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If you're a frequent traveller or a Snowbird who enjoys the Florida sunshine several months a year, you probably know the unexpected can happen suddenly. You may also know that you leave up to 90% of your government health insurance plan (GHIP) behind when you travel outside Canada.(1)
Travel HealthProtector® insurance is a cost-effective way to help safeguard not only your health, but your finances.
|Category||Are unlimited emergency benefits included?||Number of days your condition must be stable||Your deductible|
|A||No pre-existing medical condition applies||No automatic deductible applies; however you can reduce the cost of your insurance by choosing a deductible of $200 or $500 USD|
|B||90||Same as above|
|C||180||Same as above|
|D||180||Same as above|
|E||Excludes Coverage for medical conditions existing in the 180 days prior to your departure date||$200 USD|
Note: Definitions of specific current medical conditions and other details of coverage can also be found in the Certificate of Insurance (Adobe* Reader* software required). Be sure you understand any limitations and exclusions that may affect your plan by reading this. You may also find the Certificate of Insurance in the back pocket of the brochure at your local branch.
1) Travel Insurance: Ensure you have the protection you need before you leave, RBC Insurance, 2005.