Fixed Rate Mortgages⁽²¹⁾

Term	Posted Rate	Special Offers(22)
Convertible
6 Month	4.55%	4.05%(1)
Closed
1 Year	3.30%	2.90%(2)
2 Year	3.55%	Call for details
3 Year	4.10%	Call for details
4 Year	5.04%	3.89%(3)
5 Year	5.39%	3.99%(4)
7 Year	6.45%	4.90%(5)
10 Year	6.60%	Call for details
25 Year	8.25%	Call for details
Open
6 month	6.30%
1 year	6.30%

Variable Rate Mortgages⁽²³⁾

Term	Posted Rate
Closed
5 year	RBC Prime Rate - 0.10%(6)
5 year RateCapper®	RBC Prime Rate + 0.00%(8)
RateCapper Maximum Rate	4.75%(9)
Open
5 year	RBC Prime Rate + 0.70%(7)

Today's Royal Bank of Canada Prime Rate:

RBC Prime Rate	2.75%

For mortgages approved on or before September 30, 2010 funds must be advanced within 90 days of date of application in order to qualify for the Special Offer rate. Offer may be changed, withdrawn or extended at any time, without notice.

1. APR 4.38%. Offer expires September 30, 2010.

2. APR 3.23%. Offer expires September 30, 2010.

3. APR 3.93%. Offer expires September 30, 2010.

4. APR 4.02%. Offer expires September 30, 2010.

5. APR 4.92%. Offer expires September 30, 2010.

6. APR 2.69 % based on today's Royal Bank of Canada Prime Rate of 2.75%.

7. APR 3.49% based on today's Royal Bank of Canada Prime Rate of 2.75%.

8. APR 2.79% based on today's Royal Bank of Canada Prime Rate of 2.75%. Offer may be changed, extended or withdrawn at any time without notice.

9. Rate is effective as of August 21, 2010 and is subject to change at any time without notice. The interest rate applicable to a RateCapper mortgage will never be higher than the RateCapper Maximum Rate, even if the Prime Rate plus the applicable interest rate premium is higher than the RateCapper Maximum Rate. If the Prime Rate plus the applicable interest rate premium falls below the RateCapper Maximum Rate, the interest rate will once again be the Prime Rate plus the applicable premium. If there are more than 30 days between the date of the mortgage application and the date on which funds are advanced, you will be granted the lowest RateCapper Maximum Rate during the 30 days prior to the date on which funds are advanced. If there are less than 30 days between the mortgage application date and the date on which funds are advanced, you will be granted the lowest RateCapper Maximum Rate between the application date on which funds are advanced.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Some conditions apply. Rates shown for the applicable term are Royal Bank of Canada's special discounted rates and are not the posted rates of Royal Bank of Canada. Offer may be changed, withdrawn or extended at any time, without notice.