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Personal Banking > Bank Accounts > Managing Your Bank Accounts > MultiProduct Rebate

MultiProduct Rebate

Our new MultiProduct Rebate® offers you a great way to save. If you have a banking account and two or more eligible RBC® products, you could bank for free or enjoy reduced banking fees.

Best of all, you don't need to maintain a minimum balance to qualify for the rebate and if you have several products with us you may already qualify. It's our way of putting you first.

Eligible RBC products include:

  • Credit cards:
    RBC Rewards cards: Infinite Avion®, Platinum Avion; RBC® Rewards Visa Preferred; Signature® RBC Rewards® Visa; Classic II Student; Rewards Visa Gold; Rewards Visa Classic; US Dollar Visa Gold; RBC® British Airways Visa Infinite; Cathay Pacific Platinum; Esso Visa; RBC Visa Cash Back; RBC Royal Bank Visa Classic Low Rate Option; WestJet RBC MasterCard; WestJet RBC World Elite MasterCard; Cash Back MasterCard; RBC Shoppers Optimum MasterCard; RBC Pharmaprix Optimum MasterCard; Target RBC MasterCard; RBC RateAdvantage™ Visa
  • Home equity financing products:
    Residential mortgages and RBC Homeline Plan®
  • Investments:
    Eligible RBC investments, such as Guaranteed Investment Certificates (GICs) or mutual funds and accounts held at RBC Direct Investing™ (Investments held through RBC Dominion Securities Inc. or other investment dealers or investment counselors are not eligible).

With the MultiProduct Rebate you could enjoy monthly savings of up to $10.95 per month depending on the type of account you hold and the number of eligible products you have with us.

Account Name Monthly Fee MultiProduct Rebate Monthly Fee after MultiProduct Rebate1
RBC VIP Banking® $30.00 Partial monthly fee rebated with a qualifying investment, credit card, and mortgage or RBC Homeline Plan $22.50
RBC Signature No Limit Banking® $14.95 Partial monthly fee rebated with a qualifying investment, credit card, and mortgage or RBC Homeline Plan $10.95
RBC No Limit Banking® $10.95 Full monthly fee rebated with a qualifying investment, credit card, and mortgage or RBC Homeline Plan

(Clients, 60 years or older, require only an eligible credit and investment to qualify for the MultiProduct Rebate.)

$0.00
RBC® Shoppers/Pharmaprix Optimum Banking Account§ $10.95 Full monthly fee rebated with a qualifying investment, credit card, and mortgage or RBC Homeline Plan

(Clients, 60 years or older, require only an eligible credit and investment to qualify for the MultiProduct Rebate.)

$0.00
RBC Day to Day Banking® $4.00 Full monthly fee rebated with a qualifying investment and credit card $0.00
RBC No Limit Banking for Students® $10.95 Full monthly fee rebated with a qualifying investment and credit card $0.00

If you qualify for the MultiProduct Rebate, it will automatically be applied to your account and your rebate or discount will appear on your next banking account statement for each month that you have the eligible products.

The MultiProduct Rebate does not apply automatically where account ownership differs between qualifying products. Some conditions apply. Talk to a Specialist to find out if a rebate may apply to you.

If you have any questions about the rebate, please call us at 1-800-769-2511 or visit your local RBC Royal Bank branch.

1) The MultiProduct Rebate cannot be combined with the Senior's Rebate.

Shoppers/Pharmaprix Optimum and Shoppers/Pharmaprix Optimum Points are registered trademarks of 911979 Alberta Ltd., used under licence.

§ The RBC Shoppers/Pharmaprix Optimum Bank Account is offered by Royal Bank of Canada.

RBC Direct Investing Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. * Member – Canadian Investor Protection Fund. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.