Skip to main content
two senior females with backpacking gear, travelling

What Travel Insurance Does My Credit Card Have?

If you paid for a trip in full using your RBC Royal Bank credit card, find out what coverage you have before you leave.

Check My Coverage(open in new window)
caucasian woman with young son smiling, looking at a map while travelling

Need Travel Insurance?

Whether it’s full coverage or just a top up, get an online travel insurance quote in minutes so you can buy the coverage that’s best for your trip.

Understanding RBC Travel Insurance

While every card is different, some of the coverageDisclaimer2 that may be available with an eligible RBC credit card include:

Emergency Medical Insurance

If you’re travelling out of the country or province and need emergency medical help, your eligible expenses are covered for the first 31 days of your trip*.

*For travellers over 65, you’ll receive unlimited coverage for the first 7 days.

Trip Cancellation Insurance

Sometimes the unexpected happens. If you have to cancel your trip before you leave, we’ll reimburse you for your eligible non-refundable and prepaid travel costs.

Flight Delay Insurance

If you miss your connecting flight or your flight is delayed, we’ll cover your reasonable expenses including meals and accommodations.

Trip Interruption Insurance

If you need to cut your trip short unexpectedly, we’ll reimburse you for the unused portion of your eligible travel costs. We’ll also help you get to your next destination.

Emergency Purchases Insurance

Get reimbursed for reasonable and necessary purchases if your checked baggage is lost or delayed.

Hotel/Motel Burglary Insurance

If your personal property is damaged or stolen as a result of a break-in, we’ll reimburse you for its repair or replacement.

Auto Rental Collision/Loss Damage Insurance

We’ll help cover the costs of damages or replacement if your rental car is damaged or stolen.

Travel Accident Insurance

If you’re injured or worse while aboard an airplane, cruise ship or other passenger transport, you and your family will be supported with a lump sum payment.

Each of our credit cards offer different insurances, so be sure to check your coverage(open in new window) before your leave.

Discover Other Optional Add-On Services

BalanceProtector Max Insurance

Get coverage for your credit card balance in the event of the unexpected.

Identity & Theft Protection

1 in 3 Canadians have fallen victim to financial fraudDisclaimer3 – are you at risk?

RBC Road Assist

Superior roadside assistance 24 hours a day, 365 days a year