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Registered Education Savings Plan

Welcome to RESPs

 

Most parents want to see their children go to college or university. An RBC Royal Bank Registered Education Savings Plan (RESP) can help make that dream come true.

You will be invested in professionally-managed portfolios whose asset mix evolves to reflect your time horizon. And we'll help ensure you take advantage of all available government grants. All you have to do is tell us your child's age. An RESP that's a snap to set up - it's how RBC puts you first.

To find out more about an RBC Royal Bank RESP, please visit any RBC Royal Bank branch or call 1-800-ROYAL® 1-1 (1-800-769-2511) to speak to an investment specialist.

Learn about the benefits of an RBC Royal Bank RESP, such as a wide range of investment options and no fees.

Review our Giving the Gift of Knowledge Guidebook. It includes helpful information on all your education savings options including RESPs.


RESP-Matic®: an easy way to grow your RESP faster

With RESP-Matic, you contribute to your RESP regularly and automatically. It's one less thing to worry about. You also take advantage of 'dollar cost averaging' to help reduce the effect that market volatility can have on your investments. You can stop, restart or change your contribution schedule any time you like with a simple phone call.

RESP Gift Cheques: a gift that can still make a difference in 15 years, if not fifty

Need to find a gift for that special young person? Consider an RBC® RESP Gift Cheque, which can be used to invest in a child's future. RESP Gift Cheques can be deposited into new or existing RBC RESP accounts.

To find out more about the RESP-Matic and RESP Gift Cheques, please visit any RBC Royal Bank branch or call 1-800-ROYAL® 1-1 (1-800-769-2511) to speak to an investment specialist.

RBC Royal Bank RESP - Individual Plan Agreement RBC Royal Bank RESP - Individual Plan Agreement
RBC Royal Bank RESP - Family Plan Agreement RBC Royal Bank RESP - Family Plan Agreement

Royal Mutual Funds are sold by Royal Mutual Funds Inc., a member of RBC. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
® Registered trademarks of Royal Bank of Canada.

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