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Personal Banking > Travel HealthProtector Insurance > Information Centre > Why You Need Travel Insurance

Why You Need Travel Insurance

When you’re travelling, even a minor accident or sickness can become a major expense and inconvenience. So whether your plans include a trip outside your home province or territory, to the U.S. or to another continent, having travel insurance will go a long way toward ensuring you enjoy your time away.

Consider these common myths and see why it’s important to make sure your family is protected every time you travel.

Expand Myth #1: Travel insurance isn’t necessary; I will take my chances.

Expand Myth #2: My employee health plan and credit card provides me with all the coverage I need.

Expand Myth #3: It’s more economical to buy insurance for each trip rather than purchasing an annual plan.

Expand Myth #4: As long as I’m covered, my family is protected too.

Expand Myth #5: Carrying my insurance card or any documents describing my coverage is sufficient.


Did you know?

A four-day stay in a U.S. hospital for an appendectomy could cost $39,400 (USD), with only $1,600 (CAD) covered by your GHIP.(1) A one-day stay in a U.S. hospital for a broken arm and wrist could cost $32,600 (USD), with only $400 (CAD) covered by your GHIP.(1) With Travel HealthProtector® insurance, you’ll have valuable financial protection for these types of emergency medical expenses.


1) 2008 RBC Insurance/Ipsos Reid survey.


The Quickest Way to Buy?

The quickest way to buy travel insurance is through RBC Online Banking, using your RBC Royal Bank account.

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