RBC Day to Day Savings
A straightforward savings account that pays interest on every dollar invested, and the rate increases as your balance increases.
Monthly Fee:
Per transaction fees
Earn interest on every dollar you're investing with the RBC Day to Day Savings account.
- If you're just starting to save, this savings account pays interest that increases as your balance grows.
- Plus, you'll earn the highest rates once your balance reaches $3,000 and above.
- Free transfers between any RBC Royal Bank personal deposit accounts in your name26
- Includes free access to RBC Online Banking, Mobile, and Telephone Banking
The RBC Day to Day Savings account is a great place to begin saving because as your balance grows, your interest rate increases.
Recordkeeping Options
Fee Information
eStatement and eNotifications including cheque images viewed online less than 90 days old
- Free
Monthly Paper Statement without cheque image
- $2.25
Cheque Images returned with paper statement
- $2.50 per month
Other Services Provided
Free Access to Online Banking4
If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!
- Transfer funds between accounts
- Pay bills; even postdate payments if you choose
- Make payments to personal loans, mortgages, credit card accounts, etc.
- Obtain account balances and updates
- Track previous transactions
- Contribute to your RBC Royal Bank RRSP
- Check current interest and foreign exchange rates
- Apply for other RBC Royal Bank products
RBC Online Banking
Security Guarantee
We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts54.
Fee Information
Monthly debits included2: 1 per monthly cycle
Free debit transactions: Electronic self-serve transfers to any RBC Royal Bank Account in your name
Debits exceeding monthly limit: $2.00
Interac and PLUS System ATM network access fees3: Interac: $2.00
- PLUS System: $3.00 (within Canada and U.S.A)
- PLUS System: $5.00 (outside Canada and U.S.A)
Interac e-Transfer: $1.00
Start Your Application
Applying online is safe and secure.