Credit Card Benefits That Work for You
From everyday rewards to travel points and cash back, explore credit cards designed to help you get more from everyday purchases.
Best RBC Credit Card Offers
That’s a value of up to $700 off travel.
Apply by September 9, 2026.
Apply by September 9, 2026.
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Calculate your Cash Back Potential
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See the Reward Points You Can Earn
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Popular Credit Cards from RBC
Find and compare our popular Canadian credit cards and apply online in minutes.
RBC British Airways Visa Infinite
RBC Avion Visa Infinite
WestJet RBC World Elite Mastercard
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Get to Know our Different Types of Credit Cards
Explore all the credit cards RBC offers to find the perfect card for you and your lifestyle.
Earn points to redeem towards planning your next trip
Benefits
- Earn points on every purchase
- Redeem for flights, hotels and other travel expenses
- Get extensive insurance to cover you on your trip
Earn points on everyday spending and redeem them your way
Benefits
- Earn points on every purchase
- Redeem your points for gift cards, merchandise and more
- Get insurance to cover you and your purchases
Earn cash back on all your purchases
Benefits
- Earn unlimited cash back on every purchase
- Redeem your cash back at anytime throughout the year
- Get insurance to cover your purchases
Save money with a low, fixed annual interest rate
Benefits
- Get a fixed annual interest rate of 12.99%
- Get insurance to cover your purchases
Experience Even More Great Features From RBC
Manage Your Credit Card with the RBC Mobile App
Save, spend, and manage your money effortlessly with the RBC Mobile app's personalized tools and insights.
Get an Award Winning Credit Card
RBC has been recognized and awarded as having some of the top credit cards in Canada.
Avion Visa Infinite Privilege
Avion Visa Infinite
ION+ Visa
Avion Visa Infinite Privilege
Avion Visa Infinite
ION+ Visa
NOMI
Stay on top of your finances with NOMI. Receive personalized alerts, reminders, and insights delivered right to you, making it easier to make informed financial decisions.
Credit Card Resources
Explore articles and resources designed to help you build confidence and achieve your financial goals by effectively managing your credit card.
Top Canadian Credit Card Questions
If your card has been stolen or permanently lost, call our 24-hour toll-free number 1-800-769-2512. We’ll block the card from future use and issue you a new card.
Learn moreyour card being lost or stolenYou can easily lock and unlock your card through RBC Online Banking or the RBC Mobile app by selecting the card you want to lock and switching the toggle for Lock Card.
Learn more about credit card lockIf you’re ever a victim of credit card fraud, take a deep breath--you’re ok. Call 1-800-769-2512 and we’ll be happy to help you. Provided you’ve take reasonable precautions to protect your PIN and your card, you’re covered for any fraudulent charges both online and in-store. For more information, view the Zero Liability policies by Visa and Mastercard.
Credit cards are important for things like making hotel reservations, car rentals, or online purchases. They’re convenient and secure, and help give you the freedom to manage your finances, cover unexpected emergencies and also take advantage of rewards and special insurances. They’re also an easy way to establish a credit history! Use our credit card selector to find a card that's right for you and apply online in just a few easy steps.
That depends on the card you choose. Some of our cards offer more benefits with an annual fee, while others have no annual fee at all. Browse our no annual fee cards or use our RBC Credit Card Selector Tool to help narrow down the benefits that are most important to you. To see a detailed breakdown of annual fees for all our credit cards, visit our dedicated Annual Fee Comparison page.
If you collect Avion points, you can easily redeem them for travel, merchandise, gift cards and more at avionrewards.com. If you earn WestJet dollars, Avios or Asia Miles, you can redeem directly with the airline loyalty program connected to your card.
You can make a payment through any of the methods below:
- RBC Online Banking
- RBC Mobile app
- automated payments (so you’ll never need to worry about making your payment on time)
- by phone
- by mail
- in person at an RBC branch
- at an RBC Royal Bank ATM
You can compare purchase and cash advance interest rates by referring to our Credit Card Interest Rates Chart.
