Skip Header Navigation
 

Sign In

Online Services

 

Get a Quote or call 1-800-565-3129

Skip Breadcrumb Links  
Personal Banking > Travel HealthProtector Insurance > Single Trip vs. Multi-Trip

Single Trip vs. Multi-Trip

In addition to providing either Basic or Enhanced Coverage, Travel HealthProtector insurance also offers a Multi-Trip Annual Plan and Single Trip Plan option.

Each provides unique benefits depending on the length of your trip and how frequently you travel in a year.

You are on: Overview

Whether you take one vacation a year, or you’re a frequent flyer that gets away all the time, we’ve got the right travel protection for you.

Single Trip Plans provide coverage for up to 183 days and are ideal for Snowbirds with a secondary residence outside Canada, anyone who needs the flexibility of a longer trip, or those who don't expect to travel outside their home province, territory or Canada more than once a year.
Read more about Single Trip Plans.

Multi-Trip Annual Plans provide substantial savings for anyone who makes frequent trips outside their home province, territory or Canada, including business travellers, students and cross-border shoppers. Coverage is provided for 4, 9, 15, 30 or 60 days, with no limits on the number of trips.
Read more about Multi-Trip Annual Plans.

You are on: Single Trip Plans

Single Trip Plans

Single Trip Plans provide coverage for up to 183 days and are ideal for Snowbirds with a secondary residence outside Canada, anyone who needs the flexibility of a longer trip, or those who don't expect to travel outside their home province, territory or Canada more than once a year.

This plan is ideal for:

  • Occasional travellers
  • Travellers going on an extended trip who want to complement other coverage they may have

About this option:

  • You can protect yourself for a trip of up to 183 days
  • Apply for coverage before you travel
  • A medical questionnaire may be required

If you decide to extend your trip at any time, it's easy to add additional coverage by calling 1-800-565-3129.

No medical questionnaire required for trips of up to 15 days

If you are between the ages of 60 and 74, you can get a Single Trip Plan with no medical questionnaire if your trip is up to 15 days.

You are on: Multi-Trip Annual Plans

Multi-Trip Annual Plans

If you travel more than once a year, a Multi-Trip Annual Plan could save you time and money. Travel insurance coverage is provided for 365 days, meaning you can take off at any time knowing you are protected!

This plan is ideal for:

  • Cross-border shoppers
  • Business travellers
  • Anyone who travels more than once a year

About this option:

  • If you travel two times or more in a 12-month period, this plan is the most convenient and cost-effective way to purchase travel insurance
  • It covers an unlimited number of trips in a 12-month period
  • A medical questionnaire is required for travellers over the age of 60

With a Multi-Trip Annual Plan, you choose a trip length that reflects the way you're most likely to travel in the coming year. Later, if you decide to take a trip that's longer, simply call 1-800-565-3129 to arrange the additional coverage you need.

Frequent Cross-Border Traveller?

Save money with our 4-Day Getaway Multi-Trip Annual Medical plan. It’s perfect for cross-border trips such as sports tournaments, shopping excursions and weekend getaways.


You are on: Medical Questionnaire

Medical Questions for Multi-Trip Annual and Single Trip Plans

Your age and the length of your trip will determine whether you need to answer a few simple medical questions when applying.

Medical Questionnaire

  Single Trip 15 Days or Less Multi-Trip or Single Trips up to 183 Days Single Trip over 183 Days
Under Age 60 Not Required Not Required

(Only Required for Ages 40-59)

Age 60-74 Not Required

(Must also achieve Category A or B coverage to qualify)

Age 75 and Over Not Available

Review the Medical Questionnaire pdf (Adobe* Reader* software required).

 
 

Travellers Age 60 and Over

Considering a trip out of the province or country? Protect yourself with a Travel HealthProtector Plan.

Learn More

 

† Travellers age 80 and over may choose the 15-day Multi-Trip Annual Plan option only.

 

The Quickest Way to Buy?

The quickest way to buy travel insurance is through RBC Online Banking, using your RBC Royal Bank account.

Sign In