Visa Business Platinum Avion

Flexible Points Redemption — Any Airline, Any Flight, No Restrictions

Separate your business from your personal expenses and introduce your business to the world of Avioning^®. Earn RBC Rewards^® points with every purchase⁴ and enjoy the freedom to fly anywhere, anytime, on any airline, with no blackouts or seat restrictions.

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  Earn one RBC Rewards point for every dollar in purchases you make with your card⁴.

  Earn bonus points when you shop online at the RBC Rewards eMall^™.

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  Redeem for gift cards/certificates, merchandise⁵, or RBC Financial Rewards^® vouchers to use as incentives for employees, gifts for clients, or to simply reward yourself.

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  Choose air travel rewards from the Air Travel Redemption Schedule starting as low as 15,000 points - enough for your first short-haul flight².

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  Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Travelocity^‡.

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  Redeem your points for rewards faster when you combine the RBC Rewards points earned from all your employees' Business Platinum Avion cards into one account, and between your business and personal Avion credit cards⁷.

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  Discounted annual fee of $50 when you also hold a personal Visa Platinum Avion or Visa Infinite^‡ Avion card⁸.

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  Choose to access your credit card statement online within RBC Royal Bank Online Banking instead of receiving paper statements in the mail. Convenient, secure and environmentally friendly.

Earn RBC Rewards Points

• Earn 1 RBC Reward Point for every $1 spent every time you make a purchase with your card⁴.
• Earn additional RBC Rewards points when you shop online at the RBC Rewards eMall^™, book travel with Carlson Wagonlit Travel or rent a vehicle at any participating Thrifty Car Rental locations in Canada.

Redeem or Convert

• Redeem for air travel rewards from the Air Travel Redemption Schedule . Book any flight, on any airline at anytime².
• Enjoy other travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
• Book travel rewards instantly. Only the RBC Rewards program has an online booking tool that's powered by Travelocity^‡.
• Ability to redeem points for merchandise⁵ , gift cards/certificates , RBC Financial Rewards^® vouchers and more which you can use as incentives for employees, gifts for clients, or to simply reward yourself for all your hard work.
• Convert RBC Rewards points to Esso Extra points or Shoppers Optimum points^‡.
• Option to convert RBC Rewards points to WestJet dollars^‡, Asia Miles, Avios points or AMERICAN AIRLINES AADVANTAGE miles.

Additional Benefits

• Ease tax-time by keeping your business and personal expenses separate with a dedicated business credit card.
• Build credit history in the name of your business.
• Bridge short-term cash flow gaps with immediate access to credit any time your business needs it.

Enjoy Privileged Services

• Enjoy speed, convenience and security when paying for small purchases with Visa payWave.

Enjoy a premium suite of insurances including:

• Travel Accident Insurance — Eligible cardholders are covered when they use their RBC Royal Bank Visa Business Platinum Avion card to pay for fares on any licensed common carrier. The coverage is up to $500,000 per eligible cardholder in the event of accidental death, dismemberment or loss of sight⁹.
• Flight Delay Insurance — covers the cost of personal necessities if no alternate transportation is offered by the airline within four hours of scheduled departure¹⁰.
• Auto Rental Collision/Loss Damage Insurance - provides coverage against collision, theft and damage for the first 48 consecutive days per rental¹¹.
• Hotel/Motel Burglary Insurance — up to $2,500 for personal property lost or damaged due to visible forced entry of your hotel/motel room¹².
• Purchase Security — protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them¹².
• Extended Warranty — doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 1 year. This valuable coverage protects all eligible business items that are purchased on your Visa Business card¹².
• Liability Waiver Insurance — protects your business against unauthorized charges by employees¹³.
• Emergency Purchases Insurance — up to $500 per eligible cardholder or up to $2,500 per covered person to purchase necessities should your ticketed luggage be lost¹².
• Assured Assistance provides you with a range of valuable services when you are faced with certain unexpected situations, medical emergencies or in need of legal assistance.
• 24-hour worldwide fraud detection keeps your card safe.
• Chip and PIN technology for enhanced security.
• Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card, as set out in your RBC Royal Bank Credit Card Agreement.

Manage Your Credit Card Online

We've provided convenient access to everything you need to manage your RBC Royal Bank credit card. With RBC Royal Bank Online Banking, you can:

• Pay your credit card and other bills, transfer and receive funds, and check your account balances — all online!
• Access your RBC Royal Bank Credit Card Agreement, Insurance Certificates and Benefit Guides on our documentation page.
• Important Credit Card Phone Numbers (wallet card)

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Receive Your Statements Online

Choose to access your credit card statement online within RBC Royal Bank Online Banking. eStatements look the same as paper statements and offer you even more value, convenience and security with 7-year statement archiving^††. You can also choose to save your eStatement to your computer instead of printing it on paper, making it an environmentally friendly choice.

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