GICs are secure investments that guarantee to preserve your principal. Your investment earns interest, at either a fixed or a variable rate, or based on a pre-determined formula. GICs often form the foundation of a well-balanced portfolio.
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Non-Redeemable & Redeemable GICs: Offer a fixed rate of return for a specific term, with both principal and interest guaranteed. |
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Building Block GIC®: Designed for you to automatically save regularly and pays the same guaranteed rate as you accumulate funds. |
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Five-in-One GIC®: Your principal is divided into five equal portions with maturities of one to five years. |
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One-Year Cashable GIC™: Cashable at any time with interest paid if held for 30 days or longer. |
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RateAdvantage GIC®: Guaranteed interest rate increases at each anniversary date. |
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U.S. Dollar Term Deposits: Offers a fixed rate of interest for a specific term. |
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Prime-Linked Cashable GIC®: A GIC whose interest rate is linked to the RBC Royal Bank Canadian prime interest rate. |
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RBC Canadian Dividend Fund-Linked GICs™: Participate in the returns of the RBC Canadian Dividend Fund with 100% principal protection. |
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RBC O'Shaughnessy International Equity Fund-Linked GICs™: Participate in the returns of the RBC O'Shaughnessy International Equity Fund with 100% principal protection. |
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Canadian Market-Linked GICs®: Access the growth potential of the Canadian equity market with 100% principal protection. |
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Global Market-Linked GICs®: Access the growth potential of major international equity markets with 100% principal protection. |
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