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Personal Banking > Travel HealthProtector Insurance > Information Centre > Travellers Over Age 60

Travellers Over Age 60

Plans and Coverages for Travellers 60 and Over

If you're a frequent traveller or a Snowbird who enjoys the Florida sunshine several months a year, you probably know the unexpected can happen suddenly. Government health insurance plans may not cover all emergency medical expenses once you leave your home province/territory and typically cover only a limited portion once you leave the country.

Travel HealthProtector® insurance is a cost-effective way to help safeguard not only your health, but your finances.

  • No medical questions required to be completed for a single trip up to 15 days for those under age 75.
  • Clients age 60-74 who are travelling 15 days or less and choose not to fill out a medical questionnaire will automatically be placed into Category C.
  • For clients that are 60 years of age and over, you’ll be accepted into one of the five rate categories below, regardless of your health, after answering a few simple medical questions. To determine what category you fit into, get an online quote today.
Category Are unlimited emergency benefits included? Number of days your condition must be stable
A No pre-existing medical condition applies
B 90
C 180
D 180
E Excludes Coverage for medical conditions existing in the 180 days prior to your departure date  

Note: Definitions of specific current medical conditions and other details of coverage can also be found in the Certificate of Insurance pdf (Adobe* Reader* software required). Be sure you understand any limitations and exclusions that may affect your plan by reading this.

Expand Who's Eligible?


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The quickest way to buy travel insurance is through RBC Online Banking, using your RBC Royal Bank account.

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