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While they look like credit cards, RBC Visa Commercial Prepaid Cards are actually prepaid/stored value cards. Funds are loaded to the cards and when purchases are made, amounts are deducted until the balances reach $0. They can be used to make purchases wherever Visa cards are accepted1 – including online, by phone and at millions of retail locations worldwide.
RBC Visa Commercial Prepaid Cards provide flexibility and protection that doesn't come with cash, cheques or store gift cards. And rather than recipients being forced to shop at one particular store, they have the option to shop anywhere for the things they want at the merchants of their choice.
RBC Visa Prepaid Cards are an ideal and effective way to:
From standard incentive cards for employees, clients or distributors to highly customized solutions for insurance claims, employee expenses or relocation programs, our Prepaid Card Client Services Team will work with you to design a program that meets your objectives and best suits your business needs.
Two types of programs are available to meet your business needs
|Incentive Solutions Programs|
|Performance recognition||Consumer promotions||Door prizes|
|Holiday bonuses||New product launches||Corporate gifts|
|Safety awards||Sales/Dealer incentives||Loyalty rewards|
|View pricing for Incentive Solutions Programs|
|Business Management Solutions Programs|
|Employee expenses||Per diem|
|Petty cash / office expenses||Sales commissions|
|View additional detail on pricing for Business Management Solutions Programs|
You are on: Denominations
RBC Visa Prepaid Cards are available in any denomination, from $25 to $2,500 CAD.
Cards are available in Canadian dollars only and are not insured by the Canada Deposit Insurance Corporation.
Speak to our Prepaid Card Client Services Team if you have specific card denomination requirements. They will be happy to help you with your customized solution.
You are on: Security
RBC Visa Prepaid Cards work like cash, but are much safer with added security and protection. This includes protection against unauthorized use, provided cardholders take reasonable precautions to protect the card, as set out in their agreement.
In addition, registered cards can be replaced if lost or stolen.
You are on: Using the card
Using the card
RBC Visa Prepaid Cards are designed for point of sale (POS) purchases. Some programs do not have ATM access and cannot be used to receive any other cash withdrawal or a payment at a financial institution. Depending on your needs, some programs can offer ATM access.
Speak to our Prepaid Card Client Services Team if you have specific requirements. They will be happy to help you with a customized solution.
You are on: Cardholder Support
Support is available to cardholders 24/7 for balances and other inquiries via the web, call centre/live agents and IVR. Complete details of the program are provided to cardholders when they get their card and are also available online at our Cardholder Services Centre.
Additional helpful information for cardholders about using RBC Visa Prepaid Cards is available here .
1) RBC Visa Prepaid Cards are issued by Royal Bank of Canada and may be used to make purchases anywhere in the world where Visa cards are accepted. Use of cards by recipients is governed by the terms and conditions of the agreement provided with the card. Some cards cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at a financial institution. Speak to our Prepaid Card Client Services Team if you require cards with ATM access.
To request more information from our Prepaid Card Client Services Team, please call toll-free 1-855-229-9990.
Complete and submit the Program Request Form, and a Client Service Representative will contact you about your request.
Visit our Cardholder Services Centre for helpful information and resources, including terms and conditions and fees of your card program.