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Accounts and Services

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Manage Your Banking With No Surprises

Whether you require a complete and comprehensive account, have complex financial management needs, or have a specific need, our banking accounts are just the solution

RBC Signature No Limit Banking

An all-inclusive banking account designed for customers with more complex financial needs, including unlimited transactions, three Interac withdrawals, five cross border debits and more.

RBC Advantage Banking

A banking account that offers a low monthly fee and no surprises. If it's freedom you want, you've found it.

  • Fee After Value Program Rebate: As low as $0
  • Overdraft Protection: $5.00 per month plus applicable Overdraft Interest

RBC Day to Day Banking

A basic banking account that offers value and convenience to those who make fewer than 12 debit transactions per month.

  • Fee After Value Program Rebate: FREE
  • Overdraft Protection: $5.00 per month plus applicable Overdraft Interest

RBC VIP Banking

An all-inclusive package that covers multiple bank accounts including unlimited transactions, a free premium Visa card and much more.

U.S. Personal Account

A U.S. dollar account with chequing privileges, allowing you to save in U.S. dollars when exchange rates are favourable.

  • Fee After Value Program Rebate: N/A
  • Overdraft Protection: $5.00 US per month plus applicable Overdraft Interest

Maximize Your Savings

Whether you are just starting to save or have accumulated a substantial sum, we offer several great savings accounts to meet your needs. Choose from our high interest, tiered interest and basic savings accounts.

RBC High Interest eSavings

An online savings account offering high interest on every dollar. Free online transfers from this accounts to other RBC accounts in your name — 24/7 with no delay.

  • Monthly debits48 included: 1 Free RBC ATM cash withdrawal / month
  • Monthly Fee: Free
  • No Minimum Balance Required

RBC Enhanced Savings

A savings account best suited for those with higher balances, allowing you to enjoy premium interest rates on balances of $5,000 or more.

  • Monthly debits included48: 1 per monthly cycle
  • Monthly Fee: Free
  • No Minimum Balance Required

RBC Day to Day Savings

A straightforward savings account that pays interest on every dollar invested, and the rate increases as your balance increases.

  • Monthly debits included48: 1 per monthly cycle
  • Monthly Fee: Free
  • No Minimum Balance Required

RBC US High Interest eSavings

Earn high daily interest on every US dollar and receive free online transfers from this account to other RBC deposit accounts in your name — 24/7 with no delay.

  • Monthly debits included48: 1 per monthly cycle
  • Monthly Fee: Free
  • No Minimum Balance Required

Get the Most From Your Every Dollar

As a youth or student, you have unique banking needs. Whether you're looking for value, flexibility or the ability to save for the future, RBC offers a variety of options to help give you what you need.

RBC Advantage Banking for Students

A student bank account that gives you more perks for less.

  • Unlimited Debits
  • No Monthly Fee for full time students66
  • Overdraft Protection: $5.00 per month plus applicable Overdraft Interest

RBC Leo's Young Savers Account

A great way for children and youth to get started in saving and everyday banking. Online Banking access is included.

  • Enjoy the convenience of free unlimited debit transactions in Canada49
  • No Monthly Fee
  • Overdraft Protection: Not available