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Rates for 04 November 2025
Offers many credit options to suit your individual or family needs. Whether you’re looking for travel points, rewards, cash back, or a lower interest rate, our credit cards have you covered. Learn more about each card to find the right credit card for you.
Learn More About RBC Cards| Credit Cards | Purchases Interest Rate [%] |
Cash Advances / Cheques Interest Rate [%] |
|---|---|---|
| RBC® Avion® Visa Infinite Privilege‡ for Private Banking | ||
| RBC® Avion® Visa Infinite Privilege‡ | ||
| RBC Avion Visa Infinite | ||
| RBC Avion Visa Platinum | ||
| WestJet RBC World Elite MasterCard‡ | ||
| WestJet RBC MasterCard | ||
| RBC Rewards Visa Preferred | ||
| RBC British Airways Visa | ||
| RBC Royal Bank US Dollar Visa Gold |
| Credit Cards | Purchases Interest Rate [%] |
Cash Advances / Cheques Interest Rate [%] |
|---|---|---|
| RBC ION™ Visa1 | ||
| RBC ION+™ Visa1 | ||
| RBC Rewards+™ Visa‡ | ||
| Signature RBC Rewards Visa | ||
| RBC Rewards Visa Gold*** | ||
| RBC® Esso‡ Visa‡ **** | ||
| moi RBC® Visa‡ |
| Credit Cards | Purchases Interest Rate [%] |
Cash Advances / Cheques Interest Rate [%] |
|---|---|---|
| RBC Cash Back MasterCard | ||
| RBC Royal Bank Visa Cash Back***** | ||
| RBC Royal Bank Visa Classic Low Rate Option | ||
| RBC® Cash Back Preferred World Elite Mastercard‡ | ||
| RBC RateAdvantage Visa |
| Credit Cards | Purchases Interest Rate [%] |
Cash Advances / Cheques Interest Rate [%] |
|---|---|---|
| RBC Royal Bank Visa Platinum |
| Credit Cards | Purchases Interest Rate [%] |
Cash Advances / Cheques Interest Rate [%] |
|---|---|---|
| RBC Avion Visa Business | ||
| RBC Business Cash Back MasterCard | ||
| RBC Royal Bank Visa Business | ||
| RBC Royal Bank Visa CreditLine for small business® | ||
| Google AdWords Business Credit |
| Credit Cards | Purchases Interest Rate [%] |
Cash Advances / Cheques Interest Rate [%] |
|---|---|---|
| RBC® Commercial AvionTM Visa‡ | ||
| RBC® Commercial Cash Back Visa‡ | ||
| RBC® Commercial Visa‡ | ||
| RBC® Commercial U.S. Dollar Visa‡ |
Learn more about RBC cards
Offers many credit options to suit your individual or family needs. Whether you’re looking for travel points, rewards, cash back, or a lower interest rate, our credit cards have you covered. Learn more about each card to find the right credit card for you.
NOTES
- Interest rates are per annum and subject to change without notice at any time.
- Your interest rate will increase by 5% on purchases and cash advances for at least 6 months if you do not make your minimum payment by the payment due date and you have not paid it by the date we prepare your next statement 2 or more times in any 12-month period. This will take effect in the third statement period following the missed payment that caused the rate to increase. (This does not apply to Commercial Cards.)
- Our Prime Rate is the annual rate of interest announced by the Royal Bank of Canada from time to time and posted at our branches and on our website as a reference rate then in effect for determining interest rates of Canadian dollar commercial loans in Canada.
- *** As of November 2016 the RBC Rewards Visa Gold product is no longer offered.
- **** As of May 2017 the RBC® Esso‡ Visa‡ product is no longer offered.
- ***** As of June 2017 the RBC Royal Bank Visa Cash Back product is no longer offered.
- ****** As of September 2023 the RBC Cathay Pacific Visa Platinum product is no longer offered.
- For more details, please refer to your RBC Royal Bank Credit Card Agreement.
Click here: http://www.rbcroyalbank.com/credit-cards/documentation.html - ®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
- ‡ All other trademarks are the property of their respective owner(s).