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Personal Banking > Travel HealthProtector Insurance > Coverage Options

Coverage Options

Basic and Enhanced Coverage Options

You’ve got the flexibility of choosing either Basic or Enhanced Coverage—no matter your age, how healthy you are, how frequently you travel, or how long you stay when you do.

You are on: Overview

Finding coverage that meets your needs is easy, with either basic emergency medical coverage, or an enhanced package to make sure you're well-protected against unexpected situations.

Basic Coverage provides all of the valuable protections you should expect from a travel medical insurance plan, including direct payment of eligible medical bills, emergency medical transportation, multilingual coordinators, a 24-hour toll-free emergency number and more.
Learn more about Basic Coverage.

Ways to Buy

Enhanced Coverage includes all of the protections included with Basic Coverage, plus Trip Interruption/After Departure Insurance, Flight & Travel Accident Insurance, and Baggage & Personal Effects Insurance—all excellent ways to ensure you're well-protected against unexpected situations.
Learn more about Enhanced Coverage.

Ways to Buy

Note: In addition to our Travel HealthProtector® products, we offer a Non-Medical package, which includes Trip Cancellation Coverage (opens new window) for single trips. This coverage provides benefits for cancelling your trip before leaving your departure point. If you need Trip Cancellation Coverage, please call 1-800-565-3129 anytime between 6 a.m. and 12 a.m. Eastern Standard Time (EST), seven days a week to apply.

You are on: Basic Coverage

Basic Coverage provides all of the valuable protections you should expect from a travel medical insurance plan, including direct payment of eligible medical bills, emergency medical transportation, multilingual coordinators, a 24-hour toll-free emergency number and more.

For full details, please refer to the Certificate of Insurance.

Expand Unlimited emergency medical expenses

Expand Hospital allowance

Expand Other emergency services

Expand Ground ambulance

Expand Repatriation of your remains

Expand Return to your province or territory of residence

Expand Return to your trip destination

Expand Subsistence allowance

Expand Bedside companion's travel to your bedside

Expand Emergency dental treatment

Expand Return of vehicle

Expand Return of children and escort for children to their province or territory of residence

Expand Return of travelling companion

Expand Return of your dog or cat

Expand Return of your excess baggage

Expand Domestic services

Expand Physician visit to replace lost, stolen or damaged prescription medication

 

You are on: Enhanced Coverage

Enhanced Coverage includes all of the protections included with Basic Coverage, plus Trip Interruption/After Departure Insurance, Flight & Travel Accident Insurance, and Baggage & Personal Effects Insurance — all excellent ways to ensure you're well-protected against unexpected situations.

For full details, please refer to the Certificate of Insurance.

Expand Trip Interruption/After Departure Insurance

Expand Baggage & Personal Effects Insurance

Expand Flight & Travel Accident Insurance

 
 
 

Travellers Age 60 and Over

Considering a trip out of the province or country? Protect yourself with a Travel HealthProtector Plan.

Learn More

 

† This is not a Certificate of Insurance.

 

The Quickest Way to Buy?

The quickest way to buy travel insurance is through RBC Online Banking, using your RBC Royal Bank account.

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