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U.S. Personal Account

U.S. Personal Account

A U.S. dollar account with chequing privileges, allowing you to save in U.S. dollars when exchange rates are favourable.

Monthly Fee:
$3.00 USD.

Free Monthly Debits:
6 FREE/month, $1.25 each thereafter

Open Account

If you're a frequent traveler to the U.S., the U.S. Personal account enables you to purchase U.S. dollars when exchange rates are favourable and make withdrawals at RBC Royal Bank® branches in Canada before departing for the U.S.

Features of This Account

  • 6 FREE/month, $1.25 each thereafter

Is It Right for You?

  • You reside in Canada and frequently travel to the U.S.

Protect Yourself

RBC Virtual Visa Debit

A safe and secure way to pay for online, telephone or mail order purchases in the U.S. and internationally anywhere Visa is accepted39 and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account41.

Over 15,000 online Canadian merchants already accept Visa Debit

Learn More

Accessing Your Accounts

Free access to RBC Online Banking, Mobile, and Telephone Banking

Planning an extended stay in the U.S.?

RBC Bank is RBC Financial Group's U.S-based bank-a real convenience to Canadians who live, work, study or frequently travel in the U.S. RBC Bank account holders can take care of their daily financial transactions, such as paying bills and making deposits, all in U.S. dollars. For more information on RBC Bank , visit our U.S. Banking for Canadians website.

Recordkeeping Options

Fee Information

eStatement including cheque images viewed online (Images less than 90 days)

  • Free

Monthly Paper Statement (consolidated/combined20)

  • Free

Cheque Images returned with paper statement

  • $2.50 USD. per month

Other Services Provided

Fee Information

Access to Online, Mobile and Telephone Banking4

  • Free

Fee Information

Monthly fee: $3.00 USD./month

Free debits per monthly cycle2 including and : 6 FREE/month. $1.25 each thereafter

Note: US cash can only be withdrawn at selected RBC ATMs. Canadian cash can be withdrawn at any RBC ATM.

Interac ATM withdrawal and Direct Payment purchase not available.

Debits exceeding monthly limit: $1.25 USD. each

Start Your Application

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