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Annual Fee: $165
Additional Card: $75
Purchase Rate: 20.50%
Cash Advance Rate: 22.99%*

Card Details


    Receive up to 60,000 bonus Avios1

    Here’s how:
    Step 1: Receive 15,000 Avios as welcome bonus upon approval1
    Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months1
    Step 3: Another 10,000 bonus Avios after your first year1

    Earn Avios the easy way

    • Earn 3 Avios for every $1 CAD you spend on British Airways purchases2
    • Earn 2 Avios for every $1 CAD you spend on Grocery, Dining and Food Delivery Purchases2
    • Earn 1 Avios for every $ CAD you spend on all other qualifying purchases2

    Be rewarded with a Companion Award eVoucher

    Earn a Companion Voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking3.

    Save on flights – limited time offer

    Enjoy 10% off British Airways flights when you book and pay with your card4.

    Redeem for flights and more

    You can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or Reward Flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide11.

    Additional Features

    Instant Fuel Savings at Petro-Canada

    Link your card and instantly save 3¢/L on fuel5 and always earn 20% more Petro-Points at Petro-Canada6. For more details click here.

    Earn more Be Well points at Rexall

    Link this card with your Be Well card to:

    • Get 50 Be Well points for every $1 spent on eligible products at Rexall15
    • Redeem Be Well points faster for savings in store on eligible purchases16; 25,000 Be Well points = $10
    Learn More

    Get $0 delivery fees for 12 months from DoorDash17

    Add your eligible RBC credit card to your DoorDash account to:

    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
    Get $0 Delivery Fees

    Broad insurance coverage

    Travel coverage including emergency medical insurance7 as well as flight delay insurance8, hotel burglary9 and rental Even eligible purchases you make with the card are protected9. For more details regarding all available insurances on this card, click here.

    Credit Card Lock

    You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.
    Learn More

    Valuable travel services

    Enjoy access to worldwide cash advances, and guaranteed hotel reservations.

    Optional Extras

    Optional Add-On Services

    Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance:

    See All Optional Add-On Services

    Start Your Application

    Applying online is safe and secure. Get a response in less than 60 seconds.

    Apply Now