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Annual Fee: $0
Additional Card: $0
Purchase Rate: 21.99%
Cash Advance Rate: 22.99%*

Card Details

    Cash Back

    Easy and convenient to earn cash back

    • Earn 2% cash back on grocery store purchases1
    • Earn 1% cash back on gas, EV charging, transit and rideshare1
    • Earn 0.5% cash back on all other qualifying purchases1

    No limit to what you can get back

    That's right – get unlimited cash back2 . Plus, your rewards accumulate automatically so you don't need to keep track.

    Additional Features

    Unlock Great Value When You Link Your Cards with Avion Rewards

    Save on gas at Petro-CanadaTM

    • Instantly save 3 c/L4 and earn 20% more Petro-Points™5 on every fill-up

    Get Started

    Get 3x Canadian Tire Money®

    • Get rewarded on qualifying purchases at Canadian Tire, Sport Chek, Mark’s and more with Triangle Rewards®6

    Get Started

    Save big on delivery with Door Dash

    • Get a complimentary DashPass7 with your eligible RBC credit card and enjoy $0 delivery fees for 6 months on eligible orders and reduced service fees8

    Get $0 Delivery Fees

    Get 5x more Be Well points

    • Get 50 Be Well Points for every $1 spent on eligible purchases at Rexall9
    • Redeem Be Well points faster for savings in store on eligible purchases10

    Get Started

    Save with RBC Offers

    Load personalized offers for great brands before you shop to get cash savings or to earn bonus Avion points faster11.

    Credit Card Lock

    You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock. For more details, click here.

    Enhanced Security

    With built-in Chip and PIN technology, and Zero Liability protection12 which protects you from fraud.

    Protection For Your Purchases

    Purchase Security and Extended Warranty Insurance13 automatically protects eligible card purchases against loss, theft or damage for up to 90 days, and doubles the original manufacturer's warranty for up to one extra year. For more details, click here.

    Worldwide Acceptance and Convenience

    Mastercard is accepted worldwide, and with Mastercard PayPass a tap of your card is all it takes to pay at the checkout.

    Optional Extras

    Optional Add-On Services

    Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance:

    See All Optional Add-On Services
    RBC Cash Back Mastercard

    Start Your Application

    Applying online is safe and secure. Get a response in less than 60 seconds.

    Apply Now