards from some of your favourite brands, pay down bills, invest in your future and much more. There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank account that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card. Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program. Explore Avion Rewards	Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account.
Interac^{legal bug ‡} e-transfers^{legal bug 2}^,^{legal bug 3}	FREE
International Money Transfers	Pay no fee for U.S. and international money transfers^{legal bug 4}
RBC ATMs	No RBC fee to use ATMs worldwide^{legal bug 5}^,^{legal bug 6}^,^{legal bug 7}
Online, Mobile and Telephone Banking	FREE
eStatements or Monthly Paper Statements	FREE
Cross-Border Debits^{legal bug 8,legal bug 9,legal bug 10}	FREE
Safe Deposit Box^{legal bug 11}	Up to $60/year discount on regular fees
Personalized Cheques^{legal bug 13}	FREE, with RBC VIP Style
Bank Drafts^{legal bug 14}	12 FREE/year, $9.95 each thereafter
Right Account Guarantee^®	If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months.^{legal bug 15}

Overdraft Protection fee	$5/month, plus overdraft interest (if used)^{Legal Disclaimer 1}
Avion Points^{Legal Disclaimer 2}	Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account.
Online, Mobile and Telephone Banking	FREE
eStatements	FREE
Monthly Paper Statements	$2.25/month^{Legal Disclaimer 3} without cheque image, $2.50/month^{Legal Disclaimer 4} with cheque image
Personalized Cheques	Fees Apply
Bank Drafts	$9.95 each thereafter

Exclusive for RBC Clients

Open an Eligible RBC Chequing Account and Get up to 65,000legal bug 1 Avion Points!

3 Great Chequing Accounts to Choose from

RBC Signature No Limit Banking account

RBC VIP Banking account

RBC Advantage Banking account

RBC SignatureNo Limit Banking account

RBC VIP Banking account

RBC Advantage Banking

How to Get Your RBC Avion Points Offer

RBC was awarded Best Bank in Canada and North America for 2025 by Global Finance.

RBC Right Account Guarantee

RBC Digital Banking Security Guarantee

RBC Right Account Guarantee

RBC Digital Banking Security Guarantee

Unlock More From Your Everyday Banking

Avion Rewards

RBC x Petro-Canada

Card Lock

Split with Friends

Unlock More From Your Everyday Banking

Avion Rewards

RBC x Petro-Canada

Card Lock

Split with Friends

Top Questions About This Offer

Need More Help?

Book an Appointment

Find Your Local Branch

Other Features Included in this Account

Optional Services

Other Features Included in this Account

Other Features Included in this Account

Save with the Value Program Rebatelegal bug 1

RBC Signature No Limit Banking

$16.95

Monthly Feelegal bug 2

$16.95

Save with the Value Program Rebatelegal bug 1

RBC VIP Banking

$30

Monthly Feelegal bug 2

$30

Save with the Value Program Rebatelegal bug 1

RBC Advantage Banking

$30

Monthly Feelegal bug 2

$30

Open an Eligible RBC Chequing Account and Get up to 65,000^{legal bug 1} Avion Points!

RBC Signature
No Limit Banking account

How to Get Your
RBC Avion Points Offer

RBC Right
Account Guarantee

Avion
Rewards

Save with the Value Program Rebate^{legal bug 1}

Monthly Fee^{legal bug 2}

Save with the Value Program Rebate^{legal bug 1}

Monthly Fee^{legal bug 2}

Save with the Value Program Rebate^{legal bug 1}

Monthly Fee^{legal bug 2}