ICICI Bank Student Program Information
RBC is proud to work with ICICI Bank Canada to make it easier for international students to arrive, study and settle in
Canada.
This special collaboration allows you to link your accounts between ICICI Bank Canada, one of the largest banks in
India, and RBC, the largest bank in CanadaLegal disclaimer 1. By bridging your accounts, you can easily access the products and advice that will help you thrive in Canada.
Everything you need for a strong financial start in Canada

Open an RBC Advantage Banking account for students
- Enjoy no-monthly-fee banking for the duration of your studiesLegal disclaimer 3.
- Get unlimited debit transactions in Canada.
- Take advantage of free Interac e-Transfer transactions.

Add an RBC credit card
- Get up to a $2,000 credit limit with no credit historyLegal disclaimer 2.
- Start building a credit history in Canada as a student.
- Pay no annual fee and earn perks whenever you spend with your card.

Conveniently bank across Canada
- Bank anytime, anywhere with the RBC Mobile app.
- Access free digital tools to help you make smart money decisions.
- Take advantage of the largest combined branch and ATM network in Canada – over 1,200 branches and 4,300+ ATMs.
Visit ICICI Bank Canada to start your journey with the Student Program
Apply Online
Get up to 12% cash back with a new RBC Cash Back Mastercard
(up to $200 in value)Legal disclaimer †
Start Opening An Account
(up to $200 in value)Legal disclaimer †
Start Opening An Account

Settle into student life in Canada with services and support designed for you
ICICI Bank Canada Student Partnership Program
- Get your ICICI Student Account for your study permit application. Once you arrive in Canada, receive the funds from that account into your RBC Canadian chequing account.
- Fund transfers are automatic for convenience and peace of mind.
Cashback and rewards
- Enrol your account in the Value Program and earn Avion points on your online and in-store debit purchases.
- Earn cash back or Avion points on purchases made with an RBC credit card.
Support beyond banking
- From fraud prevention to career workshops, access a range of banking (and beyond banking) support at RBC On Campus locations and from RBC On Campus Advisors.
- Discover online resources (opens in a new window) to help you get settled in Canada – from banking to budgeting to finding work.
Legal Disclaimer1
By market capitalization
Legal Disclaimer2
An RBC Royal Bank credit card with no credit history required is available to RBC personal deposit clients who are (i)
permanent residents and international students who arrived in Canada within the last 12 months, or (ii) temporary
resident workers who arrived in Canada within the last 48 months, provided you meet all of the eligibility and credit
criteria of Royal Bank of Canada.
Legal Disclaimer3
RBC Advantage Banking for students allows eligible full-time students to receive a full waiver of the standard Monthly
Fee applicable to our RBC Advantage Banking account. To be considered a full-time student, you must attend a primary or
secondary school OR be enrolled in a program at the post-secondary level at a college, university or other educational
institution (whether in Canada or not). If you are a post-secondary student, you must take at least 60% of the usual
course load for the program in which you are enrolled in any particular semester. Proof of enrollment may be requested
at our discretion. Students who are 25 years of age and older must provide proof of enrollment.