Make Your Next Career Move with Confidence

Your future is bright — and we’re here to help you plan and prepare for it.

Cover Your Expenses, Big and Small

Access the funds you need to pay your bills, transportation, moving costs and more with a flexible credit line and other borrowing solutions.

Get up to $350,000 in financing1 and continue having access to funds after residency2 with the Royal Credit Line for medical and dental residents3. Upgrade to RBC Healthcare Advantage4 and save with an exclusive rate of Prime minus 0.25%.5

Benefit from Personalized Financial Planning

Discover ways to balance repaying debt with other priorities such as saving for your future. At RBC, we’ll connect you with advisors who can help you:

  • Plan for important milestones, such as buying a home
  • Pay down your debt
  • Start and grow your investments

Get Support for Your Next Steps

Whether you’re just starting your residency or transitioning to practicing, we understand the complexities of your journey and can help with advice to support your important career decisions.


Save $480+ on Your Banking with RBC Healthcare Advantage4
Plus, Borrow at Prime minus 0.25%5

Preferred rate

Royal Credit Line for medical and dental residents3

Rate of Prime minus 0.25%4


$360/Year in Savings

RBC VIP Banking

Full monthly fee waiver6


Save up to $120/Year Savings

RBC Credit Card

Full annual fee waiver7

Explore RBC Healthcare Advantage

Other Special Offers for RBC Healthcare Advantage Customers

Graduating residency soon? Dr.Bill makes it easy to master medical billing no matter your specialty.

Get a $150 billing credit with Dr.Bill. Upon credit depletion, pay just 1% of successfully paid claims on Dr.Bill’s Comprehensive plan (regular price 1.95% of paid claims).8

Invest the Easy Way and Pay No Management Fee for 6 months9

Get a professionally-built investment portfolio without the work. Open your first RBC InvestEase account and pay no management fees for 6 months.

Borrow Against Your Home Equity at Prime minus 0.25%10

Improve your cash flow and save money with a preferred rate on the RBC Homeline Plan, which combines your mortgage and credit line into one product.

Get the Advice and Solutions You Need to Focus on Residency

Meet with one of our 1,300+ RBC Healthcare Specialists across Canada.

Explore ways to manage debt and expenses while starting to save
Benefit from the solutions you need today
Receive holistic advice on your broader financial needs
Connect with an RBC Healthcare Specialist

You can also call our support line at: 1-833-395-8118