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Business Credit Availability Program

In an effort to help Canadian businesses manage during these uncertain economic times, as part of Budget 2009, the federal government introduced the Business Credit Availability Program (BCAP) (opens new window).

This program provides $5 billion in additional lending (loans and other forms of credit support and enhancements) to businesses with viable business models whose access to financing would otherwise be restricted, through the Export Development Corporation (EDC) and the Business Development Bank of Canada (BDC), in cooperation with private sector financial institutions such as Royal Bank of Canada.

Any creditworthy Canadian business seeking financing to support its operations may apply for credit under the Program.


Financing Programs

Expand RBC Royal Bank®

Expand BDC Operating Line of Credit Guarantee (OLCG)

Expand EDC Insurance, Bonding and Financing Programs

Expand Canada Small Business Financing Loan (CSBFL)


Apply for Business Financing

Our dedicated specialists are available to help find a flexible borrowing solution for your business.


Contact Us

Contact your RBC Royal Bank Account Manager or call 1-800-769-2520