Best RBC Credit Card Offers 2026 | RBC Royal Bank of Canada

Travel

RBC Avion Visa Infinite

Get up to 70,000 Avion points¹

A travel value of up to $1,500!^†

Apply by November 25, 2026

Learn More RBC Avion Visa Infinite

Travel

WestJet RBC World Elite Mastercard

Get up to 70,000 WestJet points^{1 Legal Disclaimer}

That’s a value of up to $700 off travel.

Apply by November 18^th, 2026.

Learn More WestJet RBC World Elite Mastercard

Travel

RBC Avion Visa Infinite Privilege

Get up to 100,000 Avion points¹ + 6 airport lounge passes - a value of up to $2,375!^‡.

Apply by November 25, 2026

Learn More RBC Avion Visa Infinite Privilege

Travel

RBC Avion Visa Platinum

Get up to 70,000 Avion points¹

A travel value of up to $1,500!^†

Apply by November 25, 2026

Learn More RBC Avion Visa Platinum

Travel

WestJet RBC Mastercard

Get up to 15,000 WestJet points^{1 Legal Disclaimer}

That's a value of up to $150 off travel

Learn More WestJet RBC Mastercard

Travel

RBC British Airways Visa Infinite

Receive 50,000 bonus Avios¹

That’s enough for a one-way Reward Flight to London from all Canadian destinations¹⁴

Learn More RBC British Airways Visa Infinite

Rewards

RBC ION+ Visa

Get up to 28,000 Avion points^

That’s up to $200 of value in gift cards^†!

Apply by November 4, 2026

Learn More RBC ION+ Visa

Rewards

RBC ION Visa

Get up to 14,000 Avion points^{^}

That’s up to $100 of value in gift cards^†

Apply by November 4, 2026

Learn More RBC ION Visa

Rewards

More Rewards RBC Visa

Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!¹

Learn More More Rewards RBC Visa

Rewards

moi RBC Visa

Get up to 5,000 bonus Moi points

Upon approval¹. That’s a value of $40^{^}

Apply by Jan 20, 2027

Learn More moi RBC Visa

Rewards

More Rewards RBC Visa Infinite

Enjoy up to 20,000 bonus More Rewards points

That’s a value of up to $30 in groceries!

Learn More More Rewards RBC Visa Infinite

Cash Back

RBC Cash Back Mastercard

Get 5% extra cash back on your first $2,000 in spend for 6 months^{^}.

Apply by February 2, 2027.

Learn More RBC Cash Back Mastercard

Cash Back

RBC Cash Back Preferred World Elite Mastercard

Get 15% extra cash back for the first 3 months on up to $2,000 in total purchases^{^}.

Apply by February 2, 2027.

Learn More RBC Cash Back Preferred World Elite Mastercard

Rewards

RBC ION+ Visa

Get up to 28,000 Avion points^

That’s up to $200 of value in gift cards^†!

Apply by November 4, 2026

Learn More RBC ION+ Visa

Cash Back

RBC Cash Back Mastercard

Get 5% extra cash back on your first $2,000 in spend for 6 months^{^}.

Apply by February 2, 2027.

Learn More RBC Cash Back Mastercard

Rewards

RBC ION Visa

Get up to 14,000 Avion points^{^}

That’s up to $100 of value in gift cards^†

Apply by November 4, 2026

Learn More RBC ION Visa

Travel

WestJet RBC Mastercard

Get up to 15,000 WestJet points^{1 Legal Disclaimer}

That's a value of up to $150 off travel

Learn More WestJet RBC Mastercard

Travel

RBC Avion Visa Platinum

Get up to 70,000 Avion points¹

A travel value of up to $1,500!^†

Apply by November 25, 2026

Learn More RBC Avion Visa Platinum

Low Interest

RBC Visa Classic Low Rate Option

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^{^} and no annual fee for the first year^*.

Apply by November 4, 2026.

Learn More RBC Visa Classic Low Rate Option

Rewards

RBC ION Visa

Get up to 14,000 Avion points^{^}

That’s up to $100 of value in gift cards^†

Apply by November 4, 2026

Learn More RBC ION Visa

Cash Back

RBC Cash Back Mastercard

Get 5% extra cash back on your first $2,000 in spend for 6 months^{^}.

Apply by February 2, 2027.

Learn More RBC Cash Back Mastercard

Rewards

More Rewards RBC Visa

Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!¹

Learn More More Rewards RBC Visa

Rewards

moi RBC Visa

Get up to 5,000 bonus Moi points

Upon approval¹. That’s a value of $40^{^}

Apply by Jan 20, 2027

Learn More moi RBC Visa

Rewards

More Rewards RBC Visa Infinite

Enjoy up to 20,000 bonus More Rewards points

That’s a value of up to $30 in groceries!

Learn More More Rewards RBC Visa Infinite

Why Choose an RBC Credit Card?

RBC credit Cards are geared towards your lifestyle, offering rewards, cashback and travel perks. Enjoy exclusive benefits and access to convenient digital banking tools.

Top Frequently Asked
Questions

What are some of the travel benefits that credit cards provide?

While every card is different, some benefits of our travel cards include extensive insurance coverages, as well as travel offers like free bags, lounge access and unique travel experiences. In addition, some of our cards earn you points, miles or dollars that can be exchanged through Avion Rewards or directly with affiliated airlines like Cathay Pacific, British Airways and WestJet. Discover our travel credit cards to find the one that’s best for your next adventure.

How do I redeem points, miles, or dollars earned with my RBC travel credit card?

If you collect Avion points, you can easily redeem them for travel, merchandise, gift cards and more at rbcrewards.com. If you earn WestJet dollars, Avios or Asia Miles, you can redeem directly with the airline loyalty program connected to your card.

What are some of the features and benefits of my card?

Each card offers different features and benefits, that’s why it’s important to choose a card that fits your lifestyle. You can choose from travel, cash back, rewards, low interest, student and no annual fee, depending on what benefits you value most. If you already have a card and want to learn about your current benefits, visit our cardholder hub.

I already have a department store card and a gasoline card. Should I still get an RBC credit card?

Yes. RBC credit cards have benefits that a gas or department store may not offer, and generally at much lower interest rates. Whether you're looking to collect points for travel, earn cash back, or just want overall convenience, we’ve got a card for you. Plus, when you link your RBC personal and business credit cards to your Petro-Points card, you’ll instantly save 3¢/L on fuel at Petro-Canada. Which card has the benefits you want? Our choose a credit card tool will help you find the right fit.

Does my RBC credit card include travel insurance?

That depends on the card you have. Visit our cardholder hub to discover the features, benefits and insurances that your card has to offer.

How do I apply for a credit card online?

First, you’ll have to decide which card you want to apply for. You can use our credit card selector or narrow it down based on the category you prefer. Once you’ve decided which card is the right fit for you, you can apply online by clicking the Apply now button on the card of your choice. If you’re an existing RBC client, you can also apply through:

RBC Online Banking

In your Account summary, select Apply for a Credit Card. Choose the card you want and click Apply Now to complete an online application
If you’re a business client, select Apply for a Business Credit Card on the top right of the Account Balances page to start your application

RBC Mobile App

Select More in the bottom navigation
Then under Products select Open an account and choose Credit Cards
Select the card you want and tap Apply Now

Telephone

Call us at 1-800-769-2512 and an RBC Advisor will be happy to help find the right card for you.

What are the advantages of having a credit card?

Credit cards are important for things like making hotel reservations, car rentals, or online purchases. They’re convenient and secure, and help give you the freedom to manage your finances, cover unexpected emergencies and also take advantage of rewards and special insurances. They’re also an easy way to establish a credit history!

Use our credit card selector to find a card that's right for you and apply online in just a few easy steps. You can also call 1-800-769-2512 to speak with a representative that will be happy to help you.

View All FAQs

Need Some
Additional Help?

Call us at 1-800-769-2511

To book a virtual appointment

Visit a Branch Near You

RBC Credit Card Offers 2026

RBC Avion Visa Infinite

Get up to 70,000 Avion points1

WestJet RBC World Elite Mastercard

Get up to 70,000 WestJet points1 Legal Disclaimer

RBC Avion Visa Infinite Privilege

Get up to 100,000 Avion points1 + 6 airport lounge passes - a value of up to $2,375!‡.

RBC Avion Visa Platinum

Get up to 70,000 Avion points1

WestJet RBC Mastercard

Get up to 15,000 WestJet points1 Legal Disclaimer

RBC British Airways Visa Infinite

Receive 50,000 bonus Avios1

RBC ION+ Visa

Get up to 28,000 Avion points^

RBC ION Visa

Get up to 14,000 Avion points^

More Rewards RBC Visa

Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!1

moi RBC Visa

Get up to 5,000 bonus Moi points

More Rewards RBC Visa Infinite

Enjoy up to 20,000 bonus More Rewards points

RBC Cash Back Mastercard

Get 5% extra cash back on your first $2,000 in spend for 6 months^.

RBC Cash Back Preferred World Elite Mastercard

Get 15% extra cash back for the first 3 months on up to $2,000 in total purchases^.

RBC ION+ Visa

Get up to 28,000 Avion points^

RBC Cash Back Mastercard

Get 5% extra cash back on your first $2,000 in spend for 6 months^.

RBC ION Visa

Get up to 14,000 Avion points^

WestJet RBC Mastercard

Get up to 15,000 WestJet points1 Legal Disclaimer

RBC Avion Visa Platinum

Get up to 70,000 Avion points1

RBC Visa Classic Low Rate Option

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^ and no annual fee for the first year*.

RBC ION Visa

Get up to 14,000 Avion points^

RBC Cash Back Mastercard

Get 5% extra cash back on your first $2,000 in spend for 6 months^.

More Rewards RBC Visa

Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!1

moi RBC Visa

Get up to 5,000 bonus Moi points

More Rewards RBC Visa Infinite

Enjoy up to 20,000 bonus More Rewards points

Why Choose an RBC Credit Card?

Top Frequently Asked Questions

RBC Online Banking

RBC Mobile App

Telephone

Need Some Additional Help?

Get up to 70,000 Avion points¹

Get up to 70,000 WestJet points^{1 Legal Disclaimer}

Get up to 100,000 Avion points¹ + 6 airport lounge passes - a value of up to $2,375!^‡.

Get up to 70,000 Avion points¹

Get up to 15,000 WestJet points^{1 Legal Disclaimer}

Receive 50,000 bonus Avios¹

Get up to 14,000 Avion points^{^}

Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!¹

Get 5% extra cash back on your first $2,000 in spend for 6 months^{^}.

Get 15% extra cash back for the first 3 months on up to $2,000 in total purchases^{^}.

Get 5% extra cash back on your first $2,000 in spend for 6 months^{^}.

Get up to 14,000 Avion points^{^}

Get up to 15,000 WestJet points^{1 Legal Disclaimer}

Get up to 70,000 Avion points¹

Enjoy a 0.99% introductory interest rate for the first 10 months on balance transfers^{^} and no annual fee for the first year^*.

Get up to 14,000 Avion points^{^}

Get 5% extra cash back on your first $2,000 in spend for 6 months^{^}.

Enjoy up to 20,000 bonus More Rewards points. That’s a value of $30 in groceries!¹

Top Frequently Asked
Questions

Need Some
Additional Help?