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Personal Banking > Credit Cards > Prepaid Cards > Visa Commercial Prepaid Cards

RBC® Visa Commercial Prepaid Cards

While they look like credit cards, RBC Visa Commercial Prepaid Cards are actually prepaid/stored value cards. Funds are loaded to the cards and when purchases are made, amounts are deducted until the balances reach $0. They can be used to make purchases wherever Visa cards are accepted1 – including online, by phone and at millions of retail locations worldwide.

RBC Visa Commercial Prepaid Cards provide flexibility and protection that doesn't come with cash, cheques or store gift cards. And rather than recipients being forced to shop at one particular store, they have the option to shop anywhere for the things they want at the merchants of their choice.

RBC Visa Prepaid Cards are an ideal and effective way to:

  • Streamline your business programs and processes
  • Reduce administration and management costs
  • Enhance your brand
  • Build loyalty
  • Improve satisfaction and retention

From standard incentive cards for employees, clients or distributors to highly customized solutions for insurance claims, employee expenses or relocation programs, our Prepaid Card Client Services Team will work with you to design a program that meets your objectives and best suits your business needs.

 

Program Options
Two types of programs are available to meet your business needs

Incentive Solutions Programs
Performance recognition Consumer promotions Door prizes
Holiday bonuses New product launches Corporate gifts
Safety awards Sales/Dealer incentives Loyalty rewards
View pricing (opens new window) for Incentive Solutions Programs

Business Management Solutions Programs
Insurance Relocation
Employee expenses Per diem
Petty cash / office expenses Sales commissions
View additional detail (opens new window) on pricing for Business Management Solutions Programs

 

Card Features

You are on: Denominations

Denominations

RBC Visa Prepaid Cards are available in any denomination, from $25 to $2,500 CAD.

Cards are available in Canadian dollars only and are not insured by the Canada Deposit Insurance Corporation.

Speak to our Prepaid Card Client Services Team if you have specific card denomination requirements. They will be happy to help you with your customized solution.

You are on: Security

Security

RBC Visa Prepaid Cards work like cash, but are much safer with added security and protection. This includes protection against unauthorized use, provided cardholders take reasonable precautions to protect the card, as set out in their agreement.

In addition, registered cards can be replaced if lost or stolen.

You are on: Using the card

Using the card

RBC Visa Prepaid Cards are designed for point of sale (POS) purchases. Some programs do not have ATM access and cannot be used to receive any other cash withdrawal or a payment at a financial institution. Depending on your needs, some programs can offer ATM access.

Speak to our Prepaid Card Client Services Team if you have specific requirements. They will be happy to help you with a customized solution.

You are on: Cardholder Support

Cardholder Support

Support is available to cardholders 24/7 for balances and other inquiries via the web, call centre/live agents and IVR. Complete details of the program are provided to cardholders when they get their card and are also available online at our Cardholder Services Centre.

Additional helpful information for cardholders about using RBC Visa Prepaid Cards is available here (opens new window).

 
 

RBC Visa Prepaid Card - Important Information

Expand - If you have redeemed your RBC Rewards points for RBC Visa Prepaid Cards. If you have redeemed your RBC Rewards points for RBC Visa Prepaid Cards.

Expand - If you have an RBC Visa Prepaid Card beginning with the numbers 451017. If you have an RBC Visa Prepaid Card beginning with the numbers 451017.

Expand - If you have an RBC Visa Prepaid Card issued to you by the Red Cross from the flooding in Alberta last summer. If you have an RBC Visa Prepaid Card issued to you by the Red Cross from the flooding in Alberta last summer.

Expand - If you have an RBC Visa Prepaid Card issued to you by Baya Health. If you have an RBC Visa Prepaid Card issued to you by Baya Health.

Expand - If you have an RBC Visa Prepaid Card issued to you by Prairie Mines. If you have an RBC Visa Prepaid Card issued to you by Prairie Mines.

Expand - If you have an RBC Visa Gift Card that was purchased in an RBC Royal Bank Branch. If you have an RBC Visa Gift Card that was purchased in an RBC Royal Bank Branch.

 

1) RBC Visa Prepaid Cards are issued by Royal Bank of Canada and may be used to make purchases anywhere in the world where Visa cards are accepted. Use of cards by recipients is governed by the terms and conditions of the agreement provided with the card. Some cards cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at a financial institution. Speak to our Prepaid Card Client Services Team if you require cards with ATM access.

 

Contact Us

To request more information from our Prepaid Card Client Services Team, please call toll-free 1-855-229-9990.

OR

Complete and submit the Program Request Form, and a Client Service Representative will contact you about your request.

Program Request Form

 
 

Do you have an RBC Visa Prepaid Card?

Visit our Cardholder Services Centre for helpful information and resources, including terms and conditions and fees of your card program.