- Credit Limit & Fees
- Features & Benefits
- General Questions & Concerns
- Using and Protecting my Card
Credit Limit & Fees
Use our credit card selector to find a card that's right for you and apply online in just a few easy steps. You can also call 1-800-769-2512 to speak with a representative that will be happy to help you.
- Sign into RBC Online Banking and select your RBC credit card. On the right side of the page, select Change credit limit and follow the instructions
- Call us at 1-800-769-2512
- Visit your local branch
If you don’t pay your statement balance in full by the due date, the remaining balance as well as any future purchases will be charged interest daily, until the next time you pay your balance in full. If you have any questions regarding the interest charges on your credit card, please call us at 1-800-769-2512, or refer to the RBC Credit Card Agreement.
Note: The grace period does not apply to cash advances, these incur interest charges right away.
Whether you’re applying for a new credit card, renting an apartment or taking out a mortgage, your credit score is a good indicator of whether you can pay off the amounts you borrow. It’s important to help you get loans, mortgages, and even credit cards.
Simply put, your credit score shows your ability to borrow money and repay it responsibly. It’s a three-digit number that’s often reviewed by banks, credit card companies and lenders to determine how much money they’re willing to lend to you, and at what rate. It looks at important elements of your credit report, like payment and credit history, the amount of credit you use, and any debt you carry to indicate how likely you are to pay off any money you borrow. Using credit is important for your credit score. Learn how to use your credit card to build or improve your credit score.
Insurance Coverage For Your Credit Card Balance
Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage.