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Fixed Rate Mortgages(21)

Term Posted Rate Special Offers(22)

Collapse Convertible Convertible

6 Month 4.65% 4.15%(1)

Collapse Closed Closed

1 Year 3.60% 3.20%(2)
2 Year 3.75% Call for details
3 Year 4.25% Call for details
4 Year 5.19% 4.14%(3)
5 Year 5.59% 4.29%(4)
7 Year 6.65% 5.20%(5)
10 Year 6.80% Call for details
25 Year 8.05% Call for details

Collapse Open Open

6 month 6.45%
1 year 6.45%

Variable Rate Mortgages(23)

Term Posted Rate

Closed

5 year RBC Prime Rate
+ 0.00%(6)

Open

5 year RBC Prime Rate
+ 0.70%(7)

Today's Royal Bank of Canada Prime Rate:

RBC Prime Rate 2.25%

1. APR 4.48%. Offer expires December 31, 2009.

2. APR 3.53%. Offer expires December 31, 2009.

3. APR 4.18%. Offer expires December 31, 2009.

4. APR 4.32%. Offer expires December 31, 2009.

5. APR 5.22%. Offer expires December 31, 2009.

6. APR 2.29% based on today's Royal Bank of Canada Prime Rate of 2.25%.

7. APR 2.99% based on today's Royal Bank of Canada Prime Rate of 2.25%.

For mortgages approved on or before December 31, 2009 funds must be advanced within 90 days of date of application in order to qualify for the Special Offer rate. Offer may be changed, withdrawn or extended at any time, without notice.

Applicable to residential mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Some conditions apply. Rates shown for the applicable term are Royal Bank of Canada's special discounted rates and are not the posted rates of Royal Bank of Canada. Offer may be changed, withdrawn or extended at any time, without notice.