WestJet Travel Credit Cards in Canada

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“$1,500 in value” is calculated based on the value of each of the following benefits (i) Offer Value: 70,000 Welcome offer WestJet points (a value of $700 in WestJet travel savings) ; (ii) Free First Checked Bags: 1 checked bag each for 2 guests at $45 CAD each way on a round-trip flight for a total value of $180 ; and (iii) Companion Voucher: in the twelve months ending March 31, 2026, WestJet RBC World Elite Mastercard credit cardholders saved an average of $625 off the price of their second ticket , when using their companion voucher in comparison with the price of a regular ticket (companion voucher costs between $119 and $499 depending on the destination and fare type chosen, plus taxes, fees, charges and other ATC)

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All other trademarks are the property of their respective owner(s).

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To be exempt from the $139 annual fee for the first year, you must apply for the WestJet RBC World Elite Mastercard exclusively via this page and be approved by Royal Bank of Canada (“Royal Bank”) between October 8, 2026 to November 18, 2026 ("Offer Period"). If you add authorized user(s) as part of your application, the authorized user’s $59 annual fee will also be waived for the first year only. Existing WestJet RBC World Elite Mastercard cardholders prior to the Offer Period, additional cardholder(s) (co-applicant and authorized user(s)) that are not added as part of this application, as well as existing RBC cardholders transferring from another RBC credit card to the WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, without notice.

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21.99% if you reside in Quebec.

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Based on the redemption rate of 100 WestJet points for $1 CAD towards the payment of the base fare of an eligible flight or a WestJet Vacations package, 100,000 WestJet points have a redemption value of $1,000 towards an eligible flight or a WestJet Vacations package. For complete details, visit https://westjet.com/redeem (opens to external site in new window).

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The advertised value of “up to $1,980 in the first year” is based on the following: (i) the Welcome offer of up to 100,000 WestJet points, which have a travel value of $1,000 based on the redemption rate of 100 WestJet points for $1.00 towards the payment of the base fare of an eligible WestJet flight or WestJet Vacations package, and (ii) the potential saving value of $980 with the Instant Silver Status benefits. As a Silver member, you will get: a) the Free Checked Bags benefit, which has a value of $180 based on a round-trip for two persons checking one bag each at the cost of $45 per one-way flight, b) six (6) lounge passes, which have a value of $59 each for a total of $354, c) four (4) seat selection vouchers, which have a combined estimated value of $414 (based on the amount saved by 75% of Tier members, between January 1, 2026 and May 31, 2026, who pre-reserved their seats with seat selection vouchers), and you will earn d) 3 WestJet points per $1.00 spent on eligible WestJet flights, in comparison with 1 WestJet point per $1.00 spent on eligible WestJet flights with Teal status. In 2025, based on the redemption rate of 100 WestJet points for $1.00, the incremental points earned by Silver members, on average, relative to Teal members have a redemption value of $33.00 towards the base fare of an eligible WestJet flight or WestJet Vacations package. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and providing Silver Benefits to eligible Primary Business Cardholders. For full Program terms and conditions, visit https://www.westjet.com/en-ca/rewards/terms-conditions.

1)

To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 18^th, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:

(i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and
(ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period.

The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.

Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Additional Welcome WestJet points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

WestJet points can be used towards the payment of the base fare of an eligible flight or WestJet Vacations package at the following ratio: 100 WestJet points = $1CAD. For complete details, visit https://westjet.com/redeem.

2)

To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between June 16, 2026 and November 18^th, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC Mastercard.

You will receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 10,000 WestJet points (“Additional WestJet Points”), (i) a total of $1,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC Mastercard, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion. 

WestJet points can be used towards the payment of the base fare of an eligible flight or WestJet Vacations package at the following ratio: 100 WestJet points = $1CAD. For complete details, visit https://westjet.com/redeem.

3)

This offer only applies to new applications for a WestJet RBC World Elite Mastercard for Business credit card received between August 25, 2026 and November 30, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Only the primary business owner on the WestJet RBC World Elite Mastercard for Business credit card account (“Credit Card Account”) is eligible for the offer; any additional business owner(s) and cardholder(s), existing WestJet RBC World Elite Mastercard for Business cardholders as of the offer eligibility period, as well as existing cardholders of any RBC Business credit cards transferring to a WestJet RBC World Elite Mastercard for Business credit card as of the Offer Period, are not eligible for this offer.

You will receive 45,000 welcome WestJet points (“Welcome Points”) distributed as follows:

• You will receive 35,000 welcome WestJet points upon your first purchase. The Welcome Points will appear on your monthly statement and in your WestJet Rewards account, accessible at westjet.com/account up to six (6) weeks after your first purchase transaction date.
• You will receive 10,000 welcome WestJet points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase is posted to your Credit Card Account within the first three (3) months from your Credit Card Account opening date.

You will be eligible to receive up to 45,000 bonus WestJet points if you meet the conditions below:

You will receive 20,000 WestJet Points (“Bonus Points”) if (i) a total of $5,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) is posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date (“3-month Period”). The Bonus Points will appear on your Credit Card Account monthly statement and your WestJet Rewards account approximately sixty (60) days after the 3-month Period.

You will receive an additional 25,000 WestJet points (“Additional Bonus Points”) if a total of $15,000 or more in Qualifying Transactions is posted to your Credit Card Account within the first 6 months from your Credit Card Account opening date (“6-month Period”). The Additional Bonus Points will appear on your Credit Card Account monthly statement and your WestJet Rewards account approximately sixty (60) days after the 6-month Period.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions. The amounts of $5,000 and $15,000 are calculated based on the transaction posting date of each Qualifying Transaction, not the transaction date. For example, this means that transactions that take place prior to the last day of the 3-month Period will not count toward the $5,000 if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the 3-month Period. However, these Qualifying Transactions may count toward the $15,000 for the 6-month Period if they are posted to your Credit Card Account right after the 3-month Period.

For more clarity, the amount of $5,000 in Qualifying Transactions and the amount of $15,000 in Qualifying Transactions are not cumulative, meaning that if a total of $15,000 in Qualifying Transactions is posted to your Credit Card Account within the first 6 months from your Credit Card Account opening date, including $5,000 within the first 3 months, you’ll be eligible for the Bonus Points and the Additional Bonus Points, provided you meet all other conditions. However, if you do not spend $5,000 in Qualifying Purchases within the first 3 months of your Credit Card Account opening date, but spend a total of $15,000 in Qualifying Purchases in the first 6 months from your Credit Card Account opening date, you will not be eligible for the Bonus Points but you will be eligible to receive the Additional Bonus Points, provided you meet all other conditions. Only Qualifying Transactions made by the primary owner on the Credit Card Account count toward the amount of $5,000 and $15,000 in Qualifying Transactions.

You will receive an additional 10,000 WestJet points (“Anniversary Points”) up to sixteen (16) weeks after the first-year anniversary of your Credit Card Account opening.

The Welcome Points, Bonus Points, Additional Bonus Points and Anniversary Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points, the Additional Bonus Points and/or the Anniversary Points have been awarded to your account, you may lose the benefit of the offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

4)

The Free First Checked Bag benefit is available to the primary cardholders of a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) and up to eight (8) additional guests travelling on the same reservation, provided that (i) the ticket purchase (original and/or exchange) is paid for with a WestJet RBC World Elite Mastercard (“Eligible Card”); and (ii) the Eligible Cardholder’s 9-digit WestJet Rewards ID appears on the reservation at the time of check-in.

The Free First Checked Bag benefit will apply if a booking is made entirely (or partially, in combination with an Eligible Card) using any of the following (or any combination of the following), as long as the Eligible Primary Cardholder’s WestJet Rewards ID appears on the reservation at the time of check-in: (a) redemption of WestJet points; (b) Travel Bank; or (c) WestJet gift card. “WestJet” or “WestJet Vacations” must appear as the merchant of record for the form of payment. This means that a WestJet flight or a WestJet Vacations package purchased from a travel agency, Visa Checkout or a third-party booking site, may not be eligible for the First Free Checked Bag benefit.

The Free First Checked Bag benefit will be cancelled if the account associated with the Eligible Card is closed for any reason. Guests with reservations booked prior to becoming an Eligible Primary Cardholder are eligible for the Free First Checked Bag benefit, as long as the Eligible Primary Cardholder’s WestJet Rewards ID is added to the reservation prior to check-in.

The Free First Checked Bag benefit is valid only on itineraries marketed and wholly operated by WestJet. The Free First Checked Bag benefit is not valid (i) for companions when travelling on a group booking (10+ guests on the same reservation); (ii) on WestJet Vacations Quebec or Sunwing Vacations bookings; or (iii) when travelling with WestJet's codeshare or interline partners.

Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees.

Complete details are available at www.westjet.com/fees. This benefit may only be used as described and has no monetary or other exchange value.

5)

As the primary cardholder with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the World Elite companion voucher (“Welcome World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome World Elite Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome World Elite Companion Voucher.

For new Eligible Primary Cardholders as of November 5, 2025 onwards: twelve (12) months following the opening of your WestJet RBC World Elite Mastercard credit card account and annually thereafter, you will receive a round-trip World Elite companion voucher (“Annual World Elite Companion Voucher”) if a minimum of $5,000 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) (“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous World Elite companion voucher (“Voucher Earn Year”). If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual World Elite Companion Voucher will be awarded 4-6 weeks after the WestJet RBC World Elite Mastercard annual fee for that year is charged. For new Eligible Primary Cardholders, Minimal Annual Spend will be tracked following the issuance of the Welcome World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC World Elite Mastercard credit card account must be open and in good standing at the time the companion voucher is awarded. Terms and conditions for the Annual World Elite Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time. For complete details, visit westjet.com/companion-voucher.

Each companion voucher can be redeemed by an Eligible Primary Cardholder for: (i) one (1) round-trip flight for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) for travel in Canada or the continental United States or one (1) round-trip flight for $219 for Premium and PremiumFlex fares (“Premium Fares”); or (ii) one (1) round-trip flight to/from the rest of the WestJet network for $399 for Economy Fares or for $499 for Premium Fares. Any additional taxes, fees, charges and ATC (Air Transportation Charges) applicable to the ticket must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

A companion voucher may only be used: (i) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; (ii) if the companion is travelling with you on the same itinerary; and (iii) for new bookings made through westjet.com or WestJet’s Contact Centre. A World Elite companion voucher cannot be: (i) used for Business, BusinessFlex or Member Exclusive fares; (ii) applied to existing reservations; or (iii) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details.

6)

Earn (i) 2 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations packages and Sunwing Vacations packages (“Eligible Travel”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard. The additional 0.5 WestJet point you earn per $1 spent on Eligible Travel (a) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and is calculated separately, and (b) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement. This means that if you purchase Eligible Travel from a travel agency or a third-party booking site, you may not be eligible for the additional 0.5 WestJet point per $1, and in no event will Royal Bank of Canada be liable or responsible for any claims should this happen. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.

7)

Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for two (2) one-time use lounge access vouchers at WestJet partner airport lounges (“Lounge Vouchers”). Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for the Lounge Vouchers. All requests to exchange a World Elite companion voucher for Lounge Vouchers must be exchanged in your WestJet Rewards account, and used as a lounge voucher prior to the expiry. Eligible Primary Cardholders will be able to view the Lounge Vouchers and their expiry date(s) within the Vouchers section of their WestJet Rewards account. Lounge Vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. If you have multiple World Elite companion vouchers, the first to expire will be the first one exchanged. Sign in to see available vouchers at westjet.com. If a Lounge Voucher expires after an Eligible Primary Cardholder has exchanged a World Elite companion voucher but before the Lounge Voucher has been redeemed, the Lounge Voucher will not be valid. Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for (2) Lounge Vouchers, the request will be considered final and cannot be cancelled or reversed.

Lounge Vouchers may be used by the Eligible Primary Cardholder and their accompanied guests. Guests/companions may only use Lounge Vouchers when accompanied by the Eligible Primary Cardholder and taking a same-day WestJet flight from the same airport. If the Eligible Primary Cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver status, Lounge Vouchers may be used for additional guests/companions accompanying them. Lounge Vouchers are valid at WestJet partner airport lounges only, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. A valid boarding pass displaying the Eligible Primary Cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge Vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries.

Lounge Vouchers may only be used as described, have no monetary or other exchange value and are non-transferable. Unused World Elite companion vouchers and Lounge Vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. Terms and conditions of the Lounge Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. For full details on Lounge Voucher visit westjet.com/loungevoucher.

8)

Primary cardholders with a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard (“Eligible Primary Cardholders”) may exchange each valid companion voucher for a discount code, for one-time use off the base fare, for one traveler, for a WestJet flight throughout the WestJet network. All requests to exchange a companion voucher for a discount code can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app, prior to the expiry of the companion voucher. Once an Eligible Primary Cardholder exchanges their companion voucher for a discount code, an email will be sent to them within 24 hours and the discount code will be displayed in the “other” section of their account immediately.

• Receive a discount, for one traveler, for one-time use, off the base fare of a WestJet-operated flight.
• Discount codes are valid for new bookings only and cannot be applied to existing reservations.
• 30-day advance purchase is required.
• No changes to bookings allowed when one-time use discount code applied.
• The discount is applied to the base fare of the flight and does not include a discount off the taxes, fees, or other charges. Discount amount is specified in the email sent.
• Discount can be used for a one-way, round-trip or multi-city booking for one traveler.
• The discount codes have an expiry date of 60-90 days after date of issue. The discount code is valid for bookings until the end of the month, two months after the month in which the code is exchanged. For example, if a companion voucher is exchanged for a discount code on February 17th, the discount code will be valid for bookings until April 30th. Travel can take place up to the end of the flight schedule.
• Valid for use on UltraBasic, Econo and EconoFlex fares only. (excludes Premium, PremiumFlex, Business and BusinessFlex)
• No blackout dates for flights within Canada. For travel outside of Canada blackout dates may apply.
• The discount code cannot be combined with other discount codes, companion vouchers, Member Exclusive Fares or used on WestJet Vacations packages.
• Flight Eligibility: Discount codes are valid only on flights marketed and operated by WestJet, not on code-share or interline flights with other airlines
• Only one discount code may be used per booking
• No cash value. Non-refundable
• Once an Eligible Primary Cardholder has requested an exchange of a companion voucher for a discount code, the request will be considered final and cannot be cancelled or reversed.

Any changes or cancellations to discount code bookings must be made online or by calling 1-888-937-8538. If the booking is changed or cancelled after the discount code expiry date, the discount will no longer apply.

9)

Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for a $200 WestJet Vacations or Sunwing Vacations future travel credit (“FTC”). All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app.

All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC must be exchanged in your WestJet Rewards account prior to the World Elite companion voucher expiry date. Eligible Primary Cardholders will be able to view the FTC and the expiry date(s) of the FTC in the email sent within 24 hours of the exchange. Sunwing Vacations and WestJet Vacations FTC will have the same expiry date as the World Elite companion voucher used for the exchange, which means a booking must be made prior to the expiry date and travel is allowed till the end of the flight schedule.

Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for a FTC, the request will be considered final and cannot be cancelled or reversed. FTCs can be applied towards the full value of the booking, including taxes and fees on a WestJet-operated flight. Any remaining value on the FTC after the expiry date will be forfeited. The FTC may be used toward more than one new booking so long as it is valid, the person named on the FTC is travelling and until such time the value of the FTC is drawn down to zero. This FTC holds no cash value, is non-transferable, and is not valid toward group travel bookings.

10)

Earn (i) 2 WestJet points per $1 spent on eligible purchases in the following categories: Grocery Stores and Supermarkets, Gas, Electric Vehicle Charging, and Public Transit including Rideshare (“Eligible Purchases”) made from merchants that are classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard.

Eligible MCCs:

Grocery Stores and Supermarkets MCCs	Gas, Electric Vehicle Charging, Public Transit (including Rideshare) MCCs
5411 Grocery Stores and Supermarkets	5541 Service Stations (With or without Ancillary Services)
	5542 Automated Fuel Dispensers
	5552 Electric Vehicle Charging
	4121 Taxicabs and Limousines
	4111 Transportation: Suburban and Local Commuter Passenger, including Ferries

The additional 0.5 WestJet point you earn per $1 spent on Eligible Purchases (i) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on Eligible Purchases made from merchants that are classified by an Eligible MCC. As an example, this means that even though a merchant may sell groceries, a purchase made at this merchant may not necessarily qualify for the additional 0.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of another vendor that is classified by an Eligible MCC, and Eligible Purchases made from this merchant may not qualify for the additional 0.5 WestJet points per $1.

Royal Bank of Canada (“Royal Bank”) cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to Eligible Purchases made from a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.

11)

Trip Cancellation Insurance will reimburse only the cancellation penalties in effect at the time of the cause of cancellation when you purchase your trip with your WestJet RBC World Elite Mastercard and/or WestJet points. The maximum amount covered under the Trip Cancellation Insurance for each covered person is $1,500 per trip to an overall maximum of $5,000. Coverage is for eligible trip cancellations that occur on or after November 5, 2025.

Mobile Device Insurance provides coverage of up to $1,500 in the event your mobile device fully purchased with your WestJet RBC World Elite Mastercard and/or WestJet points is lost, stolen, suffers accidental damage or experiences mechanical failure. Coverage is for eligible events that occur on or after November 5, 2025.

Insurance coverages are underwritten by RBC Insurance Company of Canada except for Auto Rental Collision/Loss Damage Waiver Insurance, which is underwritten by Aviva General Insurance Company. Insurance benefits are available to Canadian residents only and are subject to terms, conditions, limitations, and exclusions. For details on the insurance coverages, a copy of your updated Certificate of Insurance is available at https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.

12)

Earn (i) 1.5 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations packages and Sunwing Vacations packages (“Eligible Travel”), and (ii) 1 WestJet point per $1 spent on all other purchases when you pay with your WestJet RBC Mastercard. The additional 0.5 WestJet point you earn per $1 spent on Eligible Travel (a) is in addition to the 1 WestJet point per $1 you earn on all other purchases and is calculated separately, and (b) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement. This means that if you purchase Eligible Travel from a travel agency or a third-party booking site, you may not be eligible for the additional 0.5 WestJet point per $1, and in no event will Royal Bank of Canada be liable or responsible for any claims should this happen. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.

13)

Earn (i) 1.5 WestJet points per $1 spent on eligible purchases in the following categories: Restaurants, Food Delivery Services, Digital Subscriptions, Streaming Services and Digital Games (“Eligible Purchases”) made from merchants that are classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”), and (ii) 1 WestJet point per $1 spent on other everyday purchases when you pay with your WestJet RBC Mastercard.

Eligible MCCs:

Restaurants and Food Delivery Services MCCs:	Digital Subscriptions, Streaming Services and Digital Games MCCs:
5812 Restaurants and eating places	5815 Digital Goods Media - Books, Movies, Music
5813 Bars, cocktail lounges, and nightclubs	5816 Digital Goods – Games
5814 Fast food restaurants	5817 Digital Goods - Applications (Excludes Games)
	5818 Digital Goods - Large Digital Goods Merchants
	4899 Cable, Satellite, and Other Pay Television/Radio/Streaming Services

The additional 0.5 WestJet point you earn per $1 spent on Eligible Purchases (i) is in addition to the 1 WestJet point per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on Eligible Purchases made from merchants that are classified by an Eligible MCC.

As an example, this means that even though a merchant may sell streaming services and/or digital games, a purchase made at this merchant may not necessarily qualify for the additional 0.5 WestJet point per $1 if the merchant is not classified by an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of another vendor that is classified by an Eligible MCC, and Eligible Purchases made from this merchant may not qualify for the additional 0.5 WestJet points per $1.

Royal Bank of Canada (“Royal Bank”) cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to Eligible Purchases made from a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.

14)

As the primary cardholder with a WestJet RBC Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the Credit Card companion voucher (“Welcome Credit Card Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome Credit Card Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome Credit Card Companion Voucher.

For new Eligible Primary Cardholders as of November 5, 2025 onwards: twelve (12) months following the opening of your WestJet RBC Mastercard credit card account and annually thereafter, you will receive a round-trip Credit Card companion voucher (“Annual Credit Card Companion Voucher”) if a minimum of $2,500 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments)(“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous Credit Card companion voucher (“Voucher Earn Year”). If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual Credit Card Companion Voucher will be awarded 4-6 weeks after the WestJet RBC Mastercard annual fee for that year is charged. For new Eligible Primary Cardholders, Minimal Annual Spend will be tracked following the issuance of the Welcome Credit Card Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual Credit Card Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC Mastercard credit card account must be open and in good standing at the time the companion voucher is awarded. Terms and conditions for the Annual Credit Card Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time.

Each companion voucher can be redeemed by an Eligible Primary Cardholder for a round-trip flight for travel in Canada and to/from the continental U.S (excludes Hawaii) for $199 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $299 for Premium and PremiumFlex fares (“Premium Fares”). Applicable taxes, fees, charges, and other ATC (Air Transportation Charges) on the Credit Card companion voucher must be paid at time of booking.

A companion voucher may only be used: A) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. A Credit Card companion voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings, WestJet Vacations or Sunwing Vacations bookings. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Other terms and conditions apply. Visit westjet.com/creditcard-companion-voucher for complete details.

15)

Primary cardholders with a WestJet RBC Mastercard (“Eligible Primary Cardholders”) may exchange each valid Credit Card companion voucher for 5,000 WestJet points. All requests to exchange a Credit Card companion voucher for 5,000 WestJet points can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app, prior to the expiry of the Credit Card companion voucher. WestJet points have no expiry date, no cash value and are non-transferrable.

Once an Eligible Primary Cardholder has requested the exchange of a Credit Card companion voucher for 5,000 WestJet points, the request will be considered final and cannot be cancelled or reversed. WestJet points can be used towards payment of: (1) WestJet-marketed base fares; (2) certain WestJet ancillaries, such as checked baggage, cabin upgrades and pre-reserved seats; (3) all taxes, fees and other ATC (Air Transportation Charges) on WestJet-marketed flights; (4) WestJet Vacations packages, eligible Sunwing Vacations packages or WestJet Vacations Quebec packages; (5) purchases from participating designated partners; and (6) purchases through the WestJet eStore. No retroactive redemption of WestJet points will be permitted. Minimum redemption of 2,500 WestJet points applies when purchasing UltraBasic, Economy, Premium and Business fares; the entire base fare and other Air Transportation Charges (Other ATC) must be paid with WestJet points when purchasing a Member Exclusive fare. A minimum redemption amount of 5,000 WestJet points per booking applies for WestJet Vacations package bookings, Sunwing Vacations package bookings or WestJet Vacations Quebec package bookings.

16)

Mobile Device Insurance provides coverage of up to $1,500 in the event your mobile device fully purchased with your WestJet RBC Mastercard and/or WestJet points is lost, stolen, suffers accidental damage or experiences mechanical failure. Coverage is for eligible events that occur on or after November 5, 2025.

Insurance coverages are underwritten by RBC Insurance Company of Canada except for Auto Rental Collision/Loss Damage Waiver Insurance, which is underwritten by Aviva General Insurance Company. Insurance benefits are available to Canadian residents only and are subject to terms, conditions, limitations, and exclusions. For details on the insurance coverages, a copy of your updated Certificate of Insurance is available at https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.

17)

Earn 3 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations and Sunwing Vacations, and 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard for Business. The additional 1.5 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations and Sunwing Vacations (i) are in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement. This means that if you purchase WestJet flights, WestJet Vacations or Sunwing Vacations from a travel agency or a third-party booking site, you may not be eligible for the additional 1.5 WestJet points per $1. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. If you are a Silver Member, you will earn 3 additional WestJet points per $1 spent on eligible WestJet flights (including base fares and surcharges, seat selection, checked bags and cabin upgrades purchases, but excluding taxes), which totals 6 WestJet points per $1 spent, when you pay with your WestJet RBC World Elite Mastercard for Business. The 3 additional WestJet points per $1 spent on eligible WestJet flights (i) are in addition to the 3 WestJet points per $1 you earn on eligible WestJet flights and are calculated separately, and (ii) will only be awarded (a) if WestJet appears as the merchant on your monthly credit card statement, (b) as long as you remain a Silver status member, and (c) within 30 days of completion of travel.

18)

Earn 3 WestJet points per $1 spent on Telecommunications, Electronics and Shipping services purchased from merchants classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”) and 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC^® World Elite Mastercard for Business^‡.

Eligible MCCs are:

Telecommunications MCCs:

• 4812 Telecommunication Equipment Including Telephone Sales
• 4814 Telecommunication Services including, but not limited to, prepaid phone services and recurring phone services

Electronics MCCs:

• 5045 Computers, Computer Peripheral Equipment, Software
• 5732 Electronic Sales
• 5734 Computer Software Stores

Shipping MCC:

• 4215 Courier Services: Air and Ground, Freight Forwarders

The additional 1.5 WestJet points per $1 spent on Telecommunications, Electronics and Shipping services (i) are in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on purchases made at merchants classified by an Eligible MCC.

Even though some merchants may sell Telecommunications, Electronics or Shipping services, purchases made at these merchants may not necessarily qualify for the additional 1.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC. Also, merchants that are not classified by an Eligible MCC may be located on the premises of other vendors that are classified by an Eligible MCC, and purchases made at these merchants may not qualify for the additional 1.5 WestJet points per $1.

Royal Bank of Canada (“Royal Bank”) cannot guarantee that a merchant selling Telecommunications, Electronics or Shipping services is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to purchases made at a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.

19)

The primary cardholder on a WestJet RBC^® World Elite Mastercard for Business^‡ account (“Primary Business Cardholder”) will enjoy all the benefits of WestJet Silver status (“Silver Benefits”), starting within ten (10) days from their WestJet RBC^® World Elite Mastercard for Business^‡ account (“WestJet RBC Business Account”) approval date, until December 31^st of the following calendar year (“First Year Silver Benefit”).

Once the First Year Silver Benefit expires, the Primary Business Cardholder will continue to enjoy the Silver Benefits for the next Qualifying Year (as defined below) if a total of at least $30,000 in Eligible Purchases (as defined below) was charged to their Eligible WestJet RBC Business Account in the preceding Qualifying Year (“Subsequent Silver Benefit”), and so on thereafter.

“Eligible Purchases” means the total of net purchase transactions, made by all cardholders on the WestJet RBC Business Account, that appear on the Eligible WestJet RBC Business Account monthly statements prepared during a Qualifying Year (as defined below), minus returns, other credits, fees, interest charges, and cash advances (such as balance transfers, cash-like transactions and bill payments that are not pre-authorized charges set up with a merchant).

“Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible WestJet RBC Business Accounts, it means the period between the first WestJet RBC Business Account’s monthly statement date, and December 31.

If, while enjoying the First Year Silver Benefit or a Subsequent Silver Benefit, a total of less than $30,000 in Eligible Purchases is charged to their Eligible WestJet RBC Business Account during that Qualifying Year, the Primary Business Cardholder will lose the Silver Benefits starting on the following January 1^st. Thereafter, each time at least $30,000 in Eligible Purchases is charged to their Eligible WestJet RBC Business Account at any time during a Qualifying Year, the Primary Business Cardholder will re-gain access to Silver Benefits starting on the first day of the following account statement period, and will enjoy the Silver Benefits until December 31^st of the following Qualifying Year.

To establish if a minimum of $30,000 in Eligible Purchases was charged to a Eligible WestJet RBC Business Account in a Qualifying Year, we will look at the Eligible Purchases posted to the Eligible WestJet RBC Business Account until the December monthly statement date (that is the date the statement is prepared). This means that some purchases made in December may not count towards the $30,000 in Eligible Purchases for that Qualifying Year. For example, if monthly statements are prepared on the 27th day of each month and a purchase is made on December 28, the transaction will be posted to the January monthly statement and will not count towards the $30,000 in Eligible Purchases for the current Qualifying Year. Eligible Purchases will reset to zero (0) at the beginning of each Qualifying Year.

First Year Silver Benefit and Subsequent Silver Benefit (i) are solely for the benefit of the Primary Business Cardholder whose Eligible WestJet RBC Business Account is open and in good standing, whether the Primary Business Cardholder is a business owner, a signing authority or an employee, (ii) are not transferrable, (iii) do not provide the Primary Business Cardholder with the 4,000 CAD in tier qualifying spend normally required to achieve Silver status, (iv) do not replace nor override any higher WestJet tier status the Primary Business Cardholder may otherwise be enjoying in accordance with the WestJet Rewards Program, and (v) are not available to existing or former WestJet RBC^® World Elite Mastercard for Business^‡ primary business cardholders, applying for or transferring to a WestJet RBC^® World Elite Mastercard for Business^‡.

For more information on the Silver Benefits, visit westjet.com/silver (opens to external site)

WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and providing Silver Benefits to eligible Primary Business Cardholders. For full Program terms and conditions, visit www.westjet.com (opens to external site).

20)

All WestJet points earned by all cardholders on a WestJet RBC^® World Elite Mastercard for Business^‡ account will be awarded to the primary business cardholder only, whether or not the primary business cardholder is a business owner, a signing authority or an employee.

21)

Trip Cancellation insurance is subject to a limit of $1,500 for each Covered Person (to an overall maximum of $5,000 for all Covered Persons) per trip, and it protects eligible cardholders against the cost of non-refundable prepaid travel arrangements that were purchased with your WestJet RBC^® World Elite Mastercard for Business^‡ card, and/or WestJet points, if the trip is cancelled prior to your departure due to an unexpected or unforeseen covered risk. Trip Interruption insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your WestJet RBC^® World Elite Mastercard for Business^‡ card, and/or WestJet points and interrupted, due to a covered risk, including the extra costs of economy class transportation to your departure point. Please refer to the Insurance Certificate for complete details regarding these coverages. Coverage underwritten by RBC Insurance Company of Canada.

22)

Coverages are underwritten by RBC Insurance Company of Canada and by Aviva General Insurance Company.

23)

Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

24)

WestJet points required for destinations specified are based on an analysis conducted by WestJet completed during the period from November 2024-February 2025 for economy bookings departing from Toronto, Calgary and Vancouver. Airports in other regions may have different routes/destinations. For travel in high-demand periods, the amount of WestJet points required for these destinations might be higher. Subject to availability. Due to travel restrictions, government recommendations and passenger demand, available destinations may vary. WestJet point value does not include taxes, fees, charges and other ATC which will apply.

25)

WestJet points can be used towards payment of: (1) WestJet-marketed base fares; (2) certain WestJet ancillaries, such as checked baggage, cabin upgrades and pre-reserved seats; (3) all taxes, fees and other ATC (Air Transportation Charges) on WestJet-marketed flights; (4) WestJet Vacations packages, eligible Sunwing Vacations packages or WestJet Vacations Quebec packages; (5) purchases from participating designated partners; and (6) purchases through the WestJet eStore. No retroactive redemption of WestJet points will be permitted. Minimum redemption of 2,500 WestJet points applies when purchasing UltraBasic, Economy, Premium and Business fares; the entire base fare and other Air Transportation Charges (Other ATC) must be paid with WestJet points when purchasing a Member Exclusive fare. A minimum redemption amount of 5,000 WestJet points per booking applies for WestJet Vacations package bookings, Sunwing Vacations package bookings or WestJet Vacations Quebec package bookings. Other restrictions may apply and are subject to change at any time. Full details available at westjet.com/redeem (opens to external site).

26)

To participate in this offer, you must have an RBC debit card or a credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

Each time you use your linked RBC Card to pay for qualifying purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions available at www.petro-canada.ca/en/personal/terms-conditions. Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases.

27)

To participate in the Linked Loyalty Program, you must have an eligible debit or credit card that is issued by RBC Royal Bank of Canada (full list of cards is available at https://linkedloyalty.avionrewards.com/triangle-rewards/linked-loyalty-terms-en.pdf.) (“eligible RBC Card’), be enrolled in RBC Online Banking, be a registered member of the Triangle Rewards Program, link your eligible RBC Card to your Triangle Rewards Account and comply with the Linked Loyalty Program Terms and Conditions. Any/every card means an eligible RBC card that is linked to a Triangle Rewards account.

Electronic Canadian Tire Money (“CT Money^®”) can be earned and redeemed on qualifying items at Canadian Tire and at designated Partner locations. Terms and conditions apply to earning and redeeming CT Money. Your participation in the Triangle Rewards Program is governed by the Triangle Rewards Program Terms and Conditions. Also refer to the Partner page on the Program website for qualifying items at Partners. Please note that you will not earn CT Money on purchases made using a Linked RBC Card at any other retailer.

Once you link your RBC Credit or an RBC Debit Card to your Triangle Rewards Account (“RBC Linked Card”), you’ll earn 3X CT Money, consisting of the .4% base rate earned by Triangle Rewards members X 3 for a total of 1.2% of the pre-tax amount of the purchase each time you present your Triangle Rewards card/key fob or any approved Cardless Method and use your Linked RBC Card to pay for qualifying purchases at Canadian Tire or Designated Partner Locations. The 3X CT Money is exclusive of any bonus or promotional offers. CT Money you collect upon making a purchase cannot be redeemed for that purchase and can only be redeemed for a subsequent eligible purchase after the CT Money has been processed and issued to the Triangle Rewards Account.

28)

To receive a complimentary DashPass subscription to pay $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before {{doordash_expiry_date}} (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions.

Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.

The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.

DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.

Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.

You are only eligible for one 12 month Complimentary DashPass Subscription and one 6 months Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 6 months Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.

12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an RBC Avion Visa Platinum, RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, More Rewards RBC Visa Infinite, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards) cardholder.

You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

6 Months Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:

As an Rewards+^TM Visa‡, Signature^® RBC Rewards^® Visa‡, RBC^® Visa‡ Platinum, RBC^® Visa‡ Cash Back, RBC^® Cash Back Mastercard‡, RBC^® Visa‡ Classic Low Rate Option, RBC^® Visa‡ Classic, RBC^® Student Visa‡ Classic, RBC^® Visa‡ Classic II Student, RBC^® Visa‡ Gold, RBC^® U.S. Dollar Visa‡ Gold, RBC Rewards Visa‡ Gold, RBC RateAdvantage^® Visa‡, WestJet RBC^® Mastercard‡, RBC ION Visa, RBC ION+ Visa, More Rewards RBC Visa, RBC Staff VISA Classic Expense, RBC Staff VISA Gold Expense, RBC^® Visa‡ Business, RBC^® Visa‡ Business Gold, RBC^® Visa‡ CreditLine for Small Business^TM, or RBC^® Business Cash Back Mastercard‡, WestJet RBC^® World Elite Mastercard‡ (Premium Benefit Cards).

You are eligible for a Complimentary DashPass Subscription for 6 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 6 months Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.

DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass. For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.

DashPass is a DoorDash subscription service that offers unlimited deliveries for $0 delivery fee on eligible restaurant purchases (minimum order amount of $15.00 CAD before taxes and fees) at a monthly subscription fee of $9.99 CAD plus tax. To learn more about DashPass visit www.doordash.com/dashpass

29)

To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card. Eligible RBC Debit Cards are debit cards tied to a personal banking or savings account or a business banking or savings account in good standing that is set up to pay for goods and services at a store or merchant that has point of sale or other designated debit card terminals that accept debit card payments.

You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations, in accordance with the Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions(opens to external site).

Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.