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Ways to Bank

Bank How You Want,
When You Want

Whether you like to bank online, from your mobile device, at the ATM or in person, we have the tools and apps to help you take care of your everyday banking needs.

Ways to Access Your Accounts

Enjoy 24/7 access to your accounts and convenient ways to send and receive money.

RBC Online Banking

  • View your account details and history
  • Transfer money between accounts
  • Send money overseas or within Canada
  • Pay bills, loans, mortgages or credit cards
  • Order foreign cash

RBC Mobile applegal disclaimer 1

  • Check balances in real time
  • Send money overseas or within Canada
  • Set up and receive alerts on your banking activity
  • Deposit a cheque using your phone
  • Pay bills and transfer money between accounts

Canada’s largest branch and
ATM network

  • Withdraw and deposit cash
  • Convert foreign currency
  • Pay bills, transfer money between accounts
  • Get account details and history

RBC Telephone
Banking

  • Review up to the last 15 transactions in your account
  • Transfer money between accounts
  • Change or update address information
  • Pay bills, loans, mortgages or credit cards
RBC Digital Banking Security Guarantee

Our Guarantee To You

With the RBC Digital Banking Security Guaranteelegal disclaimer 6, you’re fully protected against any transactions you didn’t make or approve. Should something ever happen, we will fully reimburse you for any unauthorized transactions made through our best-in-classlegal disclaimer 7 RBC Mobile applegal disclaimer 1 or RBC Online Bankinglegal disclaimer 5.

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Just Ask: Digital and Personal Support in Your Language

Ask NOMI

Have a question about a recent transaction, need to cancel an e-Transfer or want a bit of help getting around the app?

You can find Ask NOMI in the main menu of the RBC Mobile app, or by clicking "Support" under the More menu.

Download the RBC Mobile app

Talk to someone in your language

Need some advice or have a quick question? We’re here to help – service is available by phone or in branch in up to 200 languages.

Call us:

Toll-Free 1-866-756-1107

Collect: 1-506-864-2275

Advice & Tools for Newcomers to Canada

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Moving to Canada Checklist

This checklist can help you get ready and make the transition a little easier.

Learn More about the Moving to Canada Checklist

Preparing for Your First Year in Canada

This checklist provides essential tasks for your first year in Canada.

Learn More about Preparing for Your First Year in Canada

Three Financial Tips for Newcomers to Canada

Get valuable tips to help you understand banking in Canada.

Learn More about Three Financial Tips for Newcomers to Canada

Settling in Canada: How to Set Your Kids Up for Success

Find out how to navigate the Canadian school system.

Learn More about Settling in Canada

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Canada, Avion Rewards and RBC eGift are operated by Royal Bank of Canada. RBC Online Banking and Telephone Banking are provided by Royal Bank of Canada. Standard message and data charges apply. Transaction fees may apply for bill payments or fund transfers made through Online Banking and are separate from access fees.
Additional service fees by any intermediary and receiving bank may apply.
There is a limit of 999 free Interac e-Transfer Transactions per Month per Account; for every Interac e-Transfer Transaction over the limit, you will be charged $1.00. Interac e-Transfer Transactions expire 30 days after they are sent and cannot be claimed by the recipient after this time. You have 15 days after the Interac e-Transfer Transaction is sent to cancel without charge. A $5.00 Interac e-Transfer Transaction Reclaim Fee is charged when a recipient does not accept it before it expires and the sender does not cancel the transaction before the 15-day cancellation period.
When you use Virtual Visa Debit to make a payment: a) The merchant performs an authorization on your personal deposit account at the time of the purchase and this authorization amount is immediately debited from that account. This process is followed by a settlement, typically 2-5 business days after authorization, which finalizes the amount of the purchase and, in some cases, reflects adjustments to the initial authorization amount. When this happens, a credit adjustment in the amount of the original authorization will be credited to your account, followed immediately by a debit adjustment that reflects the final settlement amount of your purchase. b) The funds are debited from your personal deposit account, which is the account you access with your RBC Royal Bank Client Card when you select the “Chequing” option on a point-of-sale terminal or at an ATM. If the account linked to the primary chequing position on your Client Card is changed before a payment has been settled, it may impact the processing of that payment if the merchant needs to adjust the initial authorization amount. The final settlement amount will be processed on the account that is linked to the primary chequing position on your Client Card at the time of settlement, even if a different account was debited for the authorization amount. Please see your RBC Royal Bank Virtual Visa Debit Agreement for further details.
RBC Online Banking is operated by Royal Bank of Canada. Transaction fees may apply for bill payments or fund transfers made through Online Banking and are separate from access fees.
For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, please see your Electronic Access Agreement (opens in new window) for personal banking clients, and the Client Card Agreement (pdf opens in new window) and the Master Client Agreement (pdf opens in new window) for business clients. This guarantee is given by Royal Bank of Canada in connection with its Online and Mobile Banking services. Cardholders are not liable for losses resulting from circumstances beyond their control provided they have taken reasonable precautions to protect their Client Card and PIN (if applicable) as set out in the Client Card Agreement. Formerly known as the RBC Online Banking Security Guarantee.
RBC was awarded the Celent Model Bank Award (opens to external site in new window) for Digital Onboarding, 2024

RBC Ranks #1 in both the J.D. Power 2024 Canada Banking Mobile App Satisfaction Study (opens in new window) and the J.D. Power 2024 Canada Online Banking Satisfaction Study.

RBC recognized for excellence in customer experience in Ipsos 2024 Financial Service Excellence Awards (opens to external site in new window)